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Newbie HSBC PPI advice please
Hi all. Happy New Year :beer: So its a new year. Time to get the finaces in order. Been sifting through some old paperwork this am and found my hsbc loan agreement dated 8th Jan 2004. With all the talk of payment protection insurance scams and the like I thought id look for any possible way to claw back a bit of hard…
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I bit of advice needed PPI
just been contacted by a firm regarding reclaiming the ppi on a loan with yorkshire bank that the wife has, anyway done some homework on your site and stuff giving them 25% of anything i get ( they even had the cheek to send me a form that is identical to the one on here!) so i'm going it alone(hopefully with help for you…
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Four years and counting
Hi everyone and I was so pleased to hear all about your successes expecially with Lloyds!! I posted last year on my trials with them and I still have not had a result. This has now been four years. My complaint has been handed from pillar to post and back again. I get letters from someone who says they are handling it and…
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PPI Reclaiming
Hi All Happy New Year Apologies if this is in the threads already, but if I want to get the paperwork from Natwest, MBNA to reclaim PPI what paperwork do I need to ask for from them. Thanks
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Could someone please clarify?
I have talked to a couple of friends about reclaiming PPI. They have given me some confusing advice. Could someone please clarify?: I had a mortgage with Northern Rock from early 2004 to late 2006 in addition to an unsecured loan. I received insurance via Payment Shield. I had a previous medical condition. Will it be…
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Can i make a ppi refund/claim ??
Hi , to be brief in 2006 i bought a sofa from DFS and was prepared to pay cash there and then , at this point they asked if i would like to spread the cost interest free over 12 months which wouldnt cost me anymore than paying cash which assuming i didnt take any ppi out with it i thought why not, i did tell them i did not…
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PPI claim, 8 weeks, what next?
Hi, I took out a loan in 2007, where i was told basically if i didn't take out PPI then i wouldn't get the loan. I was pressured etc and it was with Natwest. Royal bank of scotland are dealing with the claim and the 8 week deadline is today. I haven't recieved a response and i was told that it was unlikely it would be…
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ppi with ford dealer
hi i went through one of these reclaiming set ups back in may2008 and having tried to get any information about how the claim is going i gave up and just waited, and waited. so i decided to write a letter to the ombudsman to see why it was taking so long, i recieved a nice letter back with this gentlemans name on and it…
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MBNA PPI claim
Hi All, I have claimed my PPI back from MBNA and in October I was told by the FSO that my claim had been successfully and that MBNA would re-construct my account to take into account the PPI payments. I was told that MBNA would be in contact with me. So far I have not had a response from MBNA, when I raised this with the…
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PPI Lloyds Advice
Morning, I'm a bit of a newbie round these parts but would like some advice if possible. I've received 2 letters from Lloyds confirming they are willing to settle my complaint against each loan i've had PPI against. They would like me to sign and return a form to say that I am happy to settle...the problem is, they won't…
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DFS Lied and appear to have added PPI. Advice Please
Hi all, We got some sofa's from DFS October 2009, it was a no interest for a year then 6 monthly installments. My partner and I went through all the questions with the rep which have been ransferred onto our invoice I have infront of me now. q1. Would this loan be a concern if my income was affected - NO q2. Do you have…
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Carphone Warehouse.......Insurance
Hi all My friend has just found out that Carphone warehouse have been charging her insurnace for a phone she had back in 2005 and although the contract was up with that phone in 2006 they did not stop this so they owe her over £400, She has contacted them and they said you should of cancelled the insurance. Does anyone…
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Can I claim for all of this?
Hi all, Just a quick question.... My wife and I are trying to sort ourselves out and clear debts as I am sure most people on here are. I am on my way, having succesfully just claimed a little over £1400 from Barclaycard for charges\interest and have a claim ongoing with Citifinancial over misold PPI. My question is…
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Don't bother with Cento - do it yourself!
We paid Cento £149 a year ago to claim back our PPI from Northern Rock. After sending in all the evidence/forms/cheques for £10 they asked for, we got a letter back saying they were able to proceed with a claim; they said they were passing the claim to their agents, Legal Redress Ltd because "of their track record in…
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mbna reclaim ppi
After being pensioned off sick i had to decide if i wanted to take a lump sum and reduced pension. I asked my wife if she had any outstanding bills on her credit cards and to my horror she had £13000 on her card. After looking at her statement i could not believe that after making a payment of £400 the bill increased due…
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Help!!! I can't believe it!
At the end of November I was made redundant as the company that I worked for, for 10 years folded. I started Job Seekers and started to go through my finances to start cutting back on things that I didn't need, I also went through the phone numbers of the banks telling them of my situation. But one bank that I have a loan…
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Finally got response from Bank of Scotland
I have reieved a letter from BOS in it they say blahdy blah we have had a lot of PPI complaits thats why there is a delay etc. The main section is "to deal with your case more quickly we have decided to make you an ex-gratia offer to bring this matter to a speedy conclusion. We will ensure that you are put back to the same…
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MBNA ppi - advice pls
In 2002 i took out a virgin credit card and i put a tick next to yes for their payment protection cover. I never read into it or thought about it as i wanted the card as a cheaper alternative to the card i had already. Anyway as i started looking into to reclaiming i rang virgin and asked for a copy of my credit agreement…
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How long for FOS to investigate?
I have sent documents for my PPI claim to the FOS as the Bank of Scotland are not communicating. How long does the FOS usually take to make a there mind up?
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HELP-Barclays not paying back PPI due to waiting on high courts final decision
Hi, I hope someone can help, Ive ask Barclays to paid back my PPI due to I believe that it was miss-sold. I got a letter back the other day say the following "Having reviewed your complaint we can confirm that we are unable to provide a final response to your complaint at the moment and would like to explain why is so and…