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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Insurance Depreciation
Hi. Any help on this appreciated- We have claimed on my daughters insurance for her laptop which she split water on! All going fine till we had a bill from the insurers for £384, I was expecting to pay £100 excess. Having spoken to them it seems we have to 'pay' for the deprecation. We will receive a new laptop 2022, which…
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"No thorough inspection" = damage noticed after home insurance renewal deemed "false information"
Summary:Subsidence claim denial and removal of policy has been attributed to lack of inspection at a level beyond a (in this case fairly knowledgeable) layman's ability prior to answering renewal questions, making the answers misleading - meaning that the expectation from the insurer is for there to be a professional…
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Asda Money Pet Insurance Discussion
Hi, This is a feedback thread on pet insurance provider: Asda Money Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service/premium? The feedback comes as part of the Cheap Pet Insurance guide. Thank you, MSE…
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Admiral Car Insurance - Disclorsure Policy Question
Hi long time lurker, first time poster. My friend was recently looking to buy a new car and after running some insurance quotes asked me a question regarding Admiral's car insurance policy as I used to work in a similar industry. Key Info: * They currently have a car insurance policy with Admiral. * A couple of months ago,…
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Multibuy Insurance car and home
Helpful advice on MSE this week to save money by buying home and car insurance on a multibuy basis. However, be aware that the insurance company will quote to end both policies (car and home) on the same day, postponing the second policy start date until your existing policy expires. This means that your quote will be for…
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Possible subsidence - possible future extension - insurance cover
I am hoping at some point in the next few years to do an extension to my semi-detached house (out at the side and back, single storey, and into the loft). I think I may have read on here that some insurers will cancel an insurance policy during major renovations such as this, leading you to have to reapply afresh once the…
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Dual Car Insurance - Help! My insurance is being cancelled because my son passed his driving test
I’ve learned something new about the quirks of the insurance industry, which seems somehow stacked against the consumer. I suspect there are many thousands of people caught in this trap each year. Let me explain… My 18-year-old stepson recently passed his driving test. He has a job and he paid around £2000 to take out a…
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Ex company car driver car insurance
I've been driving a company car for the last 25 years and so have not had to take out any insurance. I am now retiring and need to take out car insurance. I can't get an NCB letter from my insurer as my company insured third party, although I do have a Driver History Letter from them. How do I go about getting myself…
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Pet insurance Petplan v many pets v other
Petplan increasing their premiums 20% yet again this year, too much for us. I’ve heard good things about many pets insurance, has anyone got experiences with them? Or other who stand up to petplans offering (appreciate it will not be quite as good) at a slightly more affordable cost? For info 2 domestic shorthair cats,…
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Car Insurance- cheapest, cheapest known name or a dearer one?
Doing the usual annual merry go round for Car Insurance. Currently with Direct Line and renewal, as per usual, increased by around £60pa. Comparison sites showing over £200pa savings with other companies. So haggle with Direct Line who reduce it by £120 but still around £90 dearer than equivalent policies even with Aviva…
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changing occupation on home insurance renewal
I've had my renewal documents through the post. I was surprised to see my occupation listed as it was a reference to a job I had a few years back. I looked up my documents from last year and it had my occupation for last year, so different than what's on the renewal which seems very odd. I suppose they may have reduced the…
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Travel insurance for over 80s
Happy New Year to everyone here. Any recommendations for travel insurance companies for over 80s? Our Barclays cover ends after 79 and we intend to carry on travelling in Europe and the USA for as long as possible! An added complication is that I have cancer (not progressing) so my options will be limited. Thanks for…
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Someone claiming I damaged their car
Last night I was visiting a friend in a nearby housing estate. I could only find a parking space that was marked private, and decided to park there. When leaving my friend's, I discovered the owner of the private space had parked their car right behind mine, boxing me in. I figured out there was just enough room to do a…
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Sending a large item away for repair
How do I insure a large item that is being collected by a courier and taken away for repair?
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Car insurance write offs
Hi, my car has been declared a write off - a small dent in the bumper & wing - crazy - but when I’m on insurance comparison sites NONE of them give me the option to declare this?!!!! What do I do???
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Best insurance company for contents insurance for a single room in a large HMO
Hello, a friend is renting a room in an 8-bedroom HMO - it's staff accommodation in a very safe area. The room is on the first floor and has a lock on the door. It's pretty low risk.They are struggling to find affordable insurance - most companies don't even offer insurance for HMOs with this many bedrooms.Does anyone have…
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Car Insurance Renewal
My car insurance comes up for renewal on my birthday every year which is only a couple of days of days after I originally passed my test. I tend to organise my renewal in advance, however this means that I cannot say that I have done as many years of driving as I will have done on the renewal date. Additionally, it means…
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subsidence insurance cover
Hi everyone, I am hoping for some advice or recommendations for insurers or brokers who can help in my situation. I own a buy-to-let property and had a subsidence insurance claim. After a long drag, the insurer concluded that the issue was minor subsidence caused by a drainage defect, affecting a small area at the rear…
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Redundancy insurance
I'm looking at redundancy insurance i don't really recognise any of the companies in the comparison result, is there any advice on what to look for
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Home insurance with a couple of high value items
Could standard insurance using comparison sites meet this scenario? The figures are slightly different to the real ones. House value £350,000. Rebuild cost £220,000 Contents value (excluding clocks) £15,000 Two clocks worth £7,500 each, i.e. £15,000 No jewellery. Could the clocks just be itemised, or would specialist…
