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Finally got response from Bank of Scotland
I have reieved a letter from BOS in it they say blahdy blah we have had a lot of PPI complaits thats why there is a delay etc. The main section is "to deal with your case more quickly we have decided to make you an ex-gratia offer to bring this matter to a speedy conclusion. We will ensure that you are put back to the same…
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MBNA ppi - advice pls
In 2002 i took out a virgin credit card and i put a tick next to yes for their payment protection cover. I never read into it or thought about it as i wanted the card as a cheaper alternative to the card i had already. Anyway as i started looking into to reclaiming i rang virgin and asked for a copy of my credit agreement…
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How long for FOS to investigate?
I have sent documents for my PPI claim to the FOS as the Bank of Scotland are not communicating. How long does the FOS usually take to make a there mind up?
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HELP-Barclays not paying back PPI due to waiting on high courts final decision
Hi, I hope someone can help, Ive ask Barclays to paid back my PPI due to I believe that it was miss-sold. I got a letter back the other day say the following "Having reviewed your complaint we can confirm that we are unable to provide a final response to your complaint at the moment and would like to explain why is so and…
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Mortgage PPI question...
Quite a simple one really, there is a lot of media attention regarding PPI mis-selling. There are even companies touting for business on radio, but they only seem to refer to loans and credit cards. Does this also apply to mortgage payment protection? It would seem to be the same principle and potentially much more…
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Confused about next step to claiming back PPI
Hi, I have an active credit card with CitiCard and wrote my first letter to them in October 2010 asking them to refund my mis sold PPI. Citi confirmed receipt of my complaint and wrote to me in October 2010 saying they were looking into it (they sent me another letter in November 2010 saying they were still looking into…
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Store Card and Loan I am Currently Working For
I work for a Supermarket and am repaying a Loan and Credit Card which I have with them. If I try to claim back PPI from them will it jeopardise my position with them or would the Credit Company be completely apart from them ? Thanks
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Barclaycard ppi are they for real???
Hello everyone, I submitted my claim in October and received a letter from Barclaycard saying they would get back to my by the 15th NOVEMBER, it's now the 20th of December and still nothing. I've been trying to get to them on the number they gave me but I'm on hold and wonder if the number is even real. It's an 0844 number…
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PPI and Black Hose Finance
Just had a letter from Black Horse in response to a claim I put to the FO three weeks ago. They have offered £2200 in response, but only if they credit that to the account and they will then reduce our monthly repayments from £239 to £171. By my calculations that means that the capital left to repay (£5019) has only been…
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life insurance !!!
hi could someone help,i am trying to get a template to ask for data protection info regarding a misselling of a life insurance policy,can anyone help please xx
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delayed claim - next step
i've just received a letter from halifax about my PPI mis-selling claim that says "i am sorry that i am not in a position to provide a final response to your complaint. we will consider your complaint as soon as possible and then we will write to you sto let you know what happens next. if you're unhappy, you can go…
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PPI policy with Natwest-Reasons for mis-selling
Hi folks, I had a loan which I settled in full in 2007 which had about £3000 PPI . Loan was granted in 2002. After surfuing this forum I submit PPI consumer questionnaire to Natwest with all the loan details & I told them that they have mis-sold PPI to me. Natwest returned the questionnaire with a latter asking exact…
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calculating 8%
can anyone work out what the final calculation of credit card ppi is please? i have added up the monthly payment covers and it totals- £1673,85 since 2003. any help to get the final calculation would be soooooo thankfull for ,,, is it 8% of the total or add 8% to each monthly payment? eg. 8% of £3.58= 0.28 = £3.86
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PPI and default
Hi , does anyone know where I stand on a defaulted debt? The ppi is nearly a thousand pounds. I went on a lower payment agreed when I went to CCCS . I feel this insurance wouldnt have been payable as I had defaulted . Now the debt has been passed to Lewis Group from Welcome finance and I am wondering how I stand on this.…
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fos/lloyds tsb
I had a ppi claim upheld by FOS and they have sent a letter to Lloyds TSB informing them of the fact. Lloyds have until 31.12.10 to respond. However my claim was for a credit card I took out in 2001 and finished in 2007. If the banks are successful in the courts will this mean that they wont have to pay out because it was…
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PPI Cheque from Black Horse
Hello, Does anyone know the email address for Black Horse customer care in Cardiff? I have been waiting for a ppi refund cheque for 12 weeks now and everytime I call them I get told its on its way. Not good at all. Want to send them a strong email. Thanks Andy
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Ppi claim advice
I want to claim back PPI from Welcome Finance, can anyone advise me of the best way to do this or should I opt for 1 of the many companies that specialise in this. Thanks in advance :T:T for any help or advice you can give me. Kevin
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Nice Suprise from Welcome Finance
In June/July of this year I posted on here that I got a PPI claim of just under £800 from Welcome Finance. Well they came back to me and said that they would look at my other 3 loans that I had over the years from Welcome Finance which were finished with and closed and Today they have written to me to say that they PPI was…
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norton finace
has anyone talen on norton finace norton insurance about ppi and won am at the moment trying but can not find anyone that has got anywhere with them
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PPI advice cost and PPI cancellation
Hi! I have cancelled my PPI when I decided I don't really need it but I never started reclaiming procedure. Today I received a phone call from my mortgage adviser who sold me this ppi Asking me to pay the commission he had to repay due to me cancelling my pilicy. Is that right?! Please help! He wants me to pay £147