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Plum free £25 for saving £500 for 6 months.
Hi all, I've just spotted this offer on the homepage. Has anybody used a similar offer in the past? Clicking through simply takes you to the app store to get the app. I've installed it and created an account but there's nothing I can see relating to the £25. So I am assuming it is working via some sort of tracker / referal…
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Who remembers Peter Young?
While clearing out a pile of old financial
papers I came across an old newspaper article dated 1996. I was instantly transported back nearly 30
years. The private yacht I was on has just started transiting the Suez Canal.
With little else to do I started reading a 4 day old Telegraph we had taken on
at Port Said. There on…
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Savings
Hi all I can get £35,000 out of my pension this year if needed do you think it’s better to take out and invest in an ISA or keep it tucked up in pension
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Please help me understand why bonds might be better- or worse- than cash.
Hi all. I have been hanging around these parts for a few years now, and have
settled on the following asset allocation: 50% stocks, 50% bonds. EXCEPT that so far, I haven’t been brave enough to buy bonds.
The defensive, fixed income part of my portfolio remains in cash. My thinking has been this: A. As an individual,…
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Bank of Scotland Text Alerts
When do BOS notify you of "You’re about to use or have started using an unarranged overdraft."?I have text alerts set up and have never received one of these messages despite having opted in. With Nationwide, if I have a payment due to leave on the 2nd of the month, around 7am on the 1st, I receive a message advising me of…
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Ulster Bank will not recognise Lasting Power of Attorney from England
I have a difficulty with the Ulster Bank, which will not accept the
LPoA for Property & Financial Affairs donated to me by my mother
in 2012. The LPoA is registered with the Court of Protection in
England and Wales. She is British and lives in England She recently opened an easy access
account with Ulster Bank, as the…
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Pending tax relief after a SIPP transfer
Hello there, I am looking to transfer out a SIPP after a final regular contribution - the tax relief isn’t collected for some weeks so I’m wondering what would happen if this was received post transfer - ought the ceding provider forward it on? Also, does anyone have any experience of transferring away from HL ISA or SIPP…
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Tax payable on interest from savings
I will have to pay tax on interest from my savings. Should I transfer money from this account into an ISA or use money from an account which does not earn any interest,
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H&R Building Society non availability of online service
Having no online excess to operate your account with no date for resumption of service due to rebuild of app could this be viewed as alerting your terms and conditions?
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Cynergy deposits
Anyone know if Cynergy accept payments from accounts other than the nominated account.?I checked their website and dont see anything that says payments must come from nominated account.
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Help to Save
Hi! This is the discussion thread for the Help to Save guide. Click reply below to discuss. If you haven't already, join the forum to reply. Thanks folks,
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Abbey Wealth - whats happenjng
I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues?
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trading 212
i would like to invest small amounts regularly and choose which companies, just wondered if t212 is a good platform to begin with?
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Hinckley and Rugby BS: Online access
The new H and R Online is now available. Existing users need to re-register and create a password and memorable word. You will be emailed a new user name, but it seems that you can use your email address as an alternative. Don't get too excited though, as you cannot gain access to your account(s) until you receive a…
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Wealthify refusing cashback
Hello all, I signed up specifically query this. I learned of Wealthify from a weekly MSE email in January 2023 which set out the £50 cash back offer. I signed up to take advantage of this. I had never heard of Wealthify and would not have signed up were it not for this offer, so am sure I followed the relevant MSE link. My…
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Cynergy Bank - bad login procedures
What a really rubbish bank, I've had over 25 savings accounts over the years and this bank has the worst procedures I've ever dealt with. To start with their app is beyond awful due to the bank's infuriatingly difficult and fiddly to use login procedures. I work in tech, so have a good understanding of how things should…
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New banks.
Hello. Are there any particular things you should look out for when maybe investing in savings with newer banks? I've been reading the "Streambank" Web page with regards to their fixed-term account but have never heard of them before. But there again, 95% of the banks/BS lve never heard of.
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Help to save
My help to save closed at the end of April, it’s showing a nil balance however, I haven’t had any funds transferred to my bank account. I made sure the bank details were correct before it closed. Does anyone know how long it takes before your account is credited with the money pls?
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Ajbell transfer
I requested my ajbell pension transfer to ajbell from aviva ove 17weeks ago and dont have internation shares. Why is it taking so long , why? Anybody else had same experience?
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First Direct 7% con
My account matured. £300 per month x 12 so £3600 saved @ 7%. My interest was £135 around 4% !!!! Oh, it’s how the interest is calculated said customer support, your fault for not reading the small print. Learn from my mistake 😩