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Pay All Your Debt Off By Christmas 2024

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    IrishRose12 said:
    Can I join in this year again please?
    I started well last year but with my hours in work being cut, and I now don't get paid over school holidays I fell off the wagon and had to put my money elsewhere to keep myself afloat.

    Now I've got into the swing of things of budgeting for those lost hours and loss of 2 months wages, I feel I am in the position to start focusing in my debt again.
    I switched to a no interest balance transfer last month, so I've a bit of leeway there, but it will help me get there sooner.

    My total debt is £5,000.  I would like to pay off at least £3,500 of that in 2024.  


    So ATM I'd like to be put down for £3500 please. 

    Welcome along! sure you're #6 :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • Charlotte_88_24
    Charlotte_88_24 Posts: 29 Forumite
    10 Posts
    Hello, can I join please? 

    I am aiming for £3000 please :) 
    Total debt remaining £15,664.21
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Charlotte_88_24 said:
    Hello, can I join please? 

    I am aiming for £3000 please :) 
    You're #7 :smile:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    I am coming back to the forums after having a bittle of a wobble last year and ending up in more debt than I started with :neutral:

    Am back to try again and the new year seems like a good place to start so would like to join the challenge please. Will be focusing on my personal loan which currently stands at £10,188.21. So I am going to bust a gut to try and get that gone by next Christmas!
    PAYDBC24 #8 ~ £10188.21
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Doily94 said:
    I am coming back to the forums after having a bittle of a wobble last year and ending up in more debt than I started with :neutral:

    Am back to try again and the new year seems like a good place to start so would like to join the challenge please. Will be focusing on my personal loan which currently stands at £10,188.21. So I am going to bust a gut to try and get that gone by next Christmas!
    Cheering you along! You'll get that debt gone in no time! You're #8
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • Doily94
    Doily94 Posts: 585 Forumite
    500 Posts Third Anniversary Name Dropper Photogenic
    BlueJ94 said:
    Doily94 said:
    I am coming back to the forums after having a bittle of a wobble last year and ending up in more debt than I started with :neutral:

    Am back to try again and the new year seems like a good place to start so would like to join the challenge please. Will be focusing on my personal loan which currently stands at £10,188.21. So I am going to bust a gut to try and get that gone by next Christmas!
    Cheering you along! You'll get that debt gone in no time! You're #8
    Thank you. Fingers crossed for us all :)
    PAYDBC24 #8 ~ £10188.21
  • Minmog
    Minmog Posts: 4 Newbie
    First Post
    Can I be #9 ? I'm aiming to pay off my cc debt this year which totals £10,000.

    There is more debt but it feels too overwhelming to list it all :( 
  • BlueJ94
    BlueJ94 Posts: 3,040 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Minmog said:
    Can I be #9 ? I'm aiming to pay off my cc debt this year which totals £10,000.

    There is more debt but it feels too overwhelming to list it all :( 
    Yep #9 :smile: You can do this! With the support from various people on here! good luck!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    *update pending as I've no idea* 

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #
    Pay off all your debts by Christmas 2026! #14

  • zedonk
    zedonk Posts: 111 Forumite
    100 Posts Second Anniversary Photogenic
    Count me in! I'd like to pay off £5K.
    Credit card debt: £8530 £8071
    Savings: £3363
  • PurplePhoenix62
    PurplePhoenix62 Posts: 101 Forumite
    10 Posts Name Dropper
    Can I join please, I’d like to pay £4,000 off (part of a larger total!!) 
    Starting Debt Total: £10156.43/£9723.43 Current Total
    Total Paid to Date: 4.26%

    SPC 17 #040 - £28.93
    House Pot £1000.55/£2500
    Car Insurance Pot £126.70/£300
    Christmas 2024 Pot £96.57
    Emergency Fund £25.00/500.00
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