balance transfer & 0% interest rate

Hello everyone,

I'm new here and I'm struggling.

I'm wondering how can I transfer my balance from 2 of my CC to a 0% interest CC? the interest rate from those 2 cards are killing me.

Thank you for your help!

Replies

  • zx81zx81 Forumite
    35.3K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    You apply for a 0% BT card and then transfer the balances from the old cards.

    The new card will give instructions on how to do this.

    Accept any card and limit you get offered, even if you feel it's not enough. Transfer what you can and start saving.

    A word of warning - if the interest is 'killing' you, then it's likely you're going to find it hard to get a new card. In this event, make sure you throw as much as you can at the debt - highest rate debt first.
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