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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Husband and brother disagree re break in
Trying to get some perspective on tricky situation. Very elderly MIL has been in hospital since last Wednesday. Quite poorly but will probably recover. Hubby and brother ( both live 1 - 2 hours drive away) went to her house to check post, empty fridge etc on Sunday morning. Brother discovered a rear window had been jemmied…
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Car insurance renewal sweet spot 20-27 days ahead..
Hi. Martin Lewis says for the best prices to come back for car insurance renewal, to purchase 20-27 days ahead before current expiry. I can start searching and getting quotes in on day 20, but when's it really best to bite the bullet and purchase in that 7 day window? Or does anywhere within that week make any / no…
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Employee logged as policyholder on van insurance
I work part time for a doctors surgery and deliver medicine. Recently I have discovered that I am recorded as the policy holder for the vehicles insurance though the practice is named and finance manager may contact but no discussions about policy can be acted without my agreement. This is of concern to me as recently one…
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Down sizing from two cars to one - Insurance question
My wife and I currently have a car each, now both retired we are selling both cars and buying one replacement for both of us to use. My question is, we will obviously only need one insurance policy to cover the car with one policy holder and the other person declared as an additional driver. Does it matter who takes out…
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Cancelled insurance due to SORN
Hi - my son's car insurance on his original car was cancelled by the insurer because it was off road and declared SORN but now he can't get insurance on his new car. Does anyone know how we go about getting this cancellation expunged from his history as it is unfair to penalise him for something he couldn't control, not…
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Post office insurance staff trying to frustrate claim
Hi all, I need to know if anybody else has had this issue— Asked for ridiculous things repeatedly first on the phone, then I must provide them in an email and then they’ll send me a claim form and then I have to fill it in to make a claim. I’m being asked for frankly ridiculous things Such as an invoice for my easyJet…
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Learner insurance / Current insurer declined
Hi Folks, My wife and I are insured to drive a Peugeot 107 and my son, who has turned 17, is learning to drive and would like to be added as a learner driver to get more experience in between lessons. I approached our insurer to add him to the insurance, but they declined without saying why. He's at school and has never…
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Contents insurance while living rent free in family members owned house
Hi, so we moved out of a local authority 3 bed flat at the end of October 2025 after 25 years, buildings cover was handled by the local authority, and we paid our own contents insurance cover. We are now living in my girlfriends sisters house (ex-Council house) bought by my girlfriends mum and sister. Their mum died a…
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After the Event insurance
I had a civil case that went to court and I won however another judge reversed the decision just under 3 years later and I've been left with a bill of £34,000. My solicitor had After the Event insurance but has been closed down also the finance company dealing with the case has gone into receivership. I don't know where to…
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TUPE and losing health insurance
My workplace is currently going through a TUPE transfer, and I’m due to move to a new employer on 31st March 2026. As part of that, there have been some changes to employee benefits, including removal of many optional ones. I’m after a bit of advice on where I stand with something I’m dealing with just now. I injured my…
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Car Breakdown Discussion
This discussion is specifically for you to feedback on Car Breakdown cover Please first read the Cheap Breakdown Cover Click 'post reply' to have your say and let us know if it's about home or car cover To discuss other issues please use one of the following: Car Insurance * Car Insurance General Feedback * Report Super…
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Car insurance
I've just switched car insurance for the first time in a long time. My policy was £80 cheaper with Churchill comprehensive plus than staying with LV. I now have the fear of what if LV is a better insurer and it would have been worth sticking with them? My insurance doesn't change for another week although I have paid…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Home insurance: Best way to get discount with Directline
hiya, I already have landlord insurance with Directline. I've found them to be decent. Is there any way I could use the fact that I have an existing product with them as leverage for my home insurance, similar to eg "multicar" discount I suppose. When i go online it seems that the "landlord" and "home" insurance are…
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Flat roof leaking again
Back in June 2016 we had a major leak in our flat roof which destroyed the bedroom. LV our insurers were excellent and although it took a while paid for the repair of the roof plus the furniture etc All was good... Last week I noticed the tell tale signs on the ceiling of some damp coming through. Nowhere near as bad but…
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PHOENIX LIFE - Policy Payout (supposedly??!)
Hi. Can someone tell me whether this is a scam? I received a letter to my address, addressed to 'The Occupier' and it referenced my late father (who passed away 16 years ago) saying that they are "trying to find the above named person, for whom we hold no current address". It asked to complete the form they sent to enable…
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Twins 17 year old - Car Insurance Help
We have one girl and one boy who are both turning 17 on 1 May this year. We are going to buy a small car as an additional household car for the twins to use. They have provisional licences. We wondered how it works with the insurance, do we have to pay double for both of them annually?
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Car Insurance Application Denied
Hello, I applied for an insurance quote today which was provided, when I attempted to purchase it, I received a message saying “based on the information provided, we are unable to insure you” (or words similar to that). I telephoned the insurer and they couldn’t give me a reason for it although could see it had been…
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Black box insurance dilemma with a New Driver & a learner (twins)
It's likely that one of our twins will soon require car insurance as a full licence holder, but the car they'll use will be the same one that we'll continue to use for private driving practice for their sibling (probably for at least a few more months). Both of the kids are currently covered by a learner driver policy. I'd…
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Covea home insurance
Hello, Covea is coming up with the cheapest quote for my home insurance, and I wondered does anyone here have experience with making claims with them and how reasonable were they?
