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Creating a credit balance by transferring xtra?
Hi, Just got my Barclaycard Platinum with the option to do 0% transfers with no fee for 20 months. Only need to transfer a third of my available balance at present. What's the current position on overpaying different cards and requesting a 'refund' to current account? Thanks in advance.
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Are credit agencies pushing the cards they want us to have?
I've spent a little while looking at this, and recently when one if the credit score agencies send me a message to say that I've been pre approved for a card, I look with interest to find it's usually the one with a high interest rate, yet telling me I wont be approved for let's say MBNA for example, I then look at another…
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Scam?
I had £5.95 drawn from my account by rmation.uk and I have not requested any vehicle information. Can you help?
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M&S incentive
I have recently joined m&s just before the recent deadline to receive the 100 pound gift card, I was wondering how long I have to stay with bank for. I have seen NatWest switch offer. Do I have to stay with current bank (m&s) for certain length of time or can I leave straight away. Cannot see anything relating to this in…
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Best Free Reward Card - Recommendations
Hi, I currently have an Amex Platinum cashback card but I would like to get a mastercard as well for when I can't use Amex, because it will only be used for about £250 per month I would like it to be free as I doubt I will make much from it. I was using a Tandem card which was offering 0.5% cashback but as of March Tandem…
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Making money from stoozing
I'm pondering stoozing and it would be really helpful if someone could check my numbers to see if I've understood it correctly. I should spend as normal, but on a 0% credit card, paying the monthly minimum, putting the cash I then "save" into a savings account and paying off the full amount just before the end of the 0%…
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Pay more than the minimum if you want to stooze for long term
I have been stoozing for just over a year now. Managed to get a pot of £14K. I was finding it increasingly difficult to get a card with a respectable limit and interest free length for a while. I was starting to get 1K, 1.5K with 12 months interest free and thought my stoozing days are numbered. I was taking my cards up to…
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Money transfer stoozing
Hi So I’m totally new to this. The only thing I remember is my grandad doing this in the good ole days,always remember he had about 20 credit cards stacked up in the draw. So the only reason I am querying now is that I have just noticed on barclaycard I have a money transfer 0% offer until nov 2021😀 with a 2.4% fee. How…
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Furniture Deposit help
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Halifax Clarity new T&Cs
Hi Guys Just received Halifax Clarity new T&Cs covering using abroad. Is it still worth using?
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Is Starling Best For USA Trip?
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Shop Small 2019
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0%credit card?
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double interest charge?
i owed Barclaycard 1500,00 and normally pay £100-150 a month, i used barclaycard to get euros for holiday, i wanted 1000euros and that cost £978 or something, the following week i paid barclaycard £1150,00 thinking that will clear the cash transaction of euros... ive just realised barclaycard are charging me still 2…
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Curve card retailer cashback
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Credit Card Tarting
Thanks Martin for alerting me to this! My son left me deeply in debt on cards with his endless demands for cash (including a £25k bank loan that I took out for him that he never repaid but I will clear in 5 months time). The only way I could give him money was drawing cash on credit cards until they were maxed out - I was…
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First Time Applying for Credit Card - Help?!
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Will a Cifas entry that has been removed show up in a background check.
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Stoozing on personal loans
Anyone tried this? I can get £15k at 2.8% and invest it at 6.5%, thus making 3.7% net interest. Compound that over two years and you've made over £1k interest. Anyone see the downside I've missed? It won't let me post links even to MSE, otherwise I would source the above. PS My annualised return on the above investment…
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Applying for multiple cards
Just though I would post my experience on creating a stooze pot. I have applied for 8 cards this weekend, outcome as follows. Clydesdale Bank 0% on purchases for 26 months. Application approved, limit unknown until I receive my card. MBNA 40 Months 0% balance transfer, transfer fee 2.55%. Application approved, credit limit…
