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Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

Credit card cashback
I have MBNA card paying .5% is there any better. Not AMEX as many companies do not accept. BDT
Old-style fast stoozing now possible with 0% fee Money Transfer offer on Lloyds Platinum Credit Card
I have a Lloyds Platinum credit card with 0% interest on purchases for the first 18 months or so. I have just noticed a Money Transfer offer of 3.9% interest over 36 months with a 0% fee. I will now apply for a BT card with 0% fee with HSBC or Santander, make a Money Transfer on the Lloyds card to my current account, and…
cards that accept your balance transfer at 0% in 18 to 31 months
Dear all , I have tried using Martin's eligibility card calculator and everyone has turned me down . I am trying to pay an Amex card debt balance . I am not finding any solution. Can anyone help suggesting my next step to a solution ? I have also applied on capital one and they only gave me a credit limit of £200 which…
The new MBNA offer
Does going via the MSE eligibility check adversely affect the outcome, rather than applying direct? I was expecting some reasonable figure for 27 months with the 1% charge (covered by the £30 cash-back). I was offered 14 months with a 3.49% charge with a credit limit that meant the net profit overall made the offer…
Running out of 0% providers to Stooze!
I've been stoozing with 0% cards for over 15 years now and have a draw full of dormant cards. I don't usually bother closing accounts and wait for the provider to close it for me when they realise the account hasn't been used for years! Now, I'm running out of providers that I haven't had a card from previously. Does…
Problems with HSBC credit card
I've come to dislike HSBC for its lack of ease to do normal things and the extreme difficulty getting anything concrete out of them. I have a new CC with them, the first DD was a couple of weeks ago. Checking that everything was in place for the DD from Lloyds to HSBC, I was shocked to see that the HSBC CC number showing…
M&S Credit Card Warning
I’m gutted. I took up an offer of a promotional rate of 0% in 2019 which ends in February 2022. Last August I was offered a further balance transfer at 0% rate for 12 months, ending this month August 2021. I’ve been paying more than the minimum monthly repayment so I could clear the offer which ends this month. However,…
Only one zero-fee 0% balance transfer card on market? Nab it quick or wait for others?
I need to do the 0% credit card shuffle again in June, I'd rather switch to a zero-fee balance transfer card so it costs me zilch, but I see there is only the Santander one listed. Is this really the only one out there? Should I nab it quickly before this deal ends (19th April), or wait for others? Is there a trend of…
Where did my debt go?
My mastercard was recently renewed by my bank and it was 7500 in debt. When I went to my online banking the 7500 debt had disappeared? Where did it go?
What is the equivalent apr on this?
£15000 money transfer from barclaycard, 2.6% fee until Feb 2023
To close credit card accounts ?
I now have 4 credit cards. 3 from previous 0 % cards. All are sitting dormant now and I want to close them. How best to do this without affecting my credit score. ? Or will it impact on it ?
Direct Debit FROM Credit Card to Pay Bills?
Hello everyone, Was wondering if it's possible to set DD's up on a CC to pay bills and anything you would normally pay by DD. Thank you in advance for any helpful and informative answers and information.
Prepaid Mastercard
Credits made to my Prepaid Mastercard are not being credited to my account. The provider is not responding to emails or calls. Who do I go to for help. I can't let them just take the money.
(Removed)
(Seems this sub-forum is dead on its backside)
Do zero balance credit cards adversely affect credit rating?
I have 6 different credit cards that came about over a long period. Generally only one or two have an outstanding balance on them but currently only one - the only one I plan to use going forward. Is it a good idea to keep the zero balance cards open? I heard that this improves credit rating (i guess the logic is that…
Should I keep cleared down 0% balance transfer cards active after use?
Over the past 5 years I've made use of two balance transfer cards. The first I cleared down some time ago but left it active with £0 balance for months. My current one is coming to an end and I'm about to clear it down before the 0% period ends. Am wondering if its a good idea to close the accounts or just keep them active…
How to borrow £7500 on credit cards
Hi there, I’m 36 and never owned a credit card until 18 months ago and been fine using it to date and cleared off any balances etc..I’m good with my money. Im due to pay £7500 on fertility treatment this year and was hoping to put it on a credit card with the view of paying back £7500 over 5 years then after the 12-18…
Balance transfer help
Just looking for some advice, I have 2 different interest balances on my credit card, part is 0% and the rest is charged at the normal rate for my card, I have 0% on another card and want to do a balance transfer on the part of my balance that’s being charged interest on. I have checked my statements and it does say that…
Having issues applying for a new 0% card after stoozing on old card, what am I missing?
Hi, I've got a First Direct card with 20k limit it had 0% for 18 months that ended in Jan, I paid off around 10k in Nov & Dec after doing minimum payments before that and investing my pay. I tried to get a card in Jan but got generally rejected or low limits like 3k or 12 months 0%. The paid off is now reflected on credit…
How accurate is MSE's Eligibility Checker?
Just wondering - if MSE's Eligibility Checker says "you are not eligible for this card" is that definitely the case, and if I apply for that card I would be rejected? Just curious, as I've been stoozing for many years and never been declined for a card yet, and yet the MSE checker reckons I'm ineligible for most of the…

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NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.

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Stoozing: free cash from credit cards

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Stoozing: free cash from credit cards

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