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Tilly Tidy 2024
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Here's to a good weekend all.
I managed to move a bit of my TT pot over to another account to help build up a little bit of interest.
Hope you are doing OK with moving those pennies and making them work for you. It will all work out when getting them together.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.1 -
Afternoon all,
Hope you are all well?
Tidy up today of the saving pots on it's £15.64 moved across to the higher paying savings account
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
Morning all,
It the end of the month (how is it the end of February already?) and it's tidy up time.
The total left in my accounts comes to £326.60! Blimey!
And the month total is £393.20.
DMI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
I haven't updated this as often as I should have but my TT fund currently stands at £52.59 😁
I'll be rounding down my various pots tomorrow once the interest is added so the fund will hopefully increase a bit more 🙂DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
Sweeping done - up to £54.33 now 😁DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Hi all,
End of the week roundup and it's £10.25, so that's all off to a higher rate interest account.
I think I will have to rethink my target for the year as I seem to be at it already!
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
@Divingmad excellent work.
Have you considered doing a new TT pot and maybe splitting TT 1 pot into 3 i.e to pay towards CC and EF keeping a 3rd in your savings. They all win then. Or pay £600 toward the CC and round it down that's if your signature numbers are up to date. Especially if your account is attracting interest. You may have other plans though.
This is the diced lemon when you get some money and trying to find ways to make it work even harder to get to the level playing field again.
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.0 -
Hi 2Scratters,
Thanks for the reminder, CC balance now updated!
I'm fortunate that my CC debt is all 0%, so am currently paying the minimum each month whilst also putting some aside to ensure I have sufficient to pay off the outstanding sum at the end of the 0% offer (which I work out to be £40 a month needed).
The remainder of the tidy-uppers gets split equally between EF, house renovation and holiday fund. It's all earning 4.1 to 5.5% interest so it's clocking up nicely.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
Hi all,
End of the week round up and the total is £18.17.
DM xI feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)1 -
@Divingmad well done making steady payments.
How refreshing and very very helpful for a particular bank to be able to offer good rates of interest. For those of us with not much and those at the start of their debt reduction/free journey it makes a massive difference and being able to see the "pain" is paying off. I think the UK banks have had it for far too long of messing with peoples lives and keeping them in debt. There are some banks smelling the coffee to give hints and tips how to be more aware of money and making it work for their customers. Lets face it if we had money it would be in the bank (with better interest) in the first place and they'd still be making money.
OOh just managed to move 1.94
Have a good week all
2 Scratters xxAnything is better than nothing-check back and see
On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.0
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