Pay All Your Debt Off By Christmas 2024
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BlueJ94
Posts: 2,551 Ambassador
Welcome to Pay ALL Your Debt Off By Xmas 2024
Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2024). I will be taking over the thread this year from @shell16. Thank you for last year!
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
So, if you think you can pay off all your debts by the end of the year or have a goal to pay off a certain amount then please join in! You do not need to pay off that target, but having a target to aim for is a good thing! Whatever you manage to pay is a plus!
This challenge runs until 25th December 2024 - PLEASE DECLARE YOUR FINAL TOTALS BY THIS DATE
To help me run this thread easily, could you please all post your challenge number - Payments/Targets for example
Posting any other way may result in your amounts not being updated or updated incorrectly.
By the way, don't worry about working out your % paid as I can do that for you!
I will aim to update at least weekly. GOOD LUCK TO ALL!
February -
March -
April -
May -
June -
July -
August -
September -
October -
November -
December -
Members who are joining the challenge;
#1 - @NeverendingDMP £19 /£1900
#2 - @Honeysucklelou2 £/ £5000
#3 - @ayupmeduck £/ £4412
#4 - @BlueBella £/ £5000
#5 - Myself £130/ £1104.65
#6 - @IrishRose12 £/ £3500
#7 - @Charlotte_88_24 £/£3000
#8 - @Doily94 £/ £10,188.21
#9 - @Minmog £/ £10,000
Firstly I would like to welcome all new and existing members from last years thread (New numbers will be allocated for 2024). I will be taking over the thread this year from @shell16. Thank you for last year!
Anyone is welcome to join this challenge and it is NEVER too late. There is also no amount of money too small or too large that will stop you from joining this challenge. We have several members who will be on their debt journey for several years to come, but they are part of this thread to pay off a fixed amount of their debt as the support on here is fantastic!
So, if you think you can pay off all your debts by the end of the year or have a goal to pay off a certain amount then please join in! You do not need to pay off that target, but having a target to aim for is a good thing! Whatever you manage to pay is a plus!
This challenge runs until 25th December 2024 - PLEASE DECLARE YOUR FINAL TOTALS BY THIS DATE
To help me run this thread easily, could you please all post your challenge number - Payments/Targets for example
#6 - £1000/£5000
Posting any other way may result in your amounts not being updated or updated incorrectly.
By the way, don't worry about working out your % paid as I can do that for you!
I will aim to update at least weekly. GOOD LUCK TO ALL!
Monthly Totals
January -February -
March -
April -
May -
June -
July -
August -
September -
October -
November -
December -
Members who are joining the challenge;
#1 - @NeverendingDMP £19 /£1900
#2 - @Honeysucklelou2 £/ £5000
#3 - @ayupmeduck £/ £4412
#4 - @BlueBella £/ £5000
#5 - Myself £130/ £1104.65
#6 - @IrishRose12 £/ £3500
#7 - @Charlotte_88_24 £/£3000
#8 - @Doily94 £/ £10,188.21
#9 - @Minmog £/ £10,000
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;
Debt owed;
JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest
3
Comments
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Yes please I would love to sign up.im happy to have any number-i know some of you will use a number from last year!
Our total debt is 18152, my personal debt is 9795 but my lowest debt is 1910 and that's what I want to aim for - I'm one of the ones who will be here for a few years brigade! I'm off now to reduce it by a tenner before I start to make my one step easier maths wise. 😂
So my target is 1900 of my debt and my one step is £19.
Thanks for running the thread xJan 18 Joint debts 35,213 - March 24 15.5k
Mortgage Jan 18- 77224 Dec 23- just under 69k2 -
NeverendingDMP said:Yes please I would love to sign up.im happy to have any number-i know some of you will use a number from last year!
Our total debt is 18152, my personal debt is 9795 but my lowest debt is 1910 and that's what I want to aim for - I'm one of the ones who will be here for a few years brigade! I'm off now to reduce it by a tenner before I start to make my one step easier maths wise. 😂
So my target is 1900 of my debt and my one step is £19.
Thanks for running the thread xI’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest0 -
Yes please, can you sign me up. I have been chipping away at debt for a while but want to get the last bits gone now.
I need to clear £5000 in 2024.paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
2024 savings challenge £5/£2000 EF £140. Savings 2 £30.00. Weekly savings envelope #171 -
Honeysucklelou2 said:Yes please, can you sign me up. I have been chipping away at debt for a while but want to get the last bits gone now.
I need to clear £5000 in 2024.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest0 -
I'm in. Was waiting for someone to comment before me lolMy focused balance is £4412.Debt £7976 | Savings £350Aims: Buy first home 2026-8. £20k deposit2
-
ayupmeduck said:I'm in. Was waiting for someone to comment before me lolMy focused balance is £4412.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest0 -
Please can I join the challenge. I've just totted up my debt after ignoring it for the last year and my total debt is £9,708.34. I'd like to aim for £5000 this year.#4 DFBXMAS24 - £1,542.72/£5,000
NSD Challenge - Jan 15/12, Feb 3/12, Mar 10/10 Apr 6/12.
Success is the good fortune that comes from aspiration, desperation, perspiration & inspiration ~ Evan Esar2 -
blubella said:Please can I join the challenge. I've just totted up my debt after ignoring it for the last year and my total debt is £9,708.34. I'd like to aim for £5000 this year.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest1 -
I'm #5 aiming for £1104.65
£130/£1104.65I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Debt owed;JD Catalogue - £580/£700, ZopaCC £100/£200, Zable £294.65/£350 = Total Debt £974.65
The 365 Day 1p Challenge 2024 #27 £0/£671.61
Time to start a fresh. — MoneySavingExpert Forum
Time to start a Fresh part 2, 2022! — MoneySavingExpert Forum
New fresh diary for 2023! — MoneySavingExpert Forum
https://forums.moneysavingexpert.com/discussion/6494873/fresh-diary-for-2024#latest0 -
Can I join in this year again please?
I started well last year but with my hours in work being cut, and I now don't get paid over school holidays I fell off the wagon and had to put my money elsewhere to keep myself afloat.
Now I've got into the swing of things of budgeting for those lost hours and loss of 2 months wages, I feel I am in the position to start focusing in my debt again.
I switched to a no interest balance transfer last month, so I've a bit of leeway there, but it will help me get there sooner.
My total debt is £5,000. I would like to pay off at least £3,500 of that in 2024.So ATM I'd like to be put down for £3500 please.
Pay all debt off by Christmas 2024 £537/£3,500£1 a day challenge 2024 - £91/£730 Declutter a bag a week in 2024 6/52Lose 24lb - 3/24lbs Read 1 book per week - 5/52Pay off credit card debt 7/100%3
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