Pay All Your Debt Off By Christmas 2024

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  • IrishRose12
    IrishRose12 Posts: 1,734 Forumite
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    edited 4 January at 3:32PM
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     #6 checking in with my 1st payment of the year. £35/£3500

    Pay all debt off by Christmas 2024 £537/£3,500£1 a day challenge 2024 - £91/£730 Declutter a bag a week in 2024 6/52Lose 24lb - 3/24lbs Read 1 book per week - 5/52Pay off credit card debt 7/100%
  • Strangey18
    Strangey18 Posts: 32 Forumite
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    Hi all, could I please join in this challenge? I have a lot of debt but have a target to reduce it by £10,000 this year. 
    VCC - £18,547.36
    BCC - £6,161.51
    ACC - £2,914.67
    Loan 1 - £829.71
    Loan 2 - £3,256.16
    Very - £681.99
    Next - £2,570.35
    #19 - pay off debt by Christmas - £2,427.35/£10,000
    #62 save 365 day 1p challenge - £38.20
  • Relentlessdreamer
    Relentlessdreamer Posts: 2 Newbie
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    Can I join please. I need to pay off my credit cards which total £4000.
  • lianne1984
    lianne1984 Posts: 303 Forumite
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    Hey! I'd love to join please! My debt target is £3000
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • BudgetingBelinda
    BudgetingBelinda Posts: 188 Forumite
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    #16 455/6000
    hoping another 60 ish by end of month 🤞🏼
    2020: £20k debt.
    2024 current update: remaining debt is £3550
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 40/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £0
  • Dorothy707
    Dorothy707 Posts: 9 Forumite
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    Hi All! Would like to join the challenge, my target is £3 000 for 2024. 

    January NSD 7/12
    Debtfree 0/£3000
  • BudgetingBelinda
    BudgetingBelinda Posts: 188 Forumite
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    Warm home discount applied £150 coming off of Electric bill by 31st- much much needed. Or debt payments would of been minimal this quarter.
    2020: £20k debt.
    2024 current update: remaining debt is £3550
    DMP - £455 per month|100 Steps to be Debt Free by Xmas 2024 - 40/100|2024 Decluttering Campaign- daily|Emergency fund £100|overpay pot £0
  • CoffeeSonata
    CoffeeSonata Posts: 117 Forumite
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    I’d like to join with probably an ambitious target of £6000
    This includes min payments and should pay off 3 total debts /cc balances. 
    Aiming high but that’s the challenge for me! 
    Have made some payments already but will have to add up later! 




    Monthly Challenges| March Grocery Challenge - £255/£330 | Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 |     Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary    : 
    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • Honeysucklelou2
    Honeysucklelou2 Posts: 4,657 Forumite
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    # 2. Paid off £260 this week so now £260/£5000.
    paydbx2024 #2 £480/£5000 . Mortgage £144k start ~ £148k Jun 23 -
    2024 savings challenge £5/£2000     EF £140. Savings 2 £30.00. Weekly savings envelope #17
  • BlueJ94
    BlueJ94 Posts: 2,551 Ambassador
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    Welcome along all new and old, I'll update the post a little later. I've not been very well the last day or so and feeling even worse today but wanted to come on and let you all know I'm still watching so will update ASAP. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;
★ ★ ★ Meet your Ambassadors

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