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Pay All Your Debt Off By Christmas 2024

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Comments

  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hi I would like to join please, just need to check how much is left on the credit card, as I want that gone this year! 

    Checked and balance was: £2162.22 and I have paid £189.95 including the monthly payment and PADs so far this month!

    So.... £189.95/£2162.22

    Have worked out that my monthly payments will knock off £880 in the remaining 11 payments, and I need to find £99.30 a month to make up the remaining £1092.27. This should be doable, especially as I have worked it out and it is my priority!haha. 
    number 25!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Please can I join, as of today I have £16,439.77 debt to repay - one loan with Zopa which I am aiming to pay off this year to be debt free.  I am in a fortunate position where I earn a good salary I just need to stop spending my money on rubbish thank you ☺️ 
    number 26 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hello - I’d love to join this thread too. Not sure how to choose a number to be listed.

    My debt figures are:

    Total Debt: £47,211
    Aim to clear in 2024: £12,000

    I’m paying £1385 approx per month but £385 of this is interest. I’m hoping to switch more of the debt to 0% once I’ve cleared some of the total (I’m not eligible for any cards at the moment 😞).
    number 27! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    pingu007 said:
    Hello! I’d love to join too please, mine is £8,500 😊
    number 28!
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Hey, 

    I would love to join in. I have £9,764.66 to pay off in total and I'm aiming for October 2024 so I can throw a couple of mortgage OP's in this year too!

    Thanks, Dolly
    number 29! 
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Morning all, Hopefully everyone has a number now? please let me know if you don't my brain is just getting over this awful flu I've had! :lol:
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Keedie
    Keedie Posts: 3,065 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I still don't have a number @BlueJ94. As you got up to number 29, should I be number 30?

    I hopefully you'll be fully on the mend soon.x
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    Career Loan £175/£3,000 (5.83% repaid)
  • BlueJ94
    BlueJ94 Posts: 3,151 Ambassador
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Keedie said:
    I still don't have a number @BlueJ94. As you got up to number 29, should I be number 30?

    I hopefully you'll be fully on the mend soon.x
    oops! yes 30! sorry missed that :smile: Thank you
     I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe boards and spending & discounts boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Debt owed;

    Admiral - £0/£8000

    DFW Challenges! 

    PAD #
    365 Day 1p Challenge 2026 #8 £31.65
    Pay off all your debts by Christmas 2026! #14 £74.77/£8000
    Make £2026 in 2026! £390.05/£2026

    Savings goal £91.50/£1000
  • Hi
    My first payments made. 

    #13 475/8138
    # 36 1p challenge 2024 - £536.60

    #13 POYD by Christmas 24  £2875 / 8138
  • BlueJ84 
    Hope you are starting to feel better..it's been a terrible version of flu this year. Making people feel quite poorly.

    #1 checking in with 802 paid off my personal debt so 42% so far of my 1900 target. 

    (helped along by some luck, Christmas gifts and money left from Christmas pots. Thought long and hard but my e fund has got 500 in it still and I need to make a dent in these debts now as I've had enough of them!)

    I'm hoping my lucky start means I can get to the target by the end of the year. Fingers and toes crossed eh!
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 Jan 26- just under 64k

    June 25 Debts in my name were £5170. Now 5178 (Jan 26)
    DH debts ?? at a guess £15k
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