We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Stoozing: free cash from credit cards

Discuss the art of making money by earning interest on cash that credit cards lend you at 0%.

Aa interest free credit card balance transfer 2016
Hello, I took this out after seeing on MSE in 2016...bank is now trying to charge me interest....stupidly i have destroyed documentation....can anyone recall how long the free interest period was for???? TIA
Best card for paying off very account in full
I have £900 to pay off on my very account, and I've just started getting interest on it, what's the best card to use to pay it off in full? Would I need a money transfer card? Or a 0% purchase card and if I went with 0% purchase would I be able to pay it off in full and that would count as 1 purchase? Trying to get rid of…
CD Voucher
EExtended warranty and purchase protection offered on which cards ?
My Nationwide credit card has stopped offering Extended Warranty and Purchase Protection since March 2018 and i have only just noticed. Which cards offer this? Does this affect any of my rights if a company goes bust ?
Business CC Debts
What is the Cheaper Option?
Hello, Apologies.I think I've posted this in the wrong area... I was wondering if I could get an answer please... I have to pay a very large vet bill. I was going to put it all on my credit card. My friend has very kindly given me their credit card details for a part payment of £1000. Would he accrue less interest if he…
Amazon Mastercard Query
If I was to acquire an Amazon Mastercard to make use of the £20 voucher and 0% interest for 3 months. If I made a purchase and then paid it off well within those 3 months, would I take a hit on my credit rating for cancelling the credit card after paying the balance off? Thanks in advance.
PPI Confusion on joint account
My ex husband and I had a joint mortgage account with PPI, but the PP insurance policy was in my ex-husband's name only. Does this mean that only my husband would be entitled to compensation?
Re-applying for amex card after cancelling card
Hi All, yesterday I cancelled my amex preferred rewards gold charge card having had it for 6 months. I have withdrew all membership reward points from my account. If I want to re-apply for an amex card in the future, how long do I have to wait before I can re-apply and get a sign up bonus. I have been told this is 6…
Sainsbury credit direct debit issue
Hi I don’t know if anyone has ever had this issue or has any advice on how to resolve it but I have a credit card with Sainsbury’s, which I’ve had many issues with to say the least, but here’s the latest. In October I asked them to set up a new direct debit for a set amount, the account to pay it from was the same as…
holiday credit card limit
Hi, I think that by paying for flights on a credit card, that gives extra protection (for example if the airline goes bust). But how is that possible if the spending limit is lower than the flights cost? Can I pre-load money onto the card before purchasing the flights? eg if flights cost 2000 and my limit is 1000, if I put…
Making a 0% balance transfer as a money transfer
Hello I just did a 0% balance transfer, but accidentally transferred too much. This left me with a credit balance on my old card. I called the bank and they simply transferred the credit balance into my bank account. So effectively I have done a 0%, no fee money transfer disguised as a balance transfer. Is this common? I’m…
Best cashback CC that isn't AMEX?
Hi, I am looking for the best CC I can get for when my AMEX is not accepted, (so either Visa or MC). Please not Tandem. Tried them and was rejected even though my credit rating/score is absolutely pitch perfect. God knows what happened there but I see a lot of people having issues with their tandem card/account. So would…
What savings rate do I need to make money on this money transfer?
Hi all Barclaycard are offering me a money transfer to my current account at 0% for 18 months, with a 2.4% fee. I’m struggling to work out the savings interest rate I need I earn to make money on this transfer, over 18 months and probably with regular savers. I’m a higher rate taxpayer. Can anyone help / share the…
Stoozing-card full
Hi I'm a amature as u will see to this stoozing lark but I took out a 30 month credit card at 0% Last year but only got £3600 to use Which I have nearly used up, I've got the money set aside in savings account as the stoozing goes but now have a card full up with nearly 18 month 0% left. What do I do next? Pay it off or…
PayPal fees or bank transfer
Hi I'm buying a ww2 item of a militaria dealer who doesn't have a card reader. My only available payment method is either paying him through a money transfer via PayPal friends and family using my credit card or transferring money into my debit card account from my credit card and paying him via the same above method. I…
Help regarding PPI AND CREDIT CARD
Trying to help my son who is dyslexic, he filled in online form for Barclays to see if he had PPI relating to his Barclaycard. Received a swift letter back saying that due to the information he had given them he didn't have PPI. Do all credit cards have PPI? Maybe I am being naïve because to be honest I don't know much…
M & S credit card
One can apply for one of these in a Marks and Spencer store where a bank area is arranged. Currently they have a 32 month 0% interest transfer arrangement although it is not prominent in their leaflets. I've transferred debts from NewDay and Barclaycard; the service was quick and easy.:T
BT from Barclaycard
Hi, I've just received a Capital 1 card that has 6 months' interest free for a balance transfer which I requested at time of application from Barclaycard. The BT has not happened so I've just spent 20 mins to the 'helpline' and they state: 1. You can't BT from Barclaycard unless they give you an 'offer' to allow you to…
is there a good way to deal with these?

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Is now a good time to fix your mortgage or should you wait? Brokers answer as rates continue to fall ahead of expected Base Rate cut
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further – and should you fix now or wait?
Fixed-rate mortgages continue to fall ahead of expected Base Rate cut – so do brokers think now is a good time to fix?
Interest rates on fixed mortgage deals have continued to be cut ahead of this week's decision by the Bank of England on whether to change the Base Rate. But will fixed rates move much further?
Martin Lewis: How to call your bank by dialling just three numbers
How to call your bank by dialling just three numbers… simply dial 1-5-9. Then you know it's legit. Watch MoneySavingExpert.com founder Martin Lewis' video below, which explains it. And please share – the more people know, the fewer will be scammed.
Martin Lewis: How to call your bank by dialling just three numbers – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.

View All

Stoozing: free cash from credit cards

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Stoozing: free cash from credit cards

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Categories

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free