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minimum payment or pay full balance on 0% 21mth Santander balance transfer card, no transfer fee
I went for a Santander no transfer fee 0%balance transfer for 21 months. I will not use it on any purchases. I will transfer balances from 2 other 0% purchase credit cards which are coming to an end. My question is do I set direct debit up for minimum payment or pay full balance? With minimum payment will I still get…
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I literally just discovered this term like this minute. Any thoughts / advice on it?
A little context: I am unemployed and am renting atm. I have abank account, no credit cards and I do not use the credit card function on my Bank/Debit card; Seeing as how this 'Stoozing' thing is 0% Interest and I have seen that some people use it to profit, how in theory could one generate a small amount of money from it?…
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M&S Cash Offer
I signed up for M&S credit card back in November when they were offering a cash for doing so - can anyone remember the amount and how much had to be spent on the card to qualify. I spent over £200 in the first two months but havent received anything and when I queried, they asked me what the offer was!
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Is upside a trustworthy site?
Hi I use Quidco & credit cards for cash back. But recently heard about upside, where I can get cash back whilst using my credit cards. Win/win! But is it trustworthy? Does anyone have any experience or knowledge of this app? Thanks in advance Teresa
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Cash withdrawal abroad on Barclaycard affects your credit score.
If you use Martin's advise to withdraw cash abroad using your Barclaycard Rewards card you will, as he says, pay no interest if it is repaid in full. However, be aware that it does affect your credit score, as withdrawing cash on a credit card is deemed to show a lack of organisation and poor forward financial planning. A…
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virgin stooze posible
1800 limit virgin zero % all rounder. is it possible to make use of purchase or transfer or money, each 0% 12 mths. I don't have any other balances that warrant transferring from thanks
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Amex Chargeback Issue
I booked a holiday in August 2019 and paid a £400 deposit on my Amex. The holiday balance was paid in January 2020 (also using Amex) just before things started to go wrong with travel, so the holiday was delayed from March 2020 to March 2021. Then it was delayed again from 2021 to March 2022, in the meantime the…
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First Time Credit Card User: Advice Needed
Hello everyone hope you are all well and keeping safe 🙏 I am posting hear today as I have recently read the credit card stooging guide which I want to do but I'm unsure which credit card I need as I don't have any current debt to transfer to a balance transfer card but as my aim is to stooge will have to shift at the end…
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MBNA identity theft concerns?
I recently took out an MBNA card because I am entering an Arctic endurance race and with Covid and other risks I wanted the costs to have added protection you get when paid on a credit card. So I have tried to make three payments all of which were declined. The first two meant sitting on hold for 45 minutes to get through…
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Curve to start treating NS&I transactions as "Curve Fronted" from 7th October
Just in case anyone missed it, I recently had an email from Curve saying (among other things) that NS&I transactions will be treated as "Curve Fronted" with effect from 7th October. They are also capping Curve Fronted transactions to £10k per month for Metal customers.
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HALIFAX CREDIT CARD CASHBACK
I received an e-mail last Thursday from the Halifax? saying they were offering 0.50% cashback from 23rd October to 23rd January 2021 and I had to click at the bottom to register. Has anyone else received this e-mail or is it a scam?
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Credit card cashback
I have MBNA card paying .5% is there any better. Not AMEX as many companies do not accept. BDT
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Old-style fast stoozing now possible with 0% fee Money Transfer offer on Lloyds Platinum Credit Card
I have a Lloyds Platinum credit card with 0% interest on purchases for the first 18 months or so. I have just noticed a Money Transfer offer of 3.9% interest over 36 months with a 0% fee. I will now apply for a BT card with 0% fee with HSBC or Santander, make a Money Transfer on the Lloyds card to my current account, and…
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cards that accept your balance transfer at 0% in 18 to 31 months
Dear all , I have tried using Martin's eligibility card calculator and everyone has turned me down . I am trying to pay an Amex card debt balance . I am not finding any solution. Can anyone help suggesting my next step to a solution ? I have also applied on capital one and they only gave me a credit limit of £200 which…
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The new MBNA offer
Does going via the MSE eligibility check adversely affect the outcome, rather than applying direct? I was expecting some reasonable figure for 27 months with the 1% charge (covered by the £30 cash-back). I was offered 14 months with a 3.49% charge with a credit limit that meant the net profit overall made the offer…
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Running out of 0% providers to Stooze!
I've been stoozing with 0% cards for over 15 years now and have a draw full of dormant cards. I don't usually bother closing accounts and wait for the provider to close it for me when they realise the account hasn't been used for years! Now, I'm running out of providers that I haven't had a card from previously. Does…
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Problems with HSBC credit card
I've come to dislike HSBC for its lack of ease to do normal things and the extreme difficulty getting anything concrete out of them. I have a new CC with them, the first DD was a couple of weeks ago. Checking that everything was in place for the DD from Lloyds to HSBC, I was shocked to see that the HSBC CC number showing…
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M&S Credit Card Warning
I’m gutted. I took up an offer of a promotional rate of 0% in 2019 which ends in February 2022. Last August I was offered a further balance transfer at 0% rate for 12 months, ending this month August 2021. I’ve been paying more than the minimum monthly repayment so I could clear the offer which ends this month. However,…
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Only one zero-fee 0% balance transfer card on market? Nab it quick or wait for others?
I need to do the 0% credit card shuffle again in June, I'd rather switch to a zero-fee balance transfer card so it costs me zilch, but I see there is only the Santander one listed. Is this really the only one out there? Should I nab it quickly before this deal ends (19th April), or wait for others? Is there a trend of…
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Where did my debt go?
My mastercard was recently renewed by my bank and it was 7500 in debt. When I went to my online banking the 7500 debt had disappeared? Where did it go?
