Ombudsman Out of time

£6000.00 of dental treatment gone wrong. Tesco bank will not let the allow the Ombudsman to deal with the case under Section 75 of the consumer credit act as out of time. How do I take this to court or are there any other steps I can take first.

Replies

  • sourcratessourcrates Forumite
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    Part of the Furniture 10,000 Posts Name Dropper Photogenic
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    Money claim online.
    Ex MSE Board Guide.

    More than a third of IVA`s fail....fact.
    Could A Debt Relief Order help you ?
    Never pay a fee for a Debt Management Plan.
    For free non-judgemental debt advice, contact either : Stepchange, National Debtline, or CitizensAdviceBureaux.
  • SandtreeSandtree Forumite
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    You would send whoever you are intending to sue a letter before action giving them a reasonable period to settle the claim else you will issue proceedings... its obviously up to you if you want to issue against the bank or the dentist, there are arguments either way. Normally 14 days/ 10 working days is considered a reasonable period.

    If they do no settle in this time frame then use the money claim online website to issue the proceedings.
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