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Direct Debit FROM Credit Card to Pay Bills?
Hello everyone, Was wondering if it's possible to set DD's up on a CC to pay bills and anything you would normally pay by DD. Thank you in advance for any helpful and informative answers and information.
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Prepaid Mastercard
Credits made to my Prepaid Mastercard are not being credited to my account. The provider is not responding to emails or calls. Who do I go to for help. I can't let them just take the money.
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(Removed)
(Seems this sub-forum is dead on its backside)
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Do zero balance credit cards adversely affect credit rating?
I have 6 different credit cards that came about over a long period. Generally only one or two have an outstanding balance on them but currently only one - the only one I plan to use going forward. Is it a good idea to keep the zero balance cards open? I heard that this improves credit rating (i guess the logic is that…
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Should I keep cleared down 0% balance transfer cards active after use?
Over the past 5 years I've made use of two balance transfer cards. The first I cleared down some time ago but left it active with £0 balance for months. My current one is coming to an end and I'm about to clear it down before the 0% period ends. Am wondering if its a good idea to close the accounts or just keep them active…
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How to borrow £7500 on credit cards
Hi there, I’m 36 and never owned a credit card until 18 months ago and been fine using it to date and cleared off any balances etc..I’m good with my money. Im due to pay £7500 on fertility treatment this year and was hoping to put it on a credit card with the view of paying back £7500 over 5 years then after the 12-18…
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Balance transfer help
Just looking for some advice, I have 2 different interest balances on my credit card, part is 0% and the rest is charged at the normal rate for my card, I have 0% on another card and want to do a balance transfer on the part of my balance that’s being charged interest on. I have checked my statements and it does say that…
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Having issues applying for a new 0% card after stoozing on old card, what am I missing?
Hi, I've got a First Direct card with 20k limit it had 0% for 18 months that ended in Jan, I paid off around 10k in Nov & Dec after doing minimum payments before that and investing my pay. I tried to get a card in Jan but got generally rejected or low limits like 3k or 12 months 0%. The paid off is now reflected on credit…
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How accurate is MSE's Eligibility Checker?
Just wondering - if MSE's Eligibility Checker says "you are not eligible for this card" is that definitely the case, and if I apply for that card I would be rejected? Just curious, as I've been stoozing for many years and never been declined for a card yet, and yet the MSE checker reckons I'm ineligible for most of the…
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Credit card cash to pay off same card!?!
Hi everyone, interested to know if the following will work.... I have a card which has £1000 balance that is on a low rate which is due to expire. I would like to move that balance to a low rate but am unable to apply for a new card at this time. My current card has a Money Transfer offer which is only 4% fee and 0%…
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Should I cancel credit card?
I’ve just had a letter from Halifax, saying they they are going to cancel my Clarity Credit Card. To be fair to them, I don’t use it. I got it in 2016 as it was a Best Buy for overseas travel. (Obviously not been doing much of that for the past 12 months, and don’t see myself doing it in the near future. I have a number of…
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Paying part of final PCP payment on 0% credit card
My final PCP payment is due in April. I want to keep my car and pay off the final payment by some cash savings and some on a 0% credit card. I’ve spoken to the finance company today and they will accept part payment by CC and the rest from my bank account. Is this possible or is there something I’m not seeing that will…
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Barclaycard abruptly large credit limit decrease, affect on credit file
So Barclaycard have decided to give me 2 months warning they are reducing my limit by about 75%, the new limit is not much over the current balance. The stated reason is based on data they have on me, so obviously vague. All my other cards as things stand, are still the same and have available 0% offers. My concern is…
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best card for abroad
Hi I'm hoping to go abroad this year for 3 months and want to get some sort of credit card to take with me for car rental, flights and money withdrawal. Any suggestions on a credit card that would suit my needs. Thanks Davie
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Santander incentive
Hi i recently opened a Santander credit card to transfer a balance after seeing an offer on MSE offering I think it was an M&S gift card (£30?) I did notice that shortly afterwards the Santander card was still there but no mention of the gift card. I contacted Santander yesterday as I hadnt received the card and they told…
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Aqua Denies Deal
I recently applied for an aqua credit card featured on your weekly e mail. It specifically stated that I was pre approved and the deal was 6 months interest free and a 3% fee. I clicked the link and applied, when I got the card I actioned a balance transfer on line and waited. My statement arrived today with an interest…
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Transfer or Credit Card
Hi, I’ve read the site about the best way to reduce my bank overdraft and the interest that comes along with it, and I see there are two possible alternatives but which is the best option ? Option 1 : Apply for a Transfer Card to transfer money into my account to reduce the overdraft and manage it or Option 2 : Apply for a…
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How long is needed to be a new cardholder with Santander?
I would like to take out a 0% card with Santander, which you can only get if "You don’t have another Santander balance transfer card". I had one previously which I paid off before the 0% ended but forgot to close down. It has been fully (I hope) closed today and no longer shows on my online banking screen. Does anyone know…
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Post Office now JAJA
i had a post office credit card which has recently changed to JAJA. I have just tried to do a balance transfer to virgin money credit card but they don't accept JAVA. anyone else come across this?
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When to pay?? 🤔
I've been struggling for years to get my head around credit card repayments. I know you have to pay IN FULL at the end of each month but is that calender month or payment cycle month 🤔 Trying to improve my credit score so I've got a statement day of the 16th but the payment isn't due for 28 days after the statement date. I…
