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Removing my money from credit card account
I recently had BA flight ticket money paid back into my credit card account. I want to get that money out without paying Nationwides 2.9% transfer interest rate. It is after all my money. Any suggestions
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Santander Multi Cards or Product Swap
Does anyone know if Santander allow multiple credit cards / allow applications for another card to existing cardholder? I asked a while ago about a product swap from Everyday Credit Card to Zero and they told me at the time that the only way was to close one account and open a new one (maybe they have changed stance…
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Event rescheduled but not offering refunds
Hi, looking for some advise. I purchased tickets before the pandemic for an outdoor event in august through live promotions. When I purchased the tickets the t&cs stated no ticket refunds. They have rescheduled the date for October and I cannot attend due to work commitments. Am I entitled to a refund? Will my bank do…
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Credit card limit
I have a credit card with the Halifax with a limit of £3800 I switched bank accounts to HSBC and applied for a credit card and was accepted but only £1500 limit.My question is I only want 1 card and would prefer the HSBC with cash back. But if I cancel my Halifax card would that increase my chance of a better credit on my…
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Balance and money transfer
In line with what I have been reading about balance transfers and purchases with different promotion endings, am I right in assuming that the amount I have paid into my account will go first in clearing my money transfer deal, when it ends in one year, and then on to my balance transfer deal, which ends in two years?
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Latest payment date to avoid interest?
Hi all. I am hoping someone can help clarify what is the VERY LAST date one can wait to settle a credit card with an introductory 0% on purchases without incurring any interest? I have a Tesco Bank credit card whose 0% period expires on the date the November statement (17th). I have been putting the money to pay this off…
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£1100 cashback for a valid Life Insurance policies with monthly premiums of £250+
Please feel free to direct this to the correct forum. I am considering "stoozing" the above Quidco/Beagle Street offer solely for the free £1100 and even cancelling the life insurance to get my initial premium back: will it work and of what should I be aware?
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Moved: Rent a chair in a salon.
This discussion has been moved.
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Credit Card Strategy - Hi CL, Lo to 0 usage over 5 cards
Hi, I have a £25K CL over 5 cards. I'm about to pay off the £4K 0% usage. Is it best to merge credit limits onto one card if I have 2 with one bank and get shot of all the others I'm not using with other providers? Or just sit tight on the £25K CL and wait for 0% transfer deals to come back? Thanks! S
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Credit Card Refund Help
I recently purchased a mountain bike from a well known outdoors shop for the price of £1699. I paid for the mountain bike using my 'Tesco' Mastercard. Discovering several faults with the bike, I had to return it to the store after less than a week, and as it could not be satisfactorily repaired, the manager of the store…
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Working out interest deal
Hi guys, I need some help. My CC company have offered me 2 money transfer deals. The one I would normally opt for is the 0% interest free (albeit it's for a shorter period). The second one is 4.9% interest p.a. over 48 months with a 0% fee. The amount I'd borrow is £5580. The 48 month appeals. My brain is having a rough…
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0% no-fee BT cards disappearing?
Is it just me, or have a lot of the 0% no-fee BT cards disappeared lately? I can only find Sainsbury's, NatWest (RBS), Halifax and Santander, all of which I already have. All the rest seem to have withdrawn their fee-free 0% offerings, unless I've missed any? Throughout my Stoozing career, I've never bothered with cards…
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Unrequested with drawls from my credit card!
I am presently in dispute with TUI re a holiday that I cancelled. They are asking for a cancellation fee which I do not agree with. When this problem first arose, I decided to contact my credit card company, request that they did not pay any monies to TUI via a request from them, and to issue me a new card which they have…
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Frozen account!
I’ve been today all day on the phone with Lloyds , complaint manager , customer service manager , branch manager , etc my account has been frozen and nobody from that list gave any reason for, they just saying it’s a delay with the account , I’ve got a 6 months old baby which I cannot feed because of this issue , I’ve got…
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Stoozing effect on Credit Score
I'm in the early stages of looking to get a mortgage. I've got a copy of my credit report and the credit agreement section is "amber". I'm not entirely sure why - I had one late payment in 2016. However, my partner had one late payment in 2019 and is in the green. Is it possible that the two credit cards on 0% interest are…
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Removed - incorrect category
Removed - incorrect category
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Pay mortgage using a 0% credit card
Hi all, I was wondering whether there is a smart way to pay your mortgage using a 0% credit card? I know the method of using an offset mortgage, but are there any general ways of doing this, for any 'generic' British mortgage? Thank you!
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Goodwill credit on halifax credit card statement
I have a closed halifax credit card account that I’ve been paying off for some time now. I’ve been paying sufficient to keep the account out of the definition of “persistent debt” And today I’ve received a letter saying that they’ve reduced my interest rate to 0% and credited £600 to my account as a good Will gesture.…
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How can I maximise chance that new credit limit will match old?
I recently took out a 0% credit card from Virgin Money, and was given what I think is a very generous credit limit. When the 20 month period is over, I anticipate I'll be at or near this limit and will want to transfer the whole balance to another 0% card. But it's struck me that, for a brief period, this involves having…
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End of Contract during lockdown
Hi all, I have had a 24 month contract with Three for an iPad with data that came to an end of 4th April. When I contacted them to cancel the contract and not renew they said they couldn't do it there and then because that team was not up and running in the lockdown as staff was short. They have said that they have noted…
