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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Chase chargeback timescale?
Anyone had a chargeback processed by Chase recently? What was the timescale like? We had two identical disputes recently. My wife and I both bought the same thing online, on the same day, one each, and the company promptly went into administration. I claimed through NatWest and she is with Chase. NatWest came back a few…
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RBS/Natwest Switch Offer from 17th February 2026 to 28th May 2026
New switching offer from RBS/Natwest https://www.rbs.co.uk/current-accounts/switch-your-bank-account-to-rbs.html https://www.natwest.com/current-accounts/switch-your-banking-to-natwest.html Looks to be the same terms for both How to get £150 1. Open a current account and switch to us Apply for a Select or Reward account…
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Community Bank for Sheltered Housing Committee
Hello all, We are in the process of setting up a new Committee at our Sheltered Housing complex and we are going to need a Bank Account with no fees etc. Basically a Community Bank, does anyone have any ideas please?
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Pending transactions on current account listings
Hi, I have seen several posts along these lines but mostly a few years ago, so hoping for some up to date info. When I’ve previously had a current account with Starling, HSBC and First Direct, the last working day before any Direct Debits / credits / transactions were made they were listed as ‘pending’ in my account. I…
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£175 Coop Bank switch offer from 28th Jan 2026
New up to £175 switch from Coop Bank. (excludes anyone who has had a Coop switch bonus since 01/11/2022) "Get £100 for switching to us, plus £25 a month for up to three months. Available to new and existing current account customers." https://www.co-operativebank.co.uk/products/bank-accounts/switch-offer/ Initial £100 for…
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About my account
my account was closed due to money they was paid into my account which they classified as fraud money the money was returned back and still my account was close try to open new account in other bank was rejected because I have been red flag
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Santander Edge Switching Nightmare
I switched from my First Direct account to Sandander Edge so I could take advantage of the linked saver account. All seemed to be going well for a week. Payments on card and mobile were fine. I could transfer money and all of my direct debits and standing orders were switched. However, on Friday lunchtime I went to…
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MSE News: Banks and payment firms can now scrap the £100 contactless limit – here's what's happening
Banks and payment providers can set their own limits for contactless card payments from today (Thursday 19 March) under new rules from the financial regulator. In theory, it means you can spend more than £100 simply by tapping your contactless card – though in reality, most providers we spoke to won't be offering this from…
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HSBC £250 switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded, unless they have £100k+ to deposit in savings or…
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Identify theft bank fraud responsibilities
need help with a situation of identity theft and subsequent money transfers across my accounts. Money was moved from a Lloyds account in my name to a Wise account, also in my name, before being transferred on via western union. Which party is responsible for the failure of anti fraud systems, Lloyds or Wise? Lloyds were…
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How to get a Santander Edge Saver without using the current account
Hi All, I'm looking to get the Santander Edge Saver and adding 4k for the 6%. I see that I need an Edge current account do it. But I already have a Santander 123 Lite account and think I am better off keeping that for the cashback. Can I open an Edge current account, get the £30 Amazon voucher via the MSE link, and then…
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Blocked by Santander
I’ve been really let down by my bank of more than 10 years, Santander. I have always banked online with them, and I’ve never lived near a branch. But for the past 22 hours, since 1430 on 6 Nov 2020, my account has been blocked “for security reasons”. Briefly, I had closed my NS&I Income Bond account, because of their…
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Co-Op Switch - Have I done the right thing?
I opened a Co-Op current account last week, mainly to gain access to the 7% Regular Saver, but I also hoped to benefit from the £175 switch bonus too. I applied for a switch (from a redundant Halifax account) on Monday - the switch application took the form of a sort of online PDF file, which I filled out and "signed"…
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Best bank for a Trustee account
Following the death of my uncle, my brother and I are joint trustees for funds that benefit our disabled cousin. The trust is registered with HMRC and we now need a bank account. I'm working on the assumption that it needs to be a designated Trust account, rather than a straightforward joint account. We both bank with HSBC…
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Current account switch to Nationwide Flex-account , from Chase, help please
HI there, I have wanted a Nationwide FLex accoutn for some time as I have heard that the Nationwide is fairly ethical and that they give out £100 bonuses each year (though I'm not sure if these are for savings accoutn or current accoutn I still would like one of their current accounts. I have seen the £175 incentive for…
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Help regarding bank account for a sole trader
A friend of mine is going to start up as a sole trader alongside their main job, but is wondering whether they need a business account or if they can use a personal account for this. I gather some banks allow a small side hustle to be managed through a personal account but some don’t Has anyone get info about which banks…
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Halifax messed up
I'm really annoyed at Halifax. I've had a current account with them for 30 odd years. Out of the blue I got an email from them telling me that my new debit card should have arrived, and I could start using it straight away. Strange because my existing card is valid till 2029. The new card didn't arrive, so after a week I…
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Activating new HSBC physical secure key - no activation prompt when try to login?
My old HSBC physical secure key stopped working two weeks ago - battery stopped working and it wouldn't switch on. Requested a new one by phone - after informing them - and my old one should therefore have been deactivated? Received my new key yesterday. The unhelpful instructions just tell you go to hsbc.co.uk to activate…
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Cashback stacking
So for thing like Zilch and such where you link a card, what works in terms of cashback stacking? If for example I had a retailer offer with my bank for 10% cashback and then Zilch also had a cashback offer for the same brand, amd I right in thinking I wouldn't get both as the payment wouldn't be recognised as from that…
