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Keep old credit card?
Hi all, My husband has two credit cards with the same lender - one is an old 0% credit card that is no longer interest free and the other is 2 year+ 0% interest free purchase one that we are currently using for stoozing. Given that he will have held this new card for over 2 years by the time he next applies for a credit…
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BT to AMEX - which cards are compatible?
Hello I would like to do a Balance Transfer into my AMEX account. Proving tricky, so far Sainsburys have refused to do it as the shorter AMEX card number is not compatible with their systems, I think. Has anyone had any recent success with a BT to AMEX please? Which card did you use? Thank you!
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Best way to pay off £20,000 debt
Can anyone advise me how is the best way to pay off my debt. I’ve avoided checking how much I owe for ages and so it’s built up to a ridiculous amount. I have 4 credit cards on 0% interest, 1 with interest, a store card, catalogue debt and a £3,000 overdraft. I am sick of messing about swapping credit cards to get 0%…
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Credit Card Debt
Hello everyone, I have a CCJ on my credit file for a credit card debt which was issued at my previous address dated November 2014 but only just noticed this in October 2018 by a routine check on my credit file. I moved houses in August 2014. I contacted the claimant accordingly and advised them if they would set aside by…
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stoozing and benefits (child tax credit)
Hi Me nor my partner have 16K of savings in our accounts, but I am stoozing and coming close to that amount. Is it possible to hold 16K or more of other peoples money in your account for the purpose of investment? Or will the stooze money be regarded as my savings? I may have to cancel stoozing if it means my partner…
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House equity downpayment?
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Another IAS dismissal
Hi Guys, This one's a bit unusual,my local Homebase car park is now divided and run by two separate companies, this has resulted in me receiving 2 PCNs.I basically drove through one car park to get to the other.,I parked at a car park managed by Euro car parks but to access it I drove through a car park managed by PCN…
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Putting Balance Transfer in High Interest account
Hi there, I don't think this is technically stoozing but I wonder if people can see a flaw with it? I have a reasonably good credit score. Is it a stupid idea to take out an amount of money on an interest-free credit card. And put that money straight in a high interest account and lock it way until the interest free credit…
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Are there any downsides?
Hi, I have a BT Barclaycard with a balance about £1300.00, a DD to pay £40.00 a month and about 18 months left on the 0% offer. I was thinking that if I spend just under £40.00 a month on this card then the whole DD will go towards covering the spent because it is the interest incurring part of the balance. In this case…
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Timing balance transfers
I don’t know what to do for the best and am hoping someone on here has some advice or useful experiences to share. I have 3 0% credit cards and the 0% periods finish next year (April, October and December 2020). I will be able to pay one of them off but I won’t be able to pay the balance off the other 2 by the end of the…
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Falsely turned down for card - Need Help!
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Will a money transfer mess up my house purchase?
Hi, I am in the process of buying a house at the moment and a few days ago I had a bit of a crisis involving a loved one which resulted in me doing a sizeable money transfer from a credit card to my bank account. Without going into detail, the family crisis was resolved without needing my intervention in the end, so the…
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post office application process queries
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Credit transfer
If I do a balance transfer to an interest free card and am charged a 3% fee, what is that as an APR if it is for 12 months?
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Credit card
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Continue stoozing?
After many years of stoozing my final 0% stooze has just ended so I have no debt/balance. I am tempted to apply for a new card but can't see where I could put money to make anything on it. I have 2 tsb classic ac's but they only pay interest on £1.5k each and are full up. I have had the nationwide current ac and regular…
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PayPal Credit
Can I balance transfer a PayPal credit balance onto a 0% card
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Transferring overdraft to 0% credit card
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M&S Credit Card Vouchers
Hi, I recently got an M&S credit card on the back of it not only being a good 0% deal that offers points which are turned to vouchers as you spend on it, but also because they were offering £50 vouchers for signing up. Not sure if anyone else took this offer? I was just checking through my post as hadnt remembered seeing…
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New home or old home
I want to transfer a balance to a new credit card and checked my chances of success, this came back as 0 - 10% as I have only just moved house. If enter my old home address which I still own, I get 95 - 100%. Can I still apply using my old address even though don't live there and change the address afterwards or is it…
