-
Welcome Finance I want my Money Back
Hi I am new to this site so please bear with me! I took out a loan with welcome finace nearly 3 years ago for £2000 I still owe them £3576 as I am in arreas of £1084 and can not pay it off. When I do think there is some light at the end of the tunnel they phone me 3 or 4 times a week adding more money onto my account. My…
-
bank in legal proceedings
I've put in a complaint against Royal Bank of Scotland, they "lost" my first letter of complaint, they then refused to process my 2nd letter as they had a "signature" query, so I got my signature verified at the local branch. 2 months later still nothing, so I phoned again and finally got a letter today saying that they…
-
PPI Re-claim
I have had several 'rolling' loans from HSBC over a number of years, where the new loan has consolidated the previous one. I am now attempting to reclaim the PPI on them. Can anybody tell me if I need to make a seperate claim for each loan or whether I do it all on one claim? Many thanks
-
good start to the new year :)
hi After what sees to have taken a life time, well October 2009 to today) MBNA have just refunded my ppi to my credit card account for the sum of : PPC 2479.76 Interest 3996.97 8% 344.98 which has knocked over 10% off my DMP debts.. Debt free life has just come two years forward :) :j
-
Vodafone Insurance reclaim?
I currently have a mobile phone contract with Vodafone. About 18 months ago I upgraded my handset. Upon upgrading Vodafone applied a handset insurance fee of around £7 pounds per month to my bill. However I cannot remember ever ‘opting in’ to this policy. Therefore I would a refund from Vodafone. Firstly has anyone ever…
-
How Long ......
I have a claim with Lloyds TSB for a ppi this has been on going with the ombudsman since 2008 i received a letter from the ombubsman in Aug 2010 saying that they have upheld my claim with LLoyds and that they should give me my money back plus 8% interest and £200 compensation as they never replied,i have now had another…
-
Result!!!
Hi Got the PPI money back from BOS they gave me £1900 :D . When i looked at my old paperwork the cash price of the PPI was £1576 with interest of £351.04 got a rebate of around £160 when i paid off the loan early is £1900 the correct amount with the 8% interest added? Thanks
-
HSBC have lost my PPI loan agreement
Hi :) This is my first posting as I'm unsure whether I'm wasting my time (or in a great position). I've had a loan from HSBC since August 2003. In August 2010, I found out that I had PPI (after calling the bank to let them know I had lost my job). I made a claim to the Regulated Claims Department using the template and…
-
Letter from Lloyds what do we do now?
Hi any suggestion what we should do, put in two ppi claims with Lloyds mis selling ppi on two bank loans. They have replied within the 8 weeks saying the following:- "We take complaints very seriously and are committed to handling them in a f air and consistent manner. I am sorry that I am not in a position to provide you…
-
Hsbc ppi
Hi In Dec 2007 I was in a bit of financial difficulty and was struggling to manage debts accross a loan and credit cards. I went into HSBC and spoke to an advisor that told me that there was nothign that they could do for me, a day or so later I had a call from HSBC (a specialst department) asking me about my account etc.…
-
Please help !
:(Hi all, im new to this so please bear with me, i took out a loan with welcome fiance back in april 2008 my plan was to pay back the whole loan when my discount period was up with the council to get full discount of 26000 as the property was vauled at 95000 and my mortgage was 60000, it all seemd a good plan at the time…
-
Completed IVA and win of PPI
Would you please advise me if Barclaycard are correct in paying my win of PPI back to the loan even though my IVA has been completed and I have produced the papers to them as evidence. I know that they do that when the person is a discharged bankrupt ie. they pay the money back to the Official Receiver, but I thought…
-
Claiming back PPI form current bank
Hi all! This is my first post so I apologise if this has been previously covered. I'm looking to claim back PPI on a graduate loan I had approx 3 years ago. My problem lies in that the bank I wish to claim from is the one that also holds my current account (which has a decent overdraft, which I am currently in and working…
-
Terms and Conditions
Hi all Is there a place where we have a collection of the various banks T+Cs for their PPI policies? Thanks
-
PPI claim joint account
Hi I am divorced & have a paid out joint account with PPI. Can I claim this PPI back even though I am no longer in touch with my ex? I know joint & several liability rules exist in respect of paying back the debt but not sure if there are rules around any benefit on joint accounts?
-
Dial4aloan ppi claim help
Good Morning Back in 2002 we took out a loan through Firstplus and the credit agreement was with dial4aloan..... They are not regulated by the fsa and i have been told to ask who the insurer was/underwriter...... Has anyone managed to find this info out..i have no contact info for dial4aloan and have been told they are…
-
Pls help
:mad:Recently I subscribed to MSE and started reading about Missold PPI's. I have read about how to reclaim and still unsure about the first letter that I should write. I had a loan from barclays bank with ppi and I am within the six year limit. This was actually the second loan taken out. So anxious to get the ball…
-
loan insurance to stop
I am need of a bit of advice, I have a bank loan with natwest which was taken out when I was working full time,however I have been unable to work for the last 5 years and the insurance has been payment the repayments on the loan, the problem is that they have now said that after this month I will no longer recieve payment…
-
PPi claim welcome finance need advice please.
Hi all, im new to this so please bear with me, i took out a loan with welcome fiance back in april 2008 my plan was to pay back the whole loan when my discount period was up with the council to get full discount of 26000 as the property was vauled at 95000 and my mortgage was 60000, it all seemd a good plan at the time now…
-
Advice please, awaiting lloyds cheque
Hi, Hope Im on the correct board this time. Well Im patiently awaiting my cheque from Lloyds for my missold PPI, they are currently doing a search on my account to see if Ive made any claims (which takes two weeks for some reason) against the insurance before they pay out, anyway once that has been completed will Lloyds…