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Invested my redundancy payout in a new kitchen, to be then told getting divorce and I need to leave
Hi bit of a tough one for me here however we were going up and down for a while, have 2 kids together and mortgage I am the primary owner and wife is part time and childcare mostly (which is absolutely fine), however I Got made redundant and we seemed to be going on right track, done therapy etc paid for new kitchen on…
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Embracing the new family dynamics and looking forward to the future with optimism
I usually have some sort of sewing related title to my threads. My diaries of how I cope, or don't cope with my unusual life. But I have lost my Sewing Mojo at the moment. Moving forward with a two year old, a four year old, a 12 year old, and four Adults who still take up my time I doubt this single Granny is going to…
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Childminder leaving the register - means we can't use childcare vouchers
Hello Our childminder, who looks after our child after school, has decided to leave the register because she only looks after children who are over the age of 8. We spend about £80 per month for the after-school care fees, and use childcare vouchers to pay. We are trying to work out whether we would save more money by…
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Divorce settlement - chargeback on property
I am in the early stages of divorce with my partner and are working on the consent order. Things are mostly amicable, there's no fault, and we are using a fixed fee service for this rather than using individual solicitors. Of course, we've ran into a stumbling block regarding money. Our family home is worth an estimated…
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Elderly Lady Moving from HA Accommodation to Nursing Home
I’m looking for some advice regarding an elderly lady who may soon need to move permanently into a nursing home. Over the past year she has been in and out of hospital and has recently been transferred to a temporary nursing home for assessment. We are close friends and effectively the nearest thing she has to family,…
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How much should a ‘simple’ divorce really cost?
Hi all, I got divorced last year and the house has finally sold recently. I’m currently renting with my new partner, getting towards retirement age and need to buy something with my share of the equity ideally. My issue is that my matrimonial solicitors have charged me £11K for their services when their initial estimate…
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Joint tenants or tenants in common?
About to buy a house with my partner. We are engaged and will marry (hopefully) within the next year. I have two children from a previous relationship, partner has none. Joint tenants or tenants in common? Or does this matter? Do we just draw up what we want to happen in a will? Thanks in advance.
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Money Moral Dilemma: Should I lend £20,000 to my in-debt in-laws and risk not getting it back?
This week's MoneySaver who wants advice asks... My in-laws have a mountain of debt in mortgages on three properties. My father-in-law quit his well-paid job after burning out, the bills piled up and now they’re skint. I've inherited some money, and my wife wants me to lend her parents £20,000 to see them through selling…
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Cheap Ancestry membership
Just renewed at about 1/2 of going rate These are for 12 months too Annual Worldwide for £89.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24532&rType=11 Annual UK Premium for £59.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24531&rType=11 There is the…
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Is it normal my parents LPAs are getting processed at different times
Hi all, Both my parents are in the process of doing health & welfare and financial legal power of attorney with me being the sole attorney on each one. When checking the status of each one yesterday all four LPA documents (2 each) said "Received" but today the status of the two LPA documents for mum had now changed to…
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LPA: Is "Standard Clause X" for Discretionary Investments still needed in 2026
Hi everyone, I am currently completing my own Property and Financial Affairs LPA using the online service. I’ve come across the debate regarding "Standard Clause X" (the wording that allows attorneys to use Discretionary Investment Management services). I know the OPG updated their guidance in 2022 saying this clause is no…
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Any advantage to Social Services finding a Care Home?
Hi I will soon need to find a Care Home for my Dad who has Dementia. He will be self funding, however if requested my local Social Services will still find a home for him and negotiate the weekly rate with them, for a setup fee of £450. This initially sounds like a lot, but it isn't if they can negotiate a fee which is…
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Car Finance Claim - Married
Hi, not sure if anyone would know the answer but since I’ve put my car finance claim in I’ve gotten married. Would this affect my claim and if I’m due any compensation would that also be affected?
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Power of Attorney in Scotland - Professional or organisation acting as Attorney
We are a couple in our seventies, with no children and no close living relatives. None of our friends have the degree of trust or familiarity that we would feel comfortable with for a Power of Attorney (PoA). In Scotland, there are three types of PoA: continuing (financial) PoA for money and property, welfare PoA for…
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How to hide my match.com profile?
Hi, I have a 6 month match.com subscription. Ive cancelled the subscription. How can I stop my profile from showing on Match!? Ive emailed Match twice and they havnt replied. Theres no option to deactivate account, or hide me in search or anything like that. I dont want to delete my account, just hide it! Thanks
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Surving Spouse Pension
I am a sngle, divorced and retired teacher. Currently I cannot nominate anyone for my surviving spouse pension. I am thinking of having a Civil Partnership with my platonic friend who is also a retired teacher. We would then nominate each other as partners for the surviving spouse pension. Any advice or ideas? We both have…
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How do I get my daughter to start coming over more like the old days...
So basically I have a 14 year daughter, she lives with her mother and stepfather and has done for about 9 years. I work away and when I'm home she used to spend alternative weekends and occasional days during the week and usually parts of the schools holidays with me. I recently sold my house last year and moved in with my…
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Clean break order
After 12 months of being separated from my wife I am wanting to get a divorce over and done with. We have no financial ties, a minimal amount of debt (any debt with false claims with HMRC have been split between us already) and no assets (says a lot for 18 years!). I know I can get divorced online now easily through the…
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Should car finances be split equally if you’re not named owner?
My partner and I recently moved in together, and we decided we only needed one car between us as I work from home and he commutes via train. He bought a car on finance before we got together, and has 2.5 years left of the agreement. I had an old banger of which the battery kept dying, so I scrapped mine and he added me to…
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Has anyone used Lawhive (online legal advice) and would you recommend them?
Looking for low cost legal divorce advice
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