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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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First Alternative
On reviewing my policy I noticed, this. Seems a bit sneaky T&C. Cheapest is seldom the best? Years ago I was hit by and driver gave me false name and address. Fortunately I was with Aviva, per their T&C I was not charged excess and my NCD was not affected Uninsured driver promise You won't have to pay any excess if you're…
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Car Insurance Renewal
Hi, When looking for renewal quotes does Windscreen Replacement count as a claim?
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Home insurance: Best way to get discount with Directline
hiya, I already have landlord insurance with Directline. I've found them to be decent. Is there any way I could use the fact that I have an existing product with them as leverage for my home insurance, similar to eg "multicar" discount I suppose. When i go online it seems that the "landlord" and "home" insurance are…
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Income protection - should I cancel
Hi, am hoping for some impartial advice please. I work for the council so have a generous sick leave policy. Due to health issues with my mother and could possibly be hereditary, back in 2019 I took out income protection insurance that will kick in after 6 months to give me £1,000 a month which isn’t loads but if I ended…
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Contents insurance on inherited home before probate
Dear all, Sadly I have recently been widowed. My husband owned our flat outright (no mortgage) in his sole name and it is willed to me. I continue to live here, but presume that I don't technically own the flat until probate is granted, which the executors don't expect to get for another 6 months or so. We don't have…
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Can a life insurance cancel my policy just because they want to?
I have a had a company group life insurance for over 20 years now, and kept it even after retirement. The monthly premium being taken out of my salary/pension automatically. I have just recieved a very impersonal notification that they have decided to end the existing group scheme. I've been given a months notice, and been…
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Legal expenses insurance – The Financial Regulators Complaints Commissioner
I'm posting to see if others have had similar negative experiences with legal expenses insurance (also called before-the-event legal insurance). I've complained to the FCA and then to the FRC Commissioner about how poorly this market is regulated. My complaint was not upheld, but I'm convinced the system is not protecting…
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Husband and brother disagree re break in
Trying to get some perspective on tricky situation. Very elderly MIL has been in hospital since last Wednesday. Quite poorly but will probably recover. Hubby and brother ( both live 1 - 2 hours drive away) went to her house to check post, empty fridge etc on Sunday morning. Brother discovered a rear window had been jemmied…
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Making an income protection claim with Bestinsurance (via Claimscog)
Hey! Not sure if this is the best place to ask this or not. Mods, please delete if inappropriate :) Tldr; making claim (30 day excess) for a Bestinsurance policy via Claimscog for income protection insurance, which is dragging on. Cover should of started already (first payment due end of this month) Read reviews for…
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Pet insurance
Having got a quote for Dog (Puppy) insurance for £29.18 mth, I was surprised that it was cheaper if purchased though Gocompare or Money Supermarket, £25.99 mth. Particularly surprising as my "M&S sparks" card promised a discount. Having phoned M&S - they could not offer an explanation and gave me a non working phone number…
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No Insurance Pay-Out After Burglary Question
Hi. I want to read the experiences of homeowners who suffered no insurance pay-out after a burglary because of a faulty door or window lock? Anyone with a story to tell?
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Home insurance -home emergency cover
The policy I am considering is offering home emergency and home emergency plus cover. The plus cover is offering roofing emergency cover for leaks caused by storms - but wouldn't this be covered on the building cover which says storm damage is covered. What is the difference ?
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Down sizing from two cars to one - Insurance question
My wife and I currently have a car each, now both retired we are selling both cars and buying one replacement for both of us to use. My question is, we will obviously only need one insurance policy to cover the car with one policy holder and the other person declared as an additional driver. Does it matter who takes out…
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Car insurance renewal sweet spot 20-27 days ahead..
Hi. Martin Lewis says for the best prices to come back for car insurance renewal, to purchase 20-27 days ahead before current expiry. I can start searching and getting quotes in on day 20, but when's it really best to bite the bullet and purchase in that 7 day window? Or does anywhere within that week make any / no…
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solved question
resolved topic
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Cancelled insurance due to SORN
Hi - my son's car insurance on his original car was cancelled by the insurer because it was off road and declared SORN but now he can't get insurance on his new car. Does anyone know how we go about getting this cancellation expunged from his history as it is unfair to penalise him for something he couldn't control, not…
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Post office insurance staff trying to frustrate claim
Hi all, I need to know if anybody else has had this issue— Asked for ridiculous things repeatedly first on the phone, then I must provide them in an email and then they’ll send me a claim form and then I have to fill it in to make a claim. I’m being asked for frankly ridiculous things Such as an invoice for my easyJet…
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Learner insurance / Current insurer declined
Hi Folks, My wife and I are insured to drive a Peugeot 107 and my son, who has turned 17, is learning to drive and would like to be added as a learner driver to get more experience in between lessons. I approached our insurer to add him to the insurance, but they declined without saying why. He's at school and has never…
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Contents insurance while living rent free in family members owned house
Hi, so we moved out of a local authority 3 bed flat at the end of October 2025 after 25 years, buildings cover was handled by the local authority, and we paid our own contents insurance cover. We are now living in my girlfriends sisters house (ex-Council house) bought by my girlfriends mum and sister. Their mum died a…
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After the Event insurance
I had a civil case that went to court and I won however another judge reversed the decision just under 3 years later and I've been left with a bill of £34,000. My solicitor had After the Event insurance but has been closed down also the finance company dealing with the case has gone into receivership. I don't know where to…
