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Is Starling Best For USA Trip?
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0%credit card?
double interest charge?
i owed Barclaycard 1500,00 and normally pay £100-150 a month, i used barclaycard to get euros for holiday, i wanted 1000euros and that cost £978 or something, the following week i paid barclaycard £1150,00 thinking that will clear the cash transaction of euros... ive just realised barclaycard are charging me still 2…
Curve card retailer cashback
Credit Card Tarting
Thanks Martin for alerting me to this! My son left me deeply in debt on cards with his endless demands for cash (including a £25k bank loan that I took out for him that he never repaid but I will clear in 5 months time). The only way I could give him money was drawing cash on credit cards until they were maxed out - I was…
First Time Applying for Credit Card - Help?!
Will a Cifas entry that has been removed show up in a background check.
Stoozing on personal loans
Anyone tried this? I can get £15k at 2.8% and invest it at 6.5%, thus making 3.7% net interest. Compound that over two years and you've made over £1k interest. Anyone see the downside I've missed? It won't let me post links even to MSE, otherwise I would source the above. PS My annualised return on the above investment…
Applying for multiple cards
Just though I would post my experience on creating a stooze pot. I have applied for 8 cards this weekend, outcome as follows. Clydesdale Bank 0% on purchases for 26 months. Application approved, limit unknown until I receive my card. MBNA 40 Months 0% balance transfer, transfer fee 2.55%. Application approved, credit limit…
Credit card -v- savings
Hi there I'm.new so please don't judge? We currently have a 0% credit card purchases/balance transfer and have a balance without any interest acruing, my question is would you pay balance off with the small savings you have or just continue paying card monthly- We do pay more than minimum. Bearing I mind no interest…
Credit card application but no Utility bills in my name?
Any advice please ? A family member has applied for a credit card and been accepted but needs 2 forms of ID, he has his driving licence but lives with his parents so does not have a utility bill in his name. What should he do please? Thank you
Virgin Pre-approved Isn't pre-approved
Filled out a CC application yesterday for Virgin Money Balance Transfer card. I went thru Credit Club and Virgin Moneys website to see if I was pre-approved (100%) for the card and I was. All I needed to was apply. Once the application was complete there was no instant decision. The application was sent to the underwriters…
When to request a copy of CCA
Credit card advice
Advice on which CC to pay
Credit Card Security obligations
Margin Account for stoozing?
Old news I know, but could this be a consideration for stoozing? https://financefeeds.com/borrow-money-from-interactive-brokers-at-tiny-interest-whilst-you-trade-for-profit-exclusive-interview-from-greenwich-on-the-companys-new-solution/
Best time of year for broadband
Post office credit card, date of promotional end
I vaguely remember my promotional rate was 28months 0% purchases for slow stooze. Got the car around April 2018. Can't find the 0% end date anywhere on the statements. Any idea if it is in the statement at all?
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MSE News
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payments this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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