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Applying for multiple cards
Just though I would post my experience on creating a stooze pot. I have applied for 8 cards this weekend, outcome as follows. Clydesdale Bank 0% on purchases for 26 months. Application approved, limit unknown until I receive my card. MBNA 40 Months 0% balance transfer, transfer fee 2.55%. Application approved, credit limit…
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Credit card -v- savings
Hi there I'm.new so please don't judge? We currently have a 0% credit card purchases/balance transfer and have a balance without any interest acruing, my question is would you pay balance off with the small savings you have or just continue paying card monthly- We do pay more than minimum. Bearing I mind no interest…
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Credit card application but no Utility bills in my name?
Any advice please ? A family member has applied for a credit card and been accepted but needs 2 forms of ID, he has his driving licence but lives with his parents so does not have a utility bill in his name. What should he do please? Thank you
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Virgin Pre-approved Isn't pre-approved
Filled out a CC application yesterday for Virgin Money Balance Transfer card. I went thru Credit Club and Virgin Moneys website to see if I was pre-approved (100%) for the card and I was. All I needed to was apply. Once the application was complete there was no instant decision. The application was sent to the underwriters…
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When to request a copy of CCA
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Credit card advice
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Advice on which CC to pay
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Credit Card Security obligations
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Margin Account for stoozing?
Old news I know, but could this be a consideration for stoozing? https://financefeeds.com/borrow-money-from-interactive-brokers-at-tiny-interest-whilst-you-trade-for-profit-exclusive-interview-from-greenwich-on-the-companys-new-solution/
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Best time of year for broadband
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Post office credit card, date of promotional end
I vaguely remember my promotional rate was 28months 0% purchases for slow stooze. Got the car around April 2018. Can't find the 0% end date anywhere on the statements. Any idea if it is in the statement at all?
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Unauthorised charge made me go over the limit by £1
Hi I donated £50 to a charity from my stoozing card. The charity is locally run in my area, and I knew they were a bit unprofessional, didn't realise how amatuerish they'd be. They charged my card 3 times. So took a total of £150. They've taken me over the limit, and now I am facing loss of my 0% rate and a £12 fee. I am…
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Santander
Anyone else had a letter from Santander changing CC t's and C's to say if you consistently only make the minimum repayment they may up the repayment they ask for or even suspend your account? Sounds bad news for stoozing.
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does Square invalidate credit card protection ?
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Stoozing is a false economy - cost to credit rating
Stoozing is a false economy
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Arrghh stoozing missed opp
I'm a slow stoozer. use purchase offers to spend on daily shop and stash away the cash into savings. Managed to rack up a meagre 12K over 1 year 7 months. I've maxed out the cards I had, 2 cards were dormant and just had their minimums paid (so they have £800, £600 unused credit still on promo). The current one is maxed…
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Revolut Card. Refusal
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'Parking' ticket for a 2 second stop!
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Debit Card Overdraft
Hi, Probably a daft question. But we are with Nationwide and they are changing over draft fees. This will potentially jump from £15.50 a month to over £75 per month in overdraft charges. I am looking at 0% credit cards like Tesco that for a one off transfer fee of £120 means i can have zero interest for potentially 28…
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Avios Boost/hacking - newbie
Hi Guys - I've never had credit cards before - Now aged 40 - But meh - Thinking about using them to try and get some flights - I'm spending in my daily life and not getting any reward for doing so So I have tesco mobile and have points here that can triple and convert in to Avios points I have noticed the BA credit cards…