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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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MARMALADE CAR INSURANCE
Hello, has anyone encountered this bunch and if you did was it a good or bad experience? I paid £271 to get my car insured with them yesterday via a comparison site and following a minor technical issue they tried to up the premium by £149 because my additional driver had reported a no fault zero cost claim to her insurer…
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Admiral Claim on NCB document showing as 'fault'
Hello, Just thought I'd ask the group if any of you had experience of this issue? A couple of years ago somebody T-boned my car at a junction. I sent the dashcam footage to Admiral (my insurer), who, after a few months, stated that they had reclaimed the money from the third party (including my excess). I kept Admiral as…
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House Insurance during building work
In final stages of negotiations with builder to commence work on a single storey extension at home. Today, I spoke to our home insurers - very helpful - but not having undertaken any building work before, I guess I was bit surprised at the extent/scope of the restrictions/exclusions which will be placed on cover for the…
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Terrible Experience with LoveitCoverit (Pier Insurance) Worldwide Cover!
Advice would be helpful! Looking for advice on a nightmare situation with LoveIt CoverIt (underwritten by Pier Insurance Managed Services Ltd, FCA FRN 311798). I'll try to keep this concise but there's a lot to cover. The short version: I took out gadget insurance with LoveIt CoverIt for my work laptop I work remotely..…
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Car Insurance Renewal
Hi, When looking for renewal quotes does Windscreen Replacement count as a claim?
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Travel Insurance for Cycling / Mountain Biking
Hi Just contacted Admiral about their Defaqto 5 star Platinum cover and discovered Mountain Biking on any grade of trail or uneven ground is uncovered even under their Extreme Sports add-on cover even though sports like bouldering and rock climbing up to 100m are covered !! Disappointing but assume down to number and…
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Car Breakdown Recovery - Emergency Assist
Just wanted to hopefully enable others to avoid making the expensive mistake I made in using Emergency Assist as my vehicle breakdown/recovery service. I had the unfortunate incident of hitting a pot-hole last week, and when I called Emergency Assist to ask for recovery and to be taken to a local tyre replacement facility,…
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Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
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My Experience with Dial Direct Car Insurance
Following the following experience I have now had a sympathetic response from Dial Direct who will be investigating this situation and reporting back to me afterwards. Have also hade a phone call (which I unfortunately missed) to discuss this. Watch this space. I was already insured with Dial Direct and as I was buying a…
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Covea home insurance
Hello, Covea is coming up with the cheapest quote for my home insurance, and I wondered does anyone here have experience with making claims with them and how reasonable were they?
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Can a life insurance cancel my policy just because they want to?
I have a had a company group life insurance for over 20 years now, and kept it even after retirement. The monthly premium being taken out of my salary/pension automatically. I have just recieved a very impersonal notification that they have decided to end the existing group scheme. I've been given a months notice, and been…
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A redundancy settlement with employer & Private Income protection insurance claim &
Hi Folks, I was/am working in England. A few days ago, my employer suddenly informed me that I had been provisionally selected for redundancy. They gave me 2 options- Option 1) To go through the standard Redundancy process Or Option-2) to do a settlement agreement with slightly enhanced severance amount & PILON. They put…
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Income protection - should I cancel
Hi, am hoping for some impartial advice please. I work for the council so have a generous sick leave policy. Due to health issues with my mother and could possibly be hereditary, back in 2019 I took out income protection insurance that will kick in after 6 months to give me £1,000 a month which isn’t loads but if I ended…
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First Alternative
On reviewing my policy I noticed, this. Seems a bit sneaky T&C. Cheapest is seldom the best? Years ago I was hit by and driver gave me false name and address. Fortunately I was with Aviva, per their T&C I was not charged excess and my NCD was not affected Uninsured driver promise You won't have to pay any excess if you're…
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Home insurance: Best way to get discount with Directline
hiya, I already have landlord insurance with Directline. I've found them to be decent. Is there any way I could use the fact that I have an existing product with them as leverage for my home insurance, similar to eg "multicar" discount I suppose. When i go online it seems that the "landlord" and "home" insurance are…
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Contents insurance on inherited home before probate
Dear all, Sadly I have recently been widowed. My husband owned our flat outright (no mortgage) in his sole name and it is willed to me. I continue to live here, but presume that I don't technically own the flat until probate is granted, which the executors don't expect to get for another 6 months or so. We don't have…
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Legal expenses insurance – The Financial Regulators Complaints Commissioner
I'm posting to see if others have had similar negative experiences with legal expenses insurance (also called before-the-event legal insurance). I've complained to the FCA and then to the FRC Commissioner about how poorly this market is regulated. My complaint was not upheld, but I'm convinced the system is not protecting…
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Husband and brother disagree re break in
Trying to get some perspective on tricky situation. Very elderly MIL has been in hospital since last Wednesday. Quite poorly but will probably recover. Hubby and brother ( both live 1 - 2 hours drive away) went to her house to check post, empty fridge etc on Sunday morning. Brother discovered a rear window had been jemmied…
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Making an income protection claim with Bestinsurance (via Claimscog)
Hey! Not sure if this is the best place to ask this or not. Mods, please delete if inappropriate :) Tldr; making claim (30 day excess) for a Bestinsurance policy via Claimscog for income protection insurance, which is dragging on. Cover should of started already (first payment due end of this month) Read reviews for…
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Pet insurance
Having got a quote for Dog (Puppy) insurance for £29.18 mth, I was surprised that it was cheaper if purchased though Gocompare or Money Supermarket, £25.99 mth. Particularly surprising as my "M&S sparks" card promised a discount. Having phoned M&S - they could not offer an explanation and gave me a non working phone number…
