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Pay All Your Debt Off By Christmas 2024

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Comments

  • IrishRose12
    IrishRose12 Posts: 1,794 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 4 January 2024 at 2:32PM

     #6 checking in with my 1st payment of the year. £35/£3500

    Pay all debt off by Christmas 2025 £815.45/£3,000£1 a day challenge 2025 - £180/£730 Declutter a bag a week in 2025 11/52Lose 25lb - 10/25lbs Read 1 book per week - 5/52Pay off credit card debt 18%/100%
  • Hi all, could I please join in this challenge? I have a lot of debt but have a target to reduce it by £10,000 this year. 
    VCC - £18,547.36
    BCC - £6,161.51
    ACC - £2,914.67
    Loan 1 - £829.71
    Loan 2 - £3,256.16
    Very - £681.99
    Next - £2,570.35
    #19 - pay off debt by Christmas - £2,427.35/£10,000
    #62 save 365 day 1p challenge - £38.20
  • Can I join please. I need to pay off my credit cards which total £4000.
  • Hey! I'd love to join please! My debt target is £3000
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • #16 455/6000
    hoping another 60 ish by end of month 🤞🏼
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Hi All! Would like to join the challenge, my target is £3 000 for 2024. 

    January NSD 7/12
    Debtfree 0/£3000
  • Warm home discount applied £150 coming off of Electric bill by 31st- much much needed. Or debt payments would of been minimal this quarter.
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • I’d like to join with probably an ambitious target of £6000
    This includes min payments and should pay off 3 total debts /cc balances. 
    Aiming high but that’s the challenge for me! 
    Have made some payments already but will have to add up later! 




    Monthly Challenges| March Grocery Challenge - £255/£330 Make £10 a Day - £112/£310 
    2024 Challenges Pay-Off Debt for Christmas - £874/£6000

    Savings Goals Emergency Fund - £75/£2000 | 
    Month Ahead Bills  |   Month Ahead Minimum Debt Repayments
    Month Ahead Grocery -  £0/£30  [Month Ahead True Expenses £0/?] 

    My Debt Free Diary

    https://forums.moneysavingexpert.com/discussion/6490048/a-cup-of-coffee-and-two-paracetamol-debt-disability-and-getting-organised-like-the-chickens




  • # 2. Paid off £260 this week so now £260/£5000.
    paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
    2025 savings challenge £0/£2000
    EF £140. Savings 2 £30.00. 17
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Welcome along all new and old, I'll update the post a little later. I've not been very well the last day or so and feeling even worse today but wanted to come on and let you all know I'm still watching so will update ASAP. 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

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