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Pay All Your Debt Off By Christmas 2024

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  • lianne1984
    lianne1984 Posts: 303 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    BlueJ94 said:
    Welcome along all new and old, I'll update the post a little later. I've not been very well the last day or so and feeling even worse today but wanted to come on and let you all know I'm still watching so will update ASAP. 
    Feel better soon!!
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

  • meachybee
    meachybee Posts: 42 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 9 January 2024 at 9:12PM
    Could I please join? I don't mind which number I get. I'm looking to clear my credit card which is currently £4293

    Sorry had to edit as just been hit by a massive repair bill for the car.
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,138 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    edited 7 January 2024 at 11:58AM
    Hi I would like to join please, just need to check how much is left on the credit card, as I want that gone this year! 

    Checked and balance was: £2162.22 and I have paid £189.95 including the monthly payment and PADs so far this month!

    So.... £189.95/£2162.22

    Have worked out that my monthly payments will knock off £880 in the remaining 11 payments, and I need to find £99.30 a month to make up the remaining £1092.27. This should be doable, especially as I have worked it out and it is my priority!haha. 
  • Please can I join, as of today I have £16,439.77 debt to repay - one loan with Zopa which I am aiming to pay off this year to be debt free.  I am in a fortunate position where I earn a good salary I just need to stop spending my money on rubbish thank you ☺️ 
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26 
    Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Hello - I’d love to join this thread too. Not sure how to choose a number to be listed.

    My debt figures are:

    Total Debt: £47,211
    Aim to clear in 2024: £12,000

    I’m paying £1385 approx per month but £385 of this is interest. I’m hoping to switch more of the debt to 0% once I’ve cleared some of the total (I’m not eligible for any cards at the moment 😞).
  • Hello! I’d love to join too please, mine is £8,500 😊
  • Keedie
    Keedie Posts: 2,853 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    Hi all, I'd like to rejoin this year please as last year really kept me motivated. 

    My target is £9,000 to be completely debt free. I've paid £300/£9,000 (3.33% so far)

    Hope you're feeling better son @BlueJ94. x

    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • Hey, 

    I would love to join in. I have £9,764.66 to pay off in total and I'm aiming for October 2024 so I can throw a couple of mortgage OP's in this year too!

    Thanks, Dolly
    Debt Free - 4th June 2025
  • #16 515/6000
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
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