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Shop Small 2019
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0%credit card?
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double interest charge?
i owed Barclaycard 1500,00 and normally pay £100-150 a month, i used barclaycard to get euros for holiday, i wanted 1000euros and that cost £978 or something, the following week i paid barclaycard £1150,00 thinking that will clear the cash transaction of euros... ive just realised barclaycard are charging me still 2…
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Curve card retailer cashback
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Credit Card Tarting
Thanks Martin for alerting me to this! My son left me deeply in debt on cards with his endless demands for cash (including a £25k bank loan that I took out for him that he never repaid but I will clear in 5 months time). The only way I could give him money was drawing cash on credit cards until they were maxed out - I was…
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First Time Applying for Credit Card - Help?!
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Will a Cifas entry that has been removed show up in a background check.
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Stoozing on personal loans
Anyone tried this? I can get £15k at 2.8% and invest it at 6.5%, thus making 3.7% net interest. Compound that over two years and you've made over £1k interest. Anyone see the downside I've missed? It won't let me post links even to MSE, otherwise I would source the above. PS My annualised return on the above investment…
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Applying for multiple cards
Just though I would post my experience on creating a stooze pot. I have applied for 8 cards this weekend, outcome as follows. Clydesdale Bank 0% on purchases for 26 months. Application approved, limit unknown until I receive my card. MBNA 40 Months 0% balance transfer, transfer fee 2.55%. Application approved, credit limit…
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Credit card -v- savings
Hi there I'm.new so please don't judge? We currently have a 0% credit card purchases/balance transfer and have a balance without any interest acruing, my question is would you pay balance off with the small savings you have or just continue paying card monthly- We do pay more than minimum. Bearing I mind no interest…
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Credit card application but no Utility bills in my name?
Any advice please ? A family member has applied for a credit card and been accepted but needs 2 forms of ID, he has his driving licence but lives with his parents so does not have a utility bill in his name. What should he do please? Thank you
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Virgin Pre-approved Isn't pre-approved
Filled out a CC application yesterday for Virgin Money Balance Transfer card. I went thru Credit Club and Virgin Moneys website to see if I was pre-approved (100%) for the card and I was. All I needed to was apply. Once the application was complete there was no instant decision. The application was sent to the underwriters…
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When to request a copy of CCA
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Credit card advice
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Advice on which CC to pay
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Credit Card Security obligations
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Margin Account for stoozing?
Old news I know, but could this be a consideration for stoozing? https://financefeeds.com/borrow-money-from-interactive-brokers-at-tiny-interest-whilst-you-trade-for-profit-exclusive-interview-from-greenwich-on-the-companys-new-solution/
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Best time of year for broadband
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Post office credit card, date of promotional end
I vaguely remember my promotional rate was 28months 0% purchases for slow stooze. Got the car around April 2018. Can't find the 0% end date anywhere on the statements. Any idea if it is in the statement at all?
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Unauthorised charge made me go over the limit by £1
Hi I donated £50 to a charity from my stoozing card. The charity is locally run in my area, and I knew they were a bit unprofessional, didn't realise how amatuerish they'd be. They charged my card 3 times. So took a total of £150. They've taken me over the limit, and now I am facing loss of my 0% rate and a £12 fee. I am…
