Cash withdrawal abroad on Barclaycard affects your credit score.

3 Posts

If you use Martin's advise to withdraw cash abroad using your Barclaycard Rewards card you will, as he says, pay no interest if it is repaid in full. However, be aware that it does affect your credit score, as withdrawing cash on a credit card is deemed to show a lack of organisation and poor forward financial planning. A case of financial prudence being viewed as financial imprudence!
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Your actual credit history will not be changed at all if do not go over your card limit and pay it off in full.
© Tharweb 2006
I would second this. I have a Barclaycard Rewards and don't risk using it in ATMs as I don't want it to affect my credit history. I just use Starling instead.
As other people on this thread, I also have a dislike of the credit rating agencies and their lack of accountability.