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Barclays Overdraft Protection
Hi Yesterday I enquired with Barclays regarding a £2.80 monthly charge for my o/d. I have always thought it was for the privaledge of the od facility, I was informed it was od protection. Now This has been on my account for years and I can honestly say I never remember being told it was protection. Q. Is there anyway of…
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Egg crp
I have been claiming my egg card PPI (or CRP as they call it) and my complaint has been upheld. A moment of happyness, then I continued to read. This is the letter word for word (with added smilies to show my mood changes) "I am writing further to your recent contact regarding your complaint to inform you that we have…
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Swift Advances PPI reclaim
I want to escape from the clutches of Swift. Firstly I want a refund of the PPI of £3500. The amount was added, to the loan up front and expired after five years, in 2008. The complaint has to go to the FOS as Swift unregulated. Do I have to calculate the amount I am owed or is the protocol for the FOS to make the company…
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judicial review update??
I wonder if anyone can advise me - Egg have recently advised me that they will uphold my claim for a refund on PPI. However in their letter, they advise that they cannot calcualte the amount due to the uncertainty about the rules subsequent to the Oct 2010 judicial review commenced by the British Bankers Association. They…
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MSE News: Leaked letter reveals banks' dirty tricks on PPI reclaiming
This is the discussion thread for the following MSE News Story: "Leaked letter reveals banks' dirty tricks on PPI reclaiming" Read the full story: Leaked letter reveals banks' dirty tricks on PPI reclaiming
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Old Intelligent Finance Loan - no details what chance do I have
Well my husband (boyfriend at the time) and I took out a joint loan in around 2001/2002 with IF. I am 99% sure we had PPI on it. I am not sure when we repayed the loan, but it must have been before Oct 2006 (this is as far as I have bank statement going back). However I have no details on the account numbers and or any of…
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Im being really silly but........
Where are the template letters for reclaiming ppi? I have been looking for over an hour and cant find them at all :o I know they are here somewhere, but I just cant find them. Can someone point me in the right direction? Thanks xx
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Loans.co.uk
Which address do I send my claim to for mis-sold PPI by loans.co.uk, I have found both these in threads on here loans.co.uk, chester business park, wrexham rd, Chester CH4 9FB loans.co.uk limited stansfield house chester business park chester ch2 9qq Thanks Mark
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Lloyds ppi offer
Hi New to the forum so hope someone can help. I took out a loan and paid PPI which i was unaware off. I have contacted lloyds who recently wrote to me to say that they would like to make me an ex-gratia offer to bring the matter to a speedy conclusions. They will ensure that I am put back to the same position I would have…
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Black Horse ex-gratia offer letter
Hello all, Like many we've been mis-sold PPI by Black Horse. It is astonishing that we were sold this product when it would have not paid out anyway due to medical and employment reasons. All the agreements were settled early. Anyhow, Black Horse had put our claim on hold pending the judicial review. Today we received two…
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Debenhams PPI reclaim
I have recently had a PPI claim refused by Santander but I think its quite laughable the reasons they have given me - comments please and suggestions where to go from here ............. Back in August I SAR my old Debenhams Card account and received quite quickly most of the required items. These included the amount of PPI…
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Help with Welcome Finance PPI claim
Hi everybody. I have finally taken the plunge and decided to reclaim my ppi payments from the dreaded Welcome Finance. I have SARd them and received my agreements, I would be extremely grateful if one of the calculation kings or queens could take a look at my figures and possibly give me some idea as to what I can claim…
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PPI claim HFC Bank
In 2007/2008 I started a claim against HFC for PPI cover. The last letter than I got from them said that they didn't agree with my claim that I had been missold and told me that I should take it to the ombudsman. At this point I took it no further as I was not sure where to start and was a bit nervous about doing it. With…
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PPI reclaim advice....
Previously I had followed advice from this forum for me to contact my bank for the SAR request using the template. I had sent this off with the relevant cheque etc and have received various pieces of information from my bank. Included is details of conversations held on the phone between them and I if I had ever to ring…
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PPI Reclaim
I embarked on the process to reclaim mis-sold PPI from Barclays Bank on 21 September 2010 by completeing the standard consumer questionnaire downloaded from this website. As I did not hear back from Barclays, on 3 November, I called Customer Services and spoke to a lady who advised me that she could not locate my complaint…
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rbs and natwest fined £2.8m for poor complaints handling
FSA fines RBS and NatWest £2.8m 11 January 2011 10:12 am | By Natalie Holt The FSA has fined Royal Bank of Scotland and NatWest £2.8m for responding inadequately to more than half the complaints reviewed by the FSA. The FSA’s investigation found there was an unacceptably high risk that customers may not have been treated…
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Do banks have to notify you...
Hi all, Sorry if this has been touched upon before. Does anyone know if banks are obliged to notify you regarding charges? In a nut shell, I went over my overdraft by about £6 and didnt realise. Natwest then charged me but didnt notify me about it. The account in question is one I dont use, I transfer my wage in to my…
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Health Insurance
Hi, I am now eventually paying attention to my money and whats going in & out!! After an operation knew i had a policy from Lloyds covering hospital plan & an accident policy. Lloyds only paid for my physio visits on 1 policy and after reading the small print I was unable to claim on the 2nd. I complained to them and after…
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Ppi 2000
I took out a credit card 11 years ago and unfortunatly let it rise. I took out PPI at the saem time and was paying around £100 a month up until I stopped it last year as I found out due to my employment I would never be able to claim. The Financial Ombusman has said due to it being taking out before a certain date in 2000…
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Halifax PPI reclaim help!
Hi I am sorry if I am posting something that is obvious here! I would appreciate any help that you can give on this! I am hoping to get my loan PPI payments back. The loan was taken out September 2006 for £7000 over 5 Years. I was only 19 and had only been in my job 7 months (branch relocation though). I started the…