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Pay All Your Debt Off By Christmas 2024

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Comments

  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    #16 605/6000
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £249.13/£2162.22
  • BudgetingBelinda
    BudgetingBelinda Posts: 496 Forumite
    100 Posts First Anniversary Name Dropper
    #16 665/6000
    Emergency Fund: 1000/2000
    August Grocery Challenge: 208/550 
    S&S ISA: £420
    Save 12k in 2025: #10 1200/10000
    100 steps challenge.. to be where you want to be in 2025:
    EF 60/100 (1 step= £20)
    holiday 0/100 (1 step= £30)
    savings 4/100 (1 step= £50)

    2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
  • Keedie
    Keedie Posts: 2,919 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Combo Breaker
    I've had a rethink and I'm changing my goal from £9,000 to £6,750 (75% of outstanding £9,000 debt). 

    I've not paid any extra as my Barclaycard isn't due until the end of the month, but with the lower target, my percentage paid has increased, so that's nice 😂.

    #30 £300/£6,750 (4.44% repaid)
    Debt Free Diary:- The Mental Debt Struggle
    (Original Debt on 15/07/2016 was £33,056.76) 🙈 but Debt Free on 09/02/2025 🎉
    2025 SAVINGS: Emergency Fund (£604.30/£5,000) 12.09% saved
    2025 CHALLENGES: #16 Sealed Pot Challenge ~ 18 || #9 50 Envelope Challenge 22/50
  • MissPennySave
    MissPennySave Posts: 433 Forumite
    100 Posts Second Anniversary Name Dropper Photogenic
    Afternoon all, payday today so my first payments of the year have been made so I am:

    #15 £1035.76 / £14000

    MPS  B) x
    November 2022 - £46,626.96 / September 2025 - £1,100.00
    Debt paid off so far - £45,526.96 (97.64%)

    Current Challenges:
    #10 DFBXMAS25 £14020.00 / £15120.00 (92.72% paid off) 

    Completed Challenges:
    #15 DFBXMAS24 £16972.80 / £14000.00 (121.23% paid off) COMPLETED!
    #41 DFBXMAS23 £14751.96 / £12000.00 (122.93% paid off) COMPLETED!

    MissPennySave's Debt Free Diary - DFW Diary
  • Nervous1234
    Nervous1234 Posts: 77 Forumite
    Third Anniversary 10 Posts Name Dropper
    #26 checking in £1,100/£14,889.26 😊
    Weekly budget set so hope to have money left over each week to pay a bit more off before the end of February 🤞
    Aim to pay off £13,000 by December 2024
    £1,208.22/£23,059 #26     Pay All Your Debt Off By Christmas 2024
    2024 £1 a day savings challenge - £98.43 2024 52 week challenge - £120.37
    22/20 February No Spend Days 20 Target 20/23 March No Spend Days 23 Target 7/22 April No Spend Days 22 Target (excludes direct debits, standing orders, debt and savings payments)


  • Strangey18
    Strangey18 Posts: 32 Forumite
    10 Posts Second Anniversary Photogenic Name Dropper
    #19 £1,233.73/£10,000

    update as having been paid yesterday, I made payments against all 3 of my credit cards
    VCC - £18,547.36
    BCC - £6,161.51
    ACC - £2,914.67
    Loan 1 - £829.71
    Loan 2 - £3,256.16
    Very - £681.99
    Next - £2,570.35
    #19 - pay off debt by Christmas - £2,427.35/£10,000
    #62 save 365 day 1p challenge - £38.20
  • Aimingforthegoodlife
    Aimingforthegoodlife Posts: 1,146 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    #25 £256.67/2162.22
  • VioletNewStart
    VioletNewStart Posts: 50 Forumite
    10 Posts First Anniversary Photogenic Name Dropper
    edited 28 January 2024 at 12:28AM
    #27 £302 in Jan / £10,200 aim this year.
    Total debt now is: £49,808

    (I was originally aiming to clear £12k of debt this year but I’ve reduced it to £10,200 which would at least take me below £40k).

  • NeverendingDMP
    NeverendingDMP Posts: 2,332 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    #1 checking in. I've paid 1140 of 1900 so 60%.
    Got lucky and came into some money which has helped.  Hopefully will have the other 40% sorted this year which was the equivalent of the smallest debt
    Jan 18 Joint debts 35,213

    Mortgage Jan 18- 77224 May 25- just under 65k

    June 25 Debts in my name only £5170. DH can't keep track...
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