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Any point closing old stooz cards?
Hi, previously I would just close old stooz cards to make my life simpler / card drawer emptier! But never sure whether this is a good or bad idea. I have 3 "spent" stooz cards now with total limit over £30K. Other cards have total limits around another £50K. SO, smart to close or better to keep open? Thoughts welcome.…
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Best credit card?
Hi all, being new to credit cards - I started with a Amex BA (blue) card which I pay off each month in full to collect Avois points and build more of a credit score. I’m also cashing in Tesco Clubcard points for more Avois as this card seems like the best for rewards etc. Is there anything out there that’s better? Either…
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How to reduce a credit card
I have a business credit card and am trying to get my balance down on it pretty quickly as anybody ever paid a balance off really quickly and whats the best way to do this any help would be grateful
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Section 75 HELP
Hi all. We have had a new bathroom fitted and due to Section 75 protection we paid the company doing the work a £1000 deposit via our Credit Card. Its fair to say that the company that fitted the bathroom should be on cowboy builders as they have done a terrible job. Tiling looks terrible, the pipes that were supposed to…
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think ill be paying down my cards
Moving a balance in a few months, Halifax offered me a joke of a limit, the sort of limit people who need to build up their trustworthiness get. sainsburies was at least in the 1000s but below the amount requested, the lowest limit I have had since started using 0% cards. I am guessing my affordability calculations arent…
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Cards for Travel Hacking?
In the next few months im going to need to put a large purchase on a credit card, and as i am also going to be planning a honeymoon i wondered if there was a best card to look into to give me something back i could use for the honeymoon? I've heard the phrase "travel hacking" quite a lot in reference to getting points and…
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Stoozing ish...is it possible?
I was just wondering if it's possible to make a few pennies by transferring money between HSBC accounts. They have a foreign exchange account (I already have other bank accounts with HSBC. If I moved say 1k into the euro account, easy to do online and instant, would it then be possible to move the euros back to my HSBC…
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Buying a car and what cover do I get?
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Big spending coming up - how best to do it?
We are currently converting a property and are coming to the stage where we are buying lots of big items such as appliances. I'm wondering if we'd be better putting it all on a credit card (or three!) or going interest free store loans - with a view to paying them off quite quickly. Is there a particular card that's…
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M&S Bank Credit Card
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Free cash abroad for wedding
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Starting up!!
Hey guys-i dabbled slightlywith stoozing in the past but missed the real good times and chucked it. However, with Amex churning now a lot harder i thought i'd stick a toe in again and try again. I have an offset mortage so good for a slow stooze and applied for the Sainsburys Dual last night and got 5k with 28 months. Was…
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Unauthorised debits
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EGG CREDIT CARD PPI Charges
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First Credit Cards Advice and Car Hire Abroad
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Idea for 0% credit card to pay bills via direct debit
Hi, I recently received a 0% credit card. I have a very good credit score and am not in debt. I want to use this card for all of my everyday spending and ideally bills. However some of my bills can only be paid by setting up a direct debit from a current account. I have a starling current account, which I can top up using…
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Which way should I proceed
I have got a Balance Transfer deal for £3900 for 28 Months. 3% fee I owe £6800 which is on a monthly rate of 0.4775% I owe £5300 on a card which is as follows: £1900 0% expires 20/4/2019.. £1200 0% expires Sept 2019 , 0% £1176.00 expires Oct 19 £1000 0% expires October 19 Should I transfer to the card paying the low rate…
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shared appreciation mortgages
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Options!
Guys! I've only just signed up to this MSE Forum malarkey so I'm a little bit lost! I'm 26 and never had a credit card however I am finding myself in need of an extra £500 next month to cover the rest of a final payment needed to pay off my baloon payment on my car. I don't really know much about balance transfer cards and…
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What is best for us to do?
We want to pay off our overdraft which is £900 then close the Account and our Very Account £1600 . Are we best to get a Credit Card or a loan????
