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Discussion List
Making money from stoozing
I'm pondering stoozing and it would be really helpful if someone could check my numbers to see if I've understood it correctly. I should spend as normal, but on a 0% credit card, paying the monthly minimum, putting the cash I then "save" into a savings account and paying off the full amount just before the end of the 0%…
Pay more than the minimum if you want to stooze for long term
I have been stoozing for just over a year now. Managed to get a pot of £14K. I was finding it increasingly difficult to get a card with a respectable limit and interest free length for a while. I was starting to get 1K, 1.5K with 12 months interest free and thought my stoozing days are numbered. I was taking my cards up to…
Money transfer stoozing
Hi So I’m totally new to this. The only thing I remember is my grandad doing this in the good ole days,always remember he had about 20 credit cards stacked up in the draw. So the only reason I am querying now is that I have just noticed on barclaycard I have a money transfer 0% offer until nov 2021😀 with a 2.4% fee. How…
Furniture Deposit help
Halifax Clarity new T&Cs
Hi Guys Just received Halifax Clarity new T&Cs covering using abroad. Is it still worth using?
Is Starling Best For USA Trip?
Shop Small 2019
0%credit card?
double interest charge?
i owed Barclaycard 1500,00 and normally pay £100-150 a month, i used barclaycard to get euros for holiday, i wanted 1000euros and that cost £978 or something, the following week i paid barclaycard £1150,00 thinking that will clear the cash transaction of euros... ive just realised barclaycard are charging me still 2…
Curve card retailer cashback
Credit Card Tarting
Thanks Martin for alerting me to this! My son left me deeply in debt on cards with his endless demands for cash (including a £25k bank loan that I took out for him that he never repaid but I will clear in 5 months time). The only way I could give him money was drawing cash on credit cards until they were maxed out - I was…
First Time Applying for Credit Card - Help?!
Will a Cifas entry that has been removed show up in a background check.
Stoozing on personal loans
Anyone tried this? I can get £15k at 2.8% and invest it at 6.5%, thus making 3.7% net interest. Compound that over two years and you've made over £1k interest. Anyone see the downside I've missed? It won't let me post links even to MSE, otherwise I would source the above. PS My annualised return on the above investment…
Applying for multiple cards
Just though I would post my experience on creating a stooze pot. I have applied for 8 cards this weekend, outcome as follows. Clydesdale Bank 0% on purchases for 26 months. Application approved, limit unknown until I receive my card. MBNA 40 Months 0% balance transfer, transfer fee 2.55%. Application approved, credit limit…
Credit card -v- savings
Hi there I'm.new so please don't judge? We currently have a 0% credit card purchases/balance transfer and have a balance without any interest acruing, my question is would you pay balance off with the small savings you have or just continue paying card monthly- We do pay more than minimum. Bearing I mind no interest…
Credit card application but no Utility bills in my name?
Any advice please ? A family member has applied for a credit card and been accepted but needs 2 forms of ID, he has his driving licence but lives with his parents so does not have a utility bill in his name. What should he do please? Thank you
Virgin Pre-approved Isn't pre-approved
Filled out a CC application yesterday for Virgin Money Balance Transfer card. I went thru Credit Club and Virgin Moneys website to see if I was pre-approved (100%) for the card and I was. All I needed to was apply. Once the application was complete there was no instant decision. The application was sent to the underwriters…
When to request a copy of CCA
Credit card advice
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