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retirement plans
Dh will finish his paid work later this year. I have been retired for a while now and have lots of interests. We are making very little progress in talking about our future plans. I am getting frustrated as he is avoiding the issue, or actually getting quite stressed about it when we do talk. My friends and family are…
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on planet la la tonight what do you think
ok, l live alone own my home outright have a small private pension no one to leave it to when l pop off to that vineyard in the sky oh happy days ahead :D so do l : bearing in mind my health probs sell up and rent somewhere and spend my hard earned investement [ talking approx £80,000 ] doing things ive always wanted to…
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Spending money under EPA.
My mother has recently been moved to a care home following a stroke, currently under CHC, although this will be reassessed soon. I have EPA and so far have not taken any funds from her account beyond household bills and personal items. I would like to know if I can use her money beyond this. For example, I have run up a…
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Ruby Wedding Gift Ideas
It's my parents' ruby wedding in a month or so, and I'm looking for ideas for a really special gift for them. My brother and sister and I will be clubbing together, probably we'll come up with around £300. My parents are already planning some kind of trip themselves, so we're really looking for an item to give them.…
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loan insurance for over 60
I want a simple loan insurance. Just life, no frills and just for the life of the loan. I have looked but all offer employment cover and say that the loan payment date must be before I retire ( too late, am already a lady of leisure). The over 50 life ones do not work out any cheaper than the insurance offered by the loan…
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Useless at maths
I am trying to workout how much a weekly rate of 167.22 to a yearly figure. Can anyone help and if possible show how it is done.:o
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unwanted presents?
Despite e-mails, text and Facebook messages inviting her, one of my nieces still hasn't visited us, so we have her Christmas present still here. Maybe I shall just keep it till she turns up, even if that is next Christmas. Then there's the usual lack of gratitude from those who can't be bothered to drop me a thank you -…
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house deeds storage
Does anyone know where I can find a straight forward comparison of fees charged by banks and building societies for storage of house deeds please?
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Ordinary Power of Attorney for long term
Can an Ordinary (General) Power of Attorney be used to manage somebodies finances for an indefinite period, I understand it becomes invalid if you lose capacity and how much would a solicitor charge.
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Travel Insurance price check for 75 & 80 year olds
- sharing results of a check I did for my 80 year old neighbour yesterday He was finding his travel insurance to the US was expensive . Mickey Mouse 80, Minnie Mouse 75 yrs a single trip to U.S., 2 weeks (If you do 2 trips in 12 months annual is cheaper) I searched for the cheapest & no pre-existing medical condition. LV…
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Riser recliner chair
Hi everyone After a bit of help here. I bought my nan a riser recliner chair, and she has had it for a few years, so it's time for a replacement. She tells me that my great aunt has one that operates with a manual "wheel" and not with electricity - this is appealing to her as she dreads the thought of being all reclined…
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Club 55
I see both Scotrail and Arriva Wales have club 55 schemes again this Spring. They both involve travel anywhere in their region on return tickets for a nominal sum [up to £25 for some 1st class in Scotland] of about £18. Phenomenal bargains are available on both, but does anyone know if any other companies are joining in? I…
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Plans for 2012?
Have you made any plans for 2012? Mine include no longer putting off the various jobs I had planned to do when I retired 4 years ago as a prelude to getting the house ready to move. Getting DH to talk about making some plans would be great too! Realistically I don't think we shall manage to move in 2012 but would like to…
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Early Retirement - help
Hi I am finishing work on Friday (voluntary redundancy, but at my age means taking my pension and lump sum). This has all happened really quickly. I only decided last Thurs, so I haven't really had a chance to plan or think about what I'm gong to do. I plan to do some decorating and other jobs around the house for a few…
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Driving changes.
I've noticed that I've become a little bit more anxious about driving recently. I hate night driving and am parking in easier spots. Anyone else feeling the same way?
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Moving nursing home areas, denied family life?
Hello, not sure where to start with this one but i could do with some advice please. We were very worried about my nan who was laying in bed, refusing to eat, drink much, refusing to wear pads despite doubly incontinent, refusing to wash (my parents sometimes were actually sick in her house), a mental health nurse used to…
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Club 55 with Scotrail starts again on 16th January
Just a heads up that Club 55 starts again on Monday 16th. January and runs until 31st March. Anyone over 55 can travel anywhere in Scotland for £19 http://www.scotrail.co.uk/content/travel-over-55s-anywhere-scotland-only-%C2%A319-return
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Pensioner's Winter Heating Allowence
Just to let you know that my Winter Fuel Payment is in my bank account today.
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Solicitor destroys records after 10 years
Is it normal practise for solicitors to destroy client/solicitor records after 10 years. The records in the 1990's covered several house transactions and I remember at the time him saying let me make a note of that in case there are disputes in the future. Is this normal practise?
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solicitors charge for will?
Has anyone any idea approximately how much a solicitor would charge to draw up a will? My father wants to leave a small amount to his great-grandchildren, and the rest to be divided equally between his children. The total amount of the estate, including his house, would probably be around £120k. Thanks.
