Praise, vent & warnings

So the FCA has sat as judge and jury on its own performance and decided that it was not at fault in not warning investors before the Blackmore Bond collapse and they are not due compensation. FCA is paying compensation for the delayed decision. What a joke that FCA was not investigated independently.

Hi, I have countersigned passport applications a few times. This time I did it online and it was rejected. I have no idea why and now feel concerned why this might have happened. I phoned the passport office and they declined to give any reason. Do you know how I can find out? Thx 

No wonder they are in trouble my DW has just been charged £4.79 to post a small paperback book to someone. It had to go as a small parcel as she had wrapped it in bubble wrap which made it too thick for a large letter.

Today I was targetted by a scammer who said they were calling me regarding medical testing. I had testing done recently by a private company, so the scam sounded convincing. She said she might have the wrong person, so she asked for my details. She received the following info: - Name - Date of birth - E-mail address After…

A few years ago I bought a gift magazine subscription to 'Simply Sewing Magazine' for my sister at £29.99 every 6 months. Anyway, a couple of days ago I received an email from them saying that my subscription would be going up to £43.16. Looking at their site it seems they offer 6 months subscriptions to the magazine for…

has anyone had any issues with the above company who are on the MSE Travel Money site and the money not being delivered 

I received a spam message. It was brief, and well written. It did not contain any links to click on or numbers to call. There was a pdf attachment. Google, and my PC said it was malware free so I opened it. It looked like an invoice. Rudimentary but realistic. It wasn't asking for money - there was nowhere to send payment.…

I have just received a hefty £750 bill saying I owe the Tax man my daughter has just received one for £450, I can understand her getting a bill as she was temping for several companies and her jobs were small and plentiful so it would be hard for the tax office to keep up. But what I don't understand I was an employee in a…

I went on a holiday for 2 weeks in a property owned by Austin Mockridge alias David Robert's, called Tidal view in Looe. The property was in an awful state of repair. When it rained water was literally running down the walls! We had to move all the beds. Water was dripping from the ceiling. At one point my friend…

Last month I renewed my car insurance and added my daughter to it. I ticked the box ‘son/daughter’ but by mistake I put in her date of birth incorrectly…. I entered my own year of birth instead of hers. Normally I would thoroughly check the document but a few months ago I was widowed and things have been much harder since…

I have lived in my current address for 17 years and 5 years ago I started to receive Debt letters from BPO for a Country Club Debt near me, which I have no affiliation with. The Country Clubs road name is part of my house name Smith Cottage (Changed for security) their road SMITH 

There is a reference to this problem here else where from 2015. But it is now a greater problem... There are Co-op group and Mid Counties Co-op (MC) stores in our area. (And in other areas apparently there are things like Lincs co-op, East Midlands Co-op etc, all different) I have a Co-op group card. At the till of a MC…

Interested to hear if anyone else has had this issue. Went to spend points on Sainsburys Online - could not redeem points - the error message was 'technical difficulties' so went into store did shop and again could not redeem points (which could have been very embarrassing if I did not have any other means of paying for…

Currys are offering 3 months free Apple TV+ when you sign up for their Perks emails. They say you'll be emailed the code in a few days, however it's been over 2 weeks and it hasn't arrived. It could be they're behind because of the Christmas period however looking online some people have been waiting for a couple of months…

I've just come across what appeared to be a link to buy UNDELIVERED PARCELS from Royal Mail. The RM LOGO was on this, it took me to information on how to buy 'Undelivered Parcels' There was a Forum, which I clicked, this looked genuine and listed some instances of non delivery with RM responding then the poster responding…

Not sure if this is the right place to ask this question, but, here goes..... Has anybody got any experience/views of the HSL Smart Market System? It is a set of software tools for trading shares on stock market. Any views would be appreciated and, in particular, if anyone has any idea of how much the system costs to buy…

We all know that by setting up a Direct Debit or Standing Order we are committing to recurring payments. However, I was not aware that by giving Debit or Credit card details a company or organisation can claim recurring payments. I recently made a membership payment to Reform. I realised the payment had gone through twice.…

I do struggle with breaking down boxes, especially industrial strength one's with massive thickness, but will do it in the name of recycling, however wastage I feel is getting worse. Some recent examples. Ordered two light weight storage box seat things from amazon, on checkout I had the option to have no external…

I logged in and ordered at exactly 13:01. It told me I had missed out but could still get a discount of 20%. As if 1000 people have logged in before me within 60 seconds and ordered. Looking at past offers, this is a regular occurrence. Radflek radiator reflectors — MoneySavingExpert Forum Why does this website advertise…

I’d like to share a cautionary tale about the RAC Roadside Breakdown cover - particularly to any other female drivers who either have RAC breakdown cover or who are thinking of joining the RAC. I broke down in an inner city street 20 miles from home recently, on a mid week evening and requested a roadside recovery just…