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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Car Insurance - doI need to tell insurer about another car owner?
Hello I have a car insured with Aviva. Someone has recently joined my household and has their own car, and will normally be parked on the public highway near the house. Do I need to tell my insurer? We won’t be driving each other’s car. I’ve encountered Aviva’s chat thing in trying to get an answer to this, but it doesn’t…
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Travel insurance cancellation cover
My husband and I are going on a big holiday later this year and have taken out couple insurance with 10k cancellation cover. Is this the total cover as our holiday is costing rather more than this? Would we be better to do individual policies?
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Annual Travel insurance - having operation - need to update/ inform ?
I have an annual travel insurance policy with my correct medical history declared at time I took out the policy. In December I had a fall and broke my upper arm. I had to cancel a holiday and I have an ongoing holiday cancellation claim. I'm now scheduled to have surgery to place a metal plate on my arm in April. Prior to…
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Phone insurance - Apple or through RBS?
Hi folks, Set up: I have an iphone 13Pro, I've been paying £12 for insurance coverage through Apple. I recently upgraded my RBS account to the Silver rewards account— which comes with a mobile phone insurance through Likewize Device Protection UK Limited. The fee for the Silver is £10 but you get £5 if you have direct…
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Twins 17 year old - Car Insurance Help
We have one girl and one boy who are both turning 17 on 1 May this year. We are going to buy a small car as an additional household car for the twins to use. They have provisional licences. We wondered how it works with the insurance, do we have to pay double for both of them annually?
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Car insurance cover - giving people lifts to church
Just received a note from our church HQ that members may not be covered for giving lifts to church. Now obviously not covered by standard policy if done for private hire or monetary gain, but simply giving a lift to a friend (or even to Mrs K!)? Is this correct? If it is, the logic would be that drivers cannot give anyone…
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Wildly different quotes from the same company
I intend to change my home insurance provider and am inclined to favour Aviva because of their ethical reputation. I have requested quotes from the Aviva website more than once and am perplexed that the different quotes are wildly different. The first one was £201.82 (which is roughly half what I am currently paying) and…
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Car Insurance different prices car bought / not bought
Insurance for daughter Run through Topcashback compare coming back with the following quotes Car already owned. with Black box £1299 with no black box £2173 Car not yet owned with Black Box £1287 with no Black box £1700 The only thing I altered was owned / not owned Am I missing something. What difference does it make TIA
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Covea home insurance
Hello, Covea is coming up with the cheapest quote for my home insurance, and I wondered does anyone here have experience with making claims with them and how reasonable were they?
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Aviva - income protection policy cancelled after policy change requested
HiI'm just wondering if I could please have an opinion on the following matter:* My mortgage advisor does income protection insurance via Aviva and applied for the policy on my behalf and I was emailed the policy information etc. * Income protection policy taken out with lets say £20k salary on 9th Jan 2024 . I also…
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Car Insurance Renewal - ALWAYS Challenge!!
So the RAC sent me a renewal quote for my car insurance (£298), claiming in the email that it was competitive, and similar to what a new customer would get - it was a £70 increase on last years, and I have no claims/issues. Logged on to the RAC insurance portal, said I did not want to renew, because of cost, and was…
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Elite Insurance / PwC letter re: Administration
Hello I've received a letter today from PwC who are administrators for a company called Elite Insurance that went into administration in 2019. That seems legit and I have verified on FSCS website. The letter suggests I had a policy with them (quoting a policy number) and asks if I have a claim. I have no recollection of…
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Home insurer won't cover building work, is cancelling policy - any recommendations?
Just had a disappointing call with Halifax re: building work at my home. Apparently as the cost is over £75k they won't offer cover and will only cancel the policy leaving me to find cover elsewhere. They gave a number for "Everywhen" - which looks to be a broker. I'm not hugely encouraged by the recommendation given that…
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Zurich Travel Insurance
I have created this new thread to discuss people’s experiences of Zurich Travel Insurance. I did start a previous one but unfortunately it was polluted with persons who obviously have an interest in or are employed by Zurich, who proceeded to attack anyone who had a bad experience of Zurich insurance. There are a lot of…
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Insurance payout in event of a suicide
A distant relative of my wife who was male aged 60 recently committed suicide. Someone in his family said he didn’t have any life insurance and if he did they would not have paid out. However they added he had a mortgage with his wife. I always thought insurance didn’t pay out in the event of a suicide and asked ChatGPT…
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my van you are unfortunately not eligible to take this complaint to the FOS
Hi, Thank you all If not the FOA, who can I go to another level up, as I should have my old van back, or buy back and pay them 30% out of the money I get off them. (Because you are a third party and not a policyholder, you are unfortunately not eligible to take this complaint to the FOS.} My complaint is I was very ill in…
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Adding named drivers to drive me in my car as no longer able to drive
I am currently the owner of our car, and my disabled wife (who very rarely drives) is a named driver. But I have been told I am no longer able to drive and have 11 months left on the insurance. We need to keep the car in order to transport my disabled wife (very few of our friends' cars are able to carry her powerchair).…
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3rd Party Liability Insurance for dogs - Dogs Trust stop from 30/6/26
I've just had an email from Dogs Trust saying that they are no longer offering 3rd Party Liability insurance with the Companion Club membership. I cannot afford full pet insurance - both my dogs are 13 years old and the premium quotes are ridiculously high :o( . Does anyone know of any other organisations like Dogs Trust…
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Home Insurance - rebuild costs over a million - finding it hard to get decent quotes
Our home's current market value is £450k, the home report from three years ago estimates the rebuild cost at £1.3 million. The calculator on the ABI (Association of British Insurers) website seems to confirm that figure is about right. The issue I’m facing is that it’s incredibly difficult to get home insurance at a…
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Cancelled insurance due to SORN
Hi - my son's car insurance on his original car was cancelled by the insurer because it was off road and declared SORN but now he can't get insurance on his new car. Does anyone know how we go about getting this cancellation expunged from his history as it is unfair to penalise him for something he couldn't control, not…
