-
Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
-
Trying to sort out the Miss/Mrs/Ms conundrum.
Whats the legal status of titles? I.e Miss/Mrs/Ms? I was trying to change my title on an account as I'm getting fed up with being addressed as Ms. I mean how do you pronounce it anyway? "Mizzzzz". I've been trying to tidy up my documentation recently, i.e. change all my accounts, driving licensee etc to Mrs…….. as I hate…
-
WWYD? Request to loan in-laws money
DH and I have been together for 20+ years and do well for ourselves. We have a fully offset mortgage which is close to being paid off, but we haven’t as it gives us the flexibility to withdraw against it until DH turns 70 (deadline to pay off). We will need to do some renovation in the next couple of years so will borrow…
-
Lasting power of attorney: seems to have blocked bank accounts
Hello, I am a property and financial affairs attorney for both of my parents and recently registered the LPAs with their bank (Santander). Neither LPA has a clause to say that its use is restricted to only when the donor has lost mental capacity. All seemed to go smoothly, but within a week my Dad was unable to withdraw…
-
Both agreeing on dissolution
Good evening everyone Long time lurked on this website (years), and the forum, but first time poster. My partner and I have been together for almost 19 years, and in a civil partnership for the last 14 months. Sadly, we’ve realised we’ve fallen out of love. We are still great friends, its just the spark has gone. We have…
-
Complaint about care home
Not sure if anyone has had experience of having to deal with missing items in a care home? My brother lives in a care home for people with mental health issues and within the last couple of months a lot of stuff have gone missing. Some of the stuff my brother says he threw out but he is very confused with so much…
-
Gifting money to children before we die
My wife and I have mirror wills where if one of us dies the other inherits everything and when the surviving spouse dies everything goes to our son. Our estate is worth about £750K which includes a family home. I would like to gift our son £50K. My question is: would he have to pay tax on the gift when we have both gone,…
-
Can she share this?
A friend attended hospital appointments and saw a doctor. The hospital doctor wrote a very rude letter about my friend, and the GP sent her a copy as per their normal procedure, i.e., info sharing. My frined was upset and made a formal complaint, which has been upheld, and my friend got the letter/hard copy 3 weeks ago. My…
-
Here we can all be heard for a little while. Part 3
This thread is a continuation of The Mental Health thread “Here we can all be heard for a little while Part 2”. The previous thread can be found here- https://forums.moneysavingexpert.com/discussion/5320917 I started the original thread when I was lonely and suffering with mental health issues and was lucky to find a…
-
D81 FORM
My soon to be ex has lied on his consent order and is refusing to add the assets of the marriage that total 45k , he has a share of a 2nd property which he has disclosed. He threating me that he will draw the 2nd home and call it " inheritance " ( family member still on this planet ) hes also treating that i will get far…
-
Consent orders after divorce
Hello there, I’m due to buy my ex wife out of our home as we are now divorced and have a financial consent order. Within a consent order you are given 99 days to settle up. I’ve remortgaged and have the money aside to buy her out but my ex has delayed returning paperwork by weeks on end and the conveyancing solicitor are…
-
Divorce without lawyers
In Scotland. Sister has split with husband they were together nearly 20 years no children. There Is a house/pensions and money in banks He is being an !!!!!! now that she is now wanting the financial to get sorted rather than let it go on He has decided not to play ball and now says everything through a lawyer. All she wants…
-
What would you do?
Discussion removed
-
Charging my son Annual Board instead of monthly? and any tax implactions
Hi everyone, Firstly sorry if this is in the wrong thread (Not sure as its family AND tax related). Cutting to the chase, My son has been paying a monthly board to us for the last few years at a very low rate, he's saving plenty and as he knows all about the costs of living etc ,and is aware that he'll have to pay more in…
-
Power of Attorney or will?
Hi, I am after some advice regarding a will etc if we are not married. We are currently unsure what is best to do as we are together with a mortgage and i have a 22 year old son with another partner and two children with my current partner 18 and 7. if one of us in an unfortunate event dies, we want the mortgage/house to…
-
Mum (early 60s) doesn't seem to be enjoying life particularly much. No partner or grandchildren
My mum is 61 and unfortunately isn't enjoying her life very much. I know this because she has discussed it with me. I suspect that a couple of key factors contributing to the situation are that she has no romantic partner and no grandchildren. The fact that she has no grandchildren is unfortunately my fault. I am her only…
-
Cashpot at care home
My brother is in a care home for the mentality ill. He keeps throwing his debit card away so we need to set up a cashpot at the care home for him to access his money. The care home has sent me an agreement on how the cashpot should operate. I have access to my brother's bank account as I manage his finances. So I will send…
-
MSE News: Scottish Power of Attorney process to improve next year with more changes in the works
Managing a Power of Attorney in Scotland is set to become easier next year with the launch of an online database, which should enable banks and other organisations to confirm you've got the paperwork in place. Campaigners had urged for it to be made much simpler to put your Power of Attorney to use in Scotland – though not…
-
Power of Attorney Gifts
I hold a Lasting Power of Attorney to manage my dad’s finance and property affairs. Dad has recently gone into full time residential care, currently using his savings to pay fees, his property has been put up for sale which will fund care Home costs when his savings run out in around 18months. A sibling has approached my…
-
I am getting a divorce, as main earner (85%) of household I am being told I need to leave, advice pl
Hi getting a divorce and have been told I need to move out the house, got hit with a non-mol and occ order which got over turned as nothing was wrong with it and now being told I am not allowed to go back in by ex partner I have to go stay elsewhere to "save money" whilst they have a 4 bed house and are PT whilst the wage…
-
Splitting moving costs
I moved in with my boyfriend three years ago. I have my own room(menopause } but none of the furniture or household bits are mine. I still have a house elsewhere. My boyfriend has sold up and we are going into rental. He wants me to pay 50% of the moving costs £1000 my share. He refuses to get a lower quote or move…