How long is needed to be a new cardholder with Santander?

I would like to take out a 0% card with Santander, which you can only get if "You don’t have another Santander balance transfer card". I had one previously which I paid off before the 0% ended but forgot to close down. It has been fully (I hope) closed today and no longer shows on my online banking screen. Does anyone know how long I should wait before trying to take out a new balance transfer card with Santander? Technically I don't have another santander card as per their wording but I don't want to rush and get rejected because of the need to wait x amount of time.

Comments

  • daivid
    daivid Posts: 1,197
    First Post First Anniversary Name Dropper
    Forumite
    Temptation got the better of me so I went back to the Santander website. Looking at the cards without logging in allowed me to check eligibility (I couldn't see this option from my online banking links) which I passed. I put in an application the day after closing the account, which has been approved. Maybe the same day as closing would have worked, maybe not, might test that out in about 18months...
  • Opened a Santander Zero card in January, 12 Months 0% on purchases £3,000 limit.
    Opened a Santander All in One card three days ago, 26 months 0% on purchases and balance transfers, £4,700 limit.
    The Zero card is still open; Santander had no problem giving me a second card with a new 0% offer on it along side my first card which will be paid off in full at the end of the month just before the 0% runs out. 
  • Just seen how old this post was. 

    Ah well, at least I've now left some anecdotal evidence here as to the fact Santander allow individuals to hold more than one credit card of theirs simultaneously and with full 0% offers on each. 

    Thank you Santander!
  • That was never in question. Santander openly admit you can have multiple cards but only one from each family - ie one red one (cashback / rewards type) and one travel non-red one (zero / world). 
  • s1h
    s1h Posts: 491
    First Post First Anniversary Combo Breaker
    Forumite
    Just on a separate note... I was approved today for a BT card with Santander. But I cannot for the life of me see any reference to what the credit limit is, do I need to wait for the card / letters to arrive or am I missing something ?

    Thanks in advance.
  • daivid
    daivid Posts: 1,197
    First Post First Anniversary Name Dropper
    Forumite
    s1h said:
    Just on a separate note... I was approved today for a BT card with Santander. But I cannot for the life of me see any reference to what the credit limit is, do I need to wait for the card / letters to arrive or am I missing something ?

    Thanks in advance.
    My memory is a bit hazy but yes I think so. I seem to remember a predicted limit during application then having to wait until the account went fully live to find out the actual limit. I think the limit I got was very similar but not exactly the same as the predicted. If you are registered for online banking with Santander once the card goes live on there you will find the limit - though if this is your first Santander product I think you will have to wait for the card arrive to be able to register.
Meet your Ambassadors

Categories

  • All Categories
  • 341.7K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.1K Spending & Discounts
  • 233.8K Work, Benefits & Business
  • 605.9K Mortgages, Homes & Bills
  • 172.3K Life & Family
  • 246.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards