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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Car Insurance - Fixed 3 year Price -a good Deal?
I'm just in the process of renewing my car Insurance & have been given the option to fix the price for 3 years. It's a pay monthly & you can cancel at any time. I have negotiated a further reduced price than my original quote. Just wondering if this is a new idea and if there are any pitfalls that I haven't discovered?…
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House insurance claims and mental health
Due to the need to make a claim approx 2 years ago I find myself not quite able to believe how vulnerable people can be treated by large insurance companies. I support someone who must avoid stress but the pressure from the way their claim is being dealt with is causing great distress and no one appears to take any notice.…
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Home Insurance - cancelled policy / number of bedrooms
Hello Does anyone have any insight, or know an expert I can talk to about about this situation: We have just lodged a home insurance claim to repair bathroom after a burst pipe. Insurers are reviewing the claim but have cancelled the policy (in 21 days) as they say we have given incorrect info on number of bedrooms. We…
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Cover for garden contents over standard £2000 total limit
We're trying to get cover for garden & shed contents that total over £2000 added together. Our insurance company & many others we tried, offer a standard £2000-ish total capped amount for everything in the garden & shed. Unable to find a stand alone policy, or anyone that offers an increase on the £2K. Tried one of the…
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MSE News: Car Insurers to pay £200m in compensation after short-changing 270,000 motorists
The FCA’s found some insurers underpaid claims on written-off or stolen cars. Around 270,000 drivers will share £200m – with nearly 150,000 already paid. If you’re due money, your insurer will contact you. You don’t need to do anything – just watch out for scams. Read the full story: Car written off or stolen? Insurers to…
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Travel insurance when about to move home from abroad
Hello! I am in an unusual situation and can't find any guidance on this. I'm a UK citizen, have been living abroad for the last year and will be permanently retuning to the UK shortly. Once I arrive back, I plan to go travelling. The question is where do I buy travel insurance? I want to book things for my trip now (whilst…
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Car insurance advice please
Hi. I have a 2014 Nissan Note, insured with Tesco. On January 31st I was driving out of Sainsbury's car park when a van reversed out of a parking space and went straight into my passenger door. He admitted liability and there was a witness. Yesterday, I took my car to Tesco's approved repairer where they are going to fit a…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Unoccupied house insurance awaiting probate
My father died just before Christmas. The house insurance company said they would only continue cover for 60 days. Now I'm struggling to find a company that will cover the house unoccupied for what could be many months. Is anyone able to recommend a company? I'm just wanting buildings insurance, not contents.
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Car Insurance write off 2 claims Long Story
Hi guys This is a long story and I will try and make it short, it has been giving me a lot of headache and I hope someone here has some experience that can give me any pointers or advise best course of action. I basically had a minor car accident back in November 2025, not a fault of my own but the other driver is not…
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Admiral Travel Insurance Renewal Cancellation
I'm trying to cancel my travel insurance as I don't need it, does anyone know how to do it via the website as all options that I can find lead to renewal - even the cancellation option, or am I going to waste a couple of hours of my life phoning them after already wasting an hour trying to find the cancel option? I get to…
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Solar panels
I have solar/battery insurance. Back in November last year my solar stopped working. My insurance company said they would send a engineer to have a look back in November. They are not responding to my question for a update. Can anybody advice me on where to go next please.
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Judicial review insurance
is anyone aware of an insurance company that will provide indemnity insurance for potential judicial review against a local planning authority in relation to a planning decision made. Normal house hold policies that provide legal cover do not cover planning matters and judicial reviews.
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Blocked
Has anyone else experienced this? I downloaded compare the market app from a dementia forum page but the next day it’s telling me I’m blocked???? I didn’t post anything I was looking for information. I’ve emailed them but they’ve not responded yet. I’m a 70 year old lady and I don’t go on any untoward sites. I’ve deleted…
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Home insurance delays
Hi. I am so frustrated with my home insurance claim that I thought I would reach out here to see if my experience is normal. I had a water escape in my kitchen ceiling on 3rd January. It took the insurance over 4 weeks to put in a dehumidifier in the room. The loss adjuster is putting so many barriers in the way it's…
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Prudential Life Policy Written In Trust
My late mother and my step-dad took out a with profits ‘joint life second death’ life policy with Prudential in 1995. It was written in trust from the outset with my 2 stepsisters and me as beneficiaries. My step-dad died late last year. Prudential have been notified but insist that they won’t pay out the benefits until…
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Home insurance excesses
Apologies for a general question. In my last renewal I changed the excess from £250 to £350 for a few things and the cost went down a bit. I can't imagine making a claim for anything under £1000 to be honest due to the hassle involved and having a claim on my record etc. most things would be wear and tear I would expect…
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Quotes for mortgage protection insurance - why do they vary so much?
We've been getting some quotes for decreasing term life insurance, to cover the value of our mortgage. We've got a quote through our mortgage broker for £160 per month with Scottish Widows. We've tried to get some quotes ourselves through a comparison site (moneysupermarket) and four quotes come up, ranging from around…
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Home insurance on new house prior to moving in
We have been advised to get home insurance on the house we are buying as I believe we can be held responsible for it when the contracts are exchanged, even though we don't have the moving date yet . It will be a matter of weeks now though as everything is about ready. Got a good quote from Zurich but I was concerned about…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.