0% credit cards

Hi all,

I used to have several good offers for 0% credit cards when I logged in to the credit club. However these have now disappeared completely! (It just says N/A under the 0% credit card section).

Can anyone explain why this has happened?

The only change is that I applied for universal credit, as I will soon be on a slightly lower income. However, this change to my credit card offers had happened MINUTES after I sent in the online application, and I have not even received any benefits yet. Surely the credit card companies don't freeze you out that quickly based on an online application for benefits?!

Replies

  • zx81zx81 Forumite
    35.3K Posts
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Forumite
    They don't even know you've applied for benefits. Or indeed, what, if any, income, you have.

    Don't put too much stock in the generic offers from the credit club. Just apply for the cards you're after.
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