Credit cards

Anyone else got the email to inform them their credit card is moving from Mastercard to Visa? I have a Clarity credit card as I get free foreign transactions, which I thought was just a mastercard thing. It doesnt really say if this will still apply when switching to Visa, and even Halifax helpdesk werent sure when I spoke…

Did have a search - didn't see any mention of this in the last two weeks……..went to print off latest statement from the PC Online servicing portal - and basically now shut……use the app…..

Thinking of using payr to pay rent using my credit card. I'm happy to pay the 2% fee. Just wondering if anyone else has used it and how they have found it.

Apologies if this has been discussed.. I have a Halifax cc that I use for BT that currently is at zero. I've changed apps to Lloyds as instructed and now am unable to see an offers as it's not a Lloyds cc. What am I best doing before the time comes that I need to shift some debt? Cancel Halifax card and apply for a new BT…

can anyone help me with a question?? I have a capital one account and my card has expired, when searching the website I cannot find the answer, asking me to sign in and having to insert my card number but I can’t sign in because my card has expired!!!

I recently got a Barclaycard 0% balance transfer card, purely to take advantage of the offer of 12 months Apple TV. But I don't actually have any balances to transfer. My only borrowings at the moment are a residential mortgage and two buy-to-let mortgages. I looked in the Barclaycard app, under interest rates, and it…

Hi folks, Did a search but couldn't spot previous discussion on this which is surprising as it must have been discussed and I probably just can't find it. Anyway Lloyds have just e-mailed to say that my 1% cashback is ending on my creditcard in a month. Obviously it was a 1 year offer to attract people, so looks like I may…

Hi all, Back last December I had a solar panel install from a national company. All Seemed OK until early January when there were heavy rain storms. I was sitting in my lounge when I noticed water running down a corner wall. On inspection of the loft, I noticed that a lug bolt from the panel rails had clearly gone in…

I have two credit cards. I only use one (for the protection offered). It has a small balance. A new card has just arrived for the second card which I keep for "emergency use" if on holiday abroad. Is there any point in keeping the second one? Thanks for any answers

Am I the only one who finds credit card apps/websites confusing about whether you've actually paid the statement in full? If you make several payments during the month, rather than one single payment to clear it all, the statement balance can be fully paid, but new spending can leave the account showing a balance again…

Barclaycard normally give me a 0% BT however this month have not they have given me a 5.9% offer until October 2028 with a zero fee. Does anyone know if that 5.9% is total for the two years. It reads as if it is but just wanted to check in case I needed to use at some point.

I used several eligibility checkers but they all came up with no offers not even for credit builder cards. Depending on what website I use, my credit score is in the 700s or 800s although some of them failed to verify identity. My salary is zero because I'm unemployed and living off substantial savings, is this likely to…

I know this is a regular point of discussion online but hoping for some guidance on what best to do. I have 5 cards. 1 - £6k limit, minimal spend, clear it every month, opened 5+ years ago 2 - £6k, regular household spend, clear it every month, opened 5+ years ago 3 - £25k, no balance, this was until recently a 0% deal…

I just applied for and was accepted for an AMEX Gold card. I have an AMEX BA card which I have had since 2017. It's actually currently my oldest running card. But as I rarely fly BA / use Avios anymore, I have no need for it. My question is should I keep the BA Amex open just for the tenure of the card. Or just close it…

I received a money supermarket reward for £10, which I converted to a Mastercard prepaid card, which is showing in Great British pounds as £10 available. I added it to Google wallet. Every time I try and spend it on multiple sites, including Marks and Spencer's online, for the exact amount of £10, it is constantly…

I have an unexpected charge on my Barclaycard Rewards card from Google Wallet (details here). It's a nuisance because I have a 0% balance transfer running with some time to go on that card - and I have avoided using it for any purchases (or advances). Obviously I want to avoid any interest charges. The 1% minimum payment…

just been informed by Halifax complaints dept that all Hfax & Lloyds credit card interest rates are being hiked (2 of mine 3.5%+ from Nov) for existing customers. I have excellent credit scores on TransUnion (via MSE) and Experian and always pay off balances on time. Anyone else had this issue or had any luck getting hikes…

I used a Virgin CC a few years ago for a Balance Transfer. Was put away and never used it since whilst I was paying the balance off. They've emailed me with another offer on their BT which I'd like to take them up on; only thing is, I can't! My card had expired a year ago! The same card is on their app, which suggests they…

Hi - I have been trying to use my new Balance Transfer CC to pay off my PayPal credit - but it seems I can't - even though there is a Mastercard 16 digit card number. Any ideas how I can sort this? If I request a physical credit card would that work? thanks for any advice x

I have 3 cards John Lewis credit card (10K limit), Tesco club-card (£9K limit) credit card and an American Express Everyday (4k limit), total credit limit of circa £23K. Im retired on about £35k per annum. I hardly use the John Lewis which has £10 limit. I've had the Amex everyday for a year soon and made about £150…