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Tilly Tidy 2024

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Comments

  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    @Daywon
    Hi and welcome to the board, you are very welcome to join us in Tilly Tidying.
    It's amazing how those small amounts tidied up soon become a nice sum 😀
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @Daywon welcome aboard. This is where the magic starts the first step of a new journey. Its all at your pace no judgement just support. I like to read peoples signatures read mine if you are ever in doubt or struggling. Save as what works for you. 

     2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Daywon
    Daywon Posts: 60 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    Another £3.64 tidied away today.  
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all,
    It's that time again to tidy up after the week, the total comes in at £16.88.
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Daywon
    Daywon Posts: 60 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    Happy Monday all,

    £3.39 tided away this morning.  
  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 19 May 2024 at 7:05AM
    Morning all,
    It's the end of the week tidy up and the total comes in at.......£18.64
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
  • Prodigal50
    Prodigal50 Posts: 112 Forumite
    100 Posts Second Anniversary Name Dropper
    I just wanted to say that I think this is a really worthwhile habit. 

    I've been faithfully rounding down to the nearest ten pounds and moving it into my emergency fund savings account. 

    It's so simple and you would never miss the money but it builds up really quickly! I'll post my total for May at the end of the month.
    Jan 2022
    Owed approx 70,000 in consumer debt

    Dec 2024/August 2025
    Loan 1 4750/0
    Loan 2 10690/0
    Card 1 10764/7578
    Card 2  5674/4230
    Card 3 5158/0
    Total 37036/11803

    Emergency Fund 0/2000

    2022 Over 70k debt. Time to change!
    2022-25 Paying off debt. 
    2025 Cash lump sum used to pay down debt quicker than hoped. 
    2025+???? Stay happy and in control of my finances

  • 2Scratters
    2Scratters Posts: 1,107 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    @Prodigal50 Yep! its exactly that. Small bit that would otherwise just be ignored. The skill (habit) is to make our money work for us  and not us be the slave to it. It is a skill that is not encouraged and the "marketing of debt/life style" does not want us to be educated about us being able to manage OUR money. I wish I had learnt this skill earlier in my life instead of living in debt. 
    Well done on your achievement so far  :)

    2 Scratters xx
    Anything is better than nothing-check back and see
    On the declutter journey since 2023 with Mrs SD. Tilly Tidy since 2023.
  • Daywon
    Daywon Posts: 60 Forumite
    Second Anniversary 10 Posts Name Dropper Photogenic
    Hi all,

    Total tidied to date £43.93

  • Divingmad
    Divingmad Posts: 577 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning all,
    It's the weekly tidy up and the total comes on at £18.08
    DM x
    I feel like a Pelican - everywhere I look there's a bill staring at me!LBM: March 2014 Current CC debt: £2048.29/£3666.53 (55.86% repaid) Current Challenges:Tilly Tidy: £2087.67/£2500 (83.50%) 3 to 6 month emergency fund #75: £3653.62/£6000 (60.89%)
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