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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Car Insurance - Fixed 3 year Price -a good Deal?
I'm just in the process of renewing my car Insurance & have been given the option to fix the price for 3 years. It's a pay monthly & you can cancel at any time. I have negotiated a further reduced price than my original quote. Just wondering if this is a new idea and if there are any pitfalls that I haven't discovered?…
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Wildly different quotes from the same company
I intend to change my home insurance provider and am inclined to favour Aviva because of their ethical reputation. I have requested quotes from the Aviva website more than once and am perplexed that the different quotes are wildly different. The first one was £201.82 (which is roughly half what I am currently paying) and…
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House insurance claims and mental health
Due to the need to make a claim approx 2 years ago I find myself not quite able to believe how vulnerable people can be treated by large insurance companies. I support someone who must avoid stress but the pressure from the way their claim is being dealt with is causing great distress and no one appears to take any notice.…
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Home Insurance - cancelled policy / number of bedrooms
Hello Does anyone have any insight, or know an expert I can talk to about about this situation: We have just lodged a home insurance claim to repair bathroom after a burst pipe. Insurers are reviewing the claim but have cancelled the policy (in 21 days) as they say we have given incorrect info on number of bedrooms. We…
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Cover for garden contents over standard £2000 total limit
We're trying to get cover for garden & shed contents that total over £2000 added together. Our insurance company & many others we tried, offer a standard £2000-ish total capped amount for everything in the garden & shed. Unable to find a stand alone policy, or anyone that offers an increase on the £2K. Tried one of the…
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MSE News: Car Insurers to pay £200m in compensation after short-changing 270,000 motorists
The FCA’s found some insurers underpaid claims on written-off or stolen cars. Around 270,000 drivers will share £200m – with nearly 150,000 already paid. If you’re due money, your insurer will contact you. You don’t need to do anything – just watch out for scams. Read the full story: Car written off or stolen? Insurers to…
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Travel insurance when about to move home from abroad
Hello! I am in an unusual situation and can't find any guidance on this. I'm a UK citizen, have been living abroad for the last year and will be permanently retuning to the UK shortly. Once I arrive back, I plan to go travelling. The question is where do I buy travel insurance? I want to book things for my trip now (whilst…
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Car insurance advice please
Hi. I have a 2014 Nissan Note, insured with Tesco. On January 31st I was driving out of Sainsbury's car park when a van reversed out of a parking space and went straight into my passenger door. He admitted liability and there was a witness. Yesterday, I took my car to Tesco's approved repairer where they are going to fit a…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Unoccupied house insurance awaiting probate
My father died just before Christmas. The house insurance company said they would only continue cover for 60 days. Now I'm struggling to find a company that will cover the house unoccupied for what could be many months. Is anyone able to recommend a company? I'm just wanting buildings insurance, not contents.
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Car Insurance write off 2 claims Long Story
Hi guys This is a long story and I will try and make it short, it has been giving me a lot of headache and I hope someone here has some experience that can give me any pointers or advise best course of action. I basically had a minor car accident back in November 2025, not a fault of my own but the other driver is not…
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Admiral Travel Insurance Renewal Cancellation
I'm trying to cancel my travel insurance as I don't need it, does anyone know how to do it via the website as all options that I can find lead to renewal - even the cancellation option, or am I going to waste a couple of hours of my life phoning them after already wasting an hour trying to find the cancel option? I get to…
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Solar panels
I have solar/battery insurance. Back in November last year my solar stopped working. My insurance company said they would send a engineer to have a look back in November. They are not responding to my question for a update. Can anybody advice me on where to go next please.
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Judicial review insurance
is anyone aware of an insurance company that will provide indemnity insurance for potential judicial review against a local planning authority in relation to a planning decision made. Normal house hold policies that provide legal cover do not cover planning matters and judicial reviews.
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Blocked
Has anyone else experienced this? I downloaded compare the market app from a dementia forum page but the next day it’s telling me I’m blocked???? I didn’t post anything I was looking for information. I’ve emailed them but they’ve not responded yet. I’m a 70 year old lady and I don’t go on any untoward sites. I’ve deleted…
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Home insurance delays
Hi. I am so frustrated with my home insurance claim that I thought I would reach out here to see if my experience is normal. I had a water escape in my kitchen ceiling on 3rd January. It took the insurance over 4 weeks to put in a dehumidifier in the room. The loss adjuster is putting so many barriers in the way it's…
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Prudential Life Policy Written In Trust
My late mother and my step-dad took out a with profits ‘joint life second death’ life policy with Prudential in 1995. It was written in trust from the outset with my 2 stepsisters and me as beneficiaries. My step-dad died late last year. Prudential have been notified but insist that they won’t pay out the benefits until…
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Home insurance excesses
Apologies for a general question. In my last renewal I changed the excess from £250 to £350 for a few things and the cost went down a bit. I can't imagine making a claim for anything under £1000 to be honest due to the hassle involved and having a claim on my record etc. most things would be wear and tear I would expect…
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Quotes for mortgage protection insurance - why do they vary so much?
We've been getting some quotes for decreasing term life insurance, to cover the value of our mortgage. We've got a quote through our mortgage broker for £160 per month with Scottish Widows. We've tried to get some quotes ourselves through a comparison site (moneysupermarket) and four quotes come up, ranging from around…
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Home insurance on new house prior to moving in
We have been advised to get home insurance on the house we are buying as I believe we can be held responsible for it when the contracts are exchanged, even though we don't have the moving date yet . It will be a matter of weeks now though as everything is about ready. Got a good quote from Zurich but I was concerned about…
