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post office application process queries
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Credit transfer
If I do a balance transfer to an interest free card and am charged a 3% fee, what is that as an APR if it is for 12 months?
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Credit card
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Continue stoozing?
After many years of stoozing my final 0% stooze has just ended so I have no debt/balance. I am tempted to apply for a new card but can't see where I could put money to make anything on it. I have 2 tsb classic ac's but they only pay interest on £1.5k each and are full up. I have had the nationwide current ac and regular…
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PayPal Credit
Can I balance transfer a PayPal credit balance onto a 0% card
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Transferring overdraft to 0% credit card
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M&S Credit Card Vouchers
Hi, I recently got an M&S credit card on the back of it not only being a good 0% deal that offers points which are turned to vouchers as you spend on it, but also because they were offering £50 vouchers for signing up. Not sure if anyone else took this offer? I was just checking through my post as hadnt remembered seeing…
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New home or old home
I want to transfer a balance to a new credit card and checked my chances of success, this came back as 0 - 10% as I have only just moved house. If enter my old home address which I still own, I get 95 - 100%. Can I still apply using my old address even though don't live there and change the address afterwards or is it…
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Is it Fraud? Advice needed
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Balance Transfer Incompatible
I was looking for a 0% card to transfer a balance from an American Express account and a MSE soft search indicated I had a 90% chance of being accepted for the Sainsbury's 29 month 0% interest credit card. I completed an application for this card and was successful, only to discover after completing the application that…
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Money transfer 0% than balance transfer 0%
I applied for a Tesco Credit card 0% interest balance transfer. 0% fee transfer. It gave me quite a high limit. I was surprised really. I've got a Halifax Credit card too. Existing customer. I've transferred my balance to Tesco as planned. Once thing I noticed on my Halifax account, it offered a money transfer 0% fee, 4.9%…
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Cash from credit card
Might sound daft, but I am new to lending money! About the 0% money transfer cards, it says 0% for X months, 2.99% fee with 19.9% rep APR. My question is, is the 2.99% only applicable after the initial cash transfer i.e if I transfer cash after the first transfer? Or is it on anything not paid off? Or is it applicable only…
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swapping balances for interest free.
hi all, i have a nationwide and mbna credit card. both interest free rates are due to finish soon. both are offering interest free balance transfers. is there an issue with tranferring balance from nationwide to MBNA then transferring what was on the MBNA to nationwide to take advantage of the 0% balance transfers on both…
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bonusbond mastercard
I have just been offered this card and after checking bonusbond website i found out i can only use it in certain shops. please can anyone tell me if they have used it in iceland and how easy is it since there is no pin with the card. thank you
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Maximising Credit Card limits
I just got accepted for a Virgin money 0% card. Putting all spending on it will hit the limit in about 1 year (1/2 way through the deal). I have an Amex which I've reduced by £5k (not sure if relevant). What's the best strategy to continue the credit past the year? Especially interested in timing of when to apply. 1) As…
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Cards for larger balance transfers £5000 +
Hi. I currently have 2 credit cards (1 with mbna, 1 with Barclaycard). I'm paying interest on my Barclaycard. My mana 0% interest runs out in 5 days. Looked up the deals and applied for a Sainsbury's 27 month 0% interest on balance transfers and purchases, with a 3% fee. I asked to transfer £5700. I got accepted for the…
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Aa interest free credit card balance transfer 2016
Hello, I took this out after seeing on MSE in 2016...bank is now trying to charge me interest....stupidly i have destroyed documentation....can anyone recall how long the free interest period was for???? TIA
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Best card for paying off very account in full
I have £900 to pay off on my very account, and I've just started getting interest on it, what's the best card to use to pay it off in full? Would I need a money transfer card? Or a 0% purchase card and if I went with 0% purchase would I be able to pay it off in full and that would count as 1 purchase? Trying to get rid of…
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CD Voucher
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EExtended warranty and purchase protection offered on which cards ?
My Nationwide credit card has stopped offering Extended Warranty and Purchase Protection since March 2018 and i have only just noticed. Which cards offer this? Does this affect any of my rights if a company goes bust ?
