-
Allica Bank Payee Details
Hi Guys I have opened a fixed term savings account with Allica Bank. They have sent me the sort code, account number and payee name, but the payee is my name, but I would have expected it to be Allica Bank. Using Barclays to transfer the money I had to put the account as a Personal Account and then the Payee Name as my…
-
Savings account for grandchildren
Hi I would like to open savings account for my 2 grandchildren. I find it all a bit confusing and do not know whether it would be best to open it in my name, or would I get a higher interest in a childs account. Rather put off a childs account as they look to get the money by the age of 18, which I think is too young.…
-
Rent2rent scam. Losing sleep
I can't sleep for worrying. I recently found out my OH has been investing money with rent2rent companies. He tried to explain how legitimate they are, and was looking for a way to make money money as he thinks ISAs are not enough. I tried to calmly explain that he may have been scammed, which he didn't accept and said I…
-
Power of Attorney correcting mistake
Finally completed multiple LPAs with and for family. Our certificate provider made a slight error in one section - life-sustaining treatment section 5, where instead of putting his full name after his signature he repeated his signature. I immediately saw it, and got him to put line through it, initial it and write his…
-
ETF domicile
Is there still 30% US withholding tax on dividends in ETF's domiciled in Luxembourg?So is it better if possible to have one thats domiciled in Ireland.I was looking at Amundi prime Global ETF has low ocf at 0.05% but domiciled in Luxembourg.
-
Plum free £25 for saving £500 for 6 months.
Hi all, I've just spotted this offer on the homepage. Has anybody used a similar offer in the past? Clicking through simply takes you to the app store to get the app. I've installed it and created an account but there's nothing I can see relating to the £25. So I am assuming it is working via some sort of tracker / referal…
-
Who remembers Peter Young?
While clearing out a pile of old financial
papers I came across an old newspaper article dated 1996. I was instantly transported back nearly 30
years. The private yacht I was on has just started transiting the Suez Canal.
With little else to do I started reading a 4 day old Telegraph we had taken on
at Port Said. There on…
-
Trouble opening Zopa account
Zopa won't let me open an account - because I already have one! Many years ago I had a Zopa account, finished with it, thought it was closed. Now I want to open an ISA with Zopa. Went to register for an account, Zopa said I appear to already have an account, please log in, if you don't remember the password click…
-
Savings
Hi all I can get £35,000 out of my pension this year if needed do you think it’s better to take out and invest in an ISA or keep it tucked up in pension
-
Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
-
Please help me understand why bonds might be better- or worse- than cash.
Hi all. I have been hanging around these parts for a few years now, and have
settled on the following asset allocation: 50% stocks, 50% bonds. EXCEPT that so far, I haven’t been brave enough to buy bonds.
The defensive, fixed income part of my portfolio remains in cash. My thinking has been this: A. As an individual,…
-
Bank of Scotland Text Alerts
When do BOS notify you of "You’re about to use or have started using an unarranged overdraft."?I have text alerts set up and have never received one of these messages despite having opted in. With Nationwide, if I have a payment due to leave on the 2nd of the month, around 7am on the 1st, I receive a message advising me of…
-
L&G Global Equity UCITS ETF LGGG
Was looking at this ETF as a potential Developed world tracker Its been around since 2018 and seems to be performing as well as other Developed world ETFs,low ocf at 0.1%, yet the fund size is less that 100millionAny ideas why the size of this fund is quite low?
-
Ulster Bank will not recognise Lasting Power of Attorney from England
I have a difficulty with the Ulster Bank, which will not accept the
LPoA for Property & Financial Affairs donated to me by my mother
in 2012. The LPoA is registered with the Court of Protection in
England and Wales. She is British and lives in England She recently opened an easy access
account with Ulster Bank, as the…
-
Pending tax relief after a SIPP transfer
Hello there, I am looking to transfer out a SIPP after a final regular contribution - the tax relief isn’t collected for some weeks so I’m wondering what would happen if this was received post transfer - ought the ceding provider forward it on? Also, does anyone have any experience of transferring away from HL ISA or SIPP…
-
Tax payable on interest from savings
I will have to pay tax on interest from my savings. Should I transfer money from this account into an ISA or use money from an account which does not earn any interest,
-
PLU-Financial - Any reviews or recommendations
I have been recommended to look at Hoxtons or PLU- Financial for expat investment advise. Just wanted to check if there are any recommendations or if people have used them?
-
H&R Building Society non availability of online service
Having no online excess to operate your account with no date for resumption of service due to rebuild of app could this be viewed as alerting your terms and conditions?
-
Cynergy deposits
Anyone know if Cynergy accept payments from accounts other than the nominated account.?I checked their website and dont see anything that says payments must come from nominated account.
-
BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?