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How long before they have to reply to me??
Hi, I sent the MSE PPI form to Northern Rock, by registered post, on 9 December 2010 and as yet have heard nothing back from them at all. I was wondering if there is a "given" time that the companies are expected to reply to you in some form, even if its just to acknowledge receipt of your claim. I do appreciate that…
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Freemans
Hi All I am hoping someone can help me. I had a freemans catalogue from pre 1999 up until a few years ago. They had insurance added to any amount that was owed. I believe this was used for redundancy sickness etc. Unfortunately we moved house and i lost all of my old statements. I know my old account number and they still…
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PPI FOS Questionnaire
Hi Just a quick question, have sent FOS questionnaire to MBNA & Natwest Any feedback on what Natwest and MBNA are like for responding Thanks
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PPI reclaim rejected as CC application was on-line??
I tried to reclaim PPI from Capital One on a credit card i held with them. However i have had a letter back from them rejecting my claim as I made the initial CC application on-line and they say I selected PPI by ticking the box. Not sure if this is right or not as it was taken out in Oct 04. Is there any point in…
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Lots of help required-PPI
Hi, I just thought i would note everything down to you all and see if any one can answer any of my questions!! So here goes. I wrote to Welcome finance asking for a copy of my loan agreement with them which i have now recieved but along with the copy i asked for was another 5 agreements but by looking at this it seems they…
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Anyone have luck with Marbles after theytook over Beneficial CC
Hi Looking to see if anyone had luck with Marbles CC claiming back the PPI , I was Originally a Beneficial customer but a few years ago now they were taken over by Marbles CC I looking to see where do i sent my PPI claim too ? Marbles ? beneficial (HFC) ? In 2002 when i took out the card ,I know that i just signed the form…
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Claims Advisory Group..
Has anybody had any trouble with this company? My partner completed their forms back in August this year, with a few phone calls back and forth, they have now sent him a letter claiming he is due to receive his miss-sold PPI in his bank within the next few days, and he has to pay C.A.G the percentage requested. However, he…
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Hsbc lons ppi
Hi there people, just really wanted to get an idea from people what us happening with people trying to reclaim from hsbc, I using a claims company to get my ppi back, I have a loan for £5000 with the ppi added on top, which gives the total being paid back to £9300! i sent the claim off in septmeber '10, then after 8 weeks…
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First Plus PPI
Took out a loan with First Plus for £27k in 2002 and being a little naive at the time didnt realise the monthly payments would start going up rather sharpish. After approx 2 to 3 years of payments, I decided that I could not manage these payments, so re-mortgaged the house to clear the debts that way. With the all the…
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Confused after letter from Welcome Finance
Hope someone can shed some light on this for me! Had a letter today as follows: 'Some time ago you made a complaint about your PPI policy. We upheld your complaint because we could not be satisfied that the policy was suitable for you. As part of our normal quality control process i have reviewed the outcome of your…
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Additions Direct / Very Shopping Insurance
Hey guys, wonder if you can help me? I have been a customer of Additions Direct (rebranded recently as 'VERY') for about 3 years now. When I set up my online account, I was asked if I wanted to take out shopping insurance, which is charged at 1.98% monthly of your balance. I thought it would be a good idea at the time and…
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lloydstsb still not paid up!
Hi all, I contacted Lloyds back in the summer about missold PPI on a loan that I took out with them. They very quickly upheld the complaint and agreed to a refund. I received a letter from them on 24th Aug saying that the money, £2,100 would be paid into my bank account within 21 days. Well despite calling 2-3 times aweek…
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Help Please
We have a large secured loan with First Plus which is now 5 years old. We were told that if we do not claim after 5 years we would receive £15,000 refund. Over the 5 years we have missed payments but have always managed to catch up. My question is will we still be able to claim this as wehave been in arrears in the past?
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scottish widows income insurance
hi all ,, just joined site and was wondering if anybody could help. is it possible to claim missold income insurance back? i noticed a regular £40 a month going to scottish widows (i know i didnt really look at bank statments,,im stupid) so i rang the bank to see what it was as i didnt know. they told me it was income…
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MPPI - Charged against capital
Hello All, This question has probably been asked before but could not find it! I am have my mortgage with Nationwide and also MPPI. The MPPI is charged against my mortgage capital - Is that correct? For example I have not made any mortgage payments in January and my outstanding capital has increased by £112.m Is that the…
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Upheld Complaints - On Hold
I've had a PPI complaint upheld by Egg but they have said they are waiting on the outcome of the Judicial review before calculating what I'm owed. I've seen a few other guys who are in the same boat as me and I was just wondering if anyone has any idea how long it will all take? I see that it starts on the 24th of Jan but…
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BLUE SKY - absolute joke!
My boyfriend applied through blue sky claims in December 2009... and has since been told he is owed back £x (which is quite a lot) from several previous lenders.. and that they now have this money ready for him. After endless arguments they finally sent him his first 'of a few' cheques.. with his name spelt wrong on it. He…
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HSBC credit card - claim or not?
I'm looking for a bit of advice on my credit card repayment protection insurance. Whilst sorting out some old paperwork I glanced at the agreement and noticed that it said I needed to be employed for more than 16 hrs a week to be eligble. When I took out the insurance I'm sure I was working full time but since then I have…
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Newbie HSBC PPI advice please
Hi all. Happy New Year :beer: So its a new year. Time to get the finaces in order. Been sifting through some old paperwork this am and found my hsbc loan agreement dated 8th Jan 2004. With all the talk of payment protection insurance scams and the like I thought id look for any possible way to claw back a bit of hard…
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I bit of advice needed PPI
just been contacted by a firm regarding reclaiming the ppi on a loan with yorkshire bank that the wife has, anyway done some homework on your site and stuff giving them 25% of anything i get ( they even had the cheek to send me a form that is identical to the one on here!) so i'm going it alone(hopefully with help for you…