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Driving changes.
I've noticed that I've become a little bit more anxious about driving recently. I hate night driving and am parking in easier spots. Anyone else feeling the same way?
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Moving nursing home areas, denied family life?
Hello, not sure where to start with this one but i could do with some advice please. We were very worried about my nan who was laying in bed, refusing to eat, drink much, refusing to wear pads despite doubly incontinent, refusing to wash (my parents sometimes were actually sick in her house), a mental health nurse used to…
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Club 55 with Scotrail starts again on 16th January
Just a heads up that Club 55 starts again on Monday 16th. January and runs until 31st March. Anyone over 55 can travel anywhere in Scotland for £19 http://www.scotrail.co.uk/content/travel-over-55s-anywhere-scotland-only-%C2%A319-return
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Pensioner's Winter Heating Allowence
Just to let you know that my Winter Fuel Payment is in my bank account today.
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Solicitor destroys records after 10 years
Is it normal practise for solicitors to destroy client/solicitor records after 10 years. The records in the 1990's covered several house transactions and I remember at the time him saying let me make a note of that in case there are disputes in the future. Is this normal practise?
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solicitors charge for will?
Has anyone any idea approximately how much a solicitor would charge to draw up a will? My father wants to leave a small amount to his great-grandchildren, and the rest to be divided equally between his children. The total amount of the estate, including his house, would probably be around £120k. Thanks.
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Pension payment date
Our state pensions are paid on a Monday every week, as this coming Monday is Boxing Day, will they be paid early? Possibly on the 23rd? What about the following week? Is the 2nd a BH too?
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What help
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Christmas gifts for the over 80's inc. care home residents with/without dementia
Does anyone have any unusual, useful suggestions for gifts likely to be appreciated by the over 80's age group? My family is very fortunate to have a large number of elderly relatives including several in the 80-95 age group, but I always struggle with Christmas presents for them. The seniors that I have in mind range from…
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Sleeping patterns change?
Since I retired I find that my sleeping pattern has changed drastically. I wake at odd times and sleep at odd times. It doesn't bother me as I read, surf the net or catch up with recorded tv programmes then go back to bed. Has your sleep pattern altered a lot since you've retired?
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Legal position on assessment of elderly mum...
This may be in the wrong forum (please move if necessary) but here goes... Mum lives in sheltered accomodation (age 90) has done for the last 15 years. 4 weeks ago had a bump, went to hospital in ambulance because of slight confusion as to how it happened ( we believe she rolled over in bed and banged one of those useless…
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What to do with lump sum?
My OH and I are both 50. We both work although I might be out of work soon. We just about manage financially at the moment but with nothing to spare. We have just inherited some money and we are not sure what best to do with it. We plan to pay off a loan and give some to our children, we are thinking of replacing our car…
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£40 -what would you spend it on?
Hi All I'm going to start receiving a very small pension of £40 each month from January. Pretty well set up for all the basics - home, heat, food etc and I already donate to my favourite charities. I know that if I just leave it in the pot - it will disappear, never to be seen again, so I would like some ideas of how to…
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Warm home discount scheme
Has a letter this morning with £120 help with the electricity ,what a lovely surprise ,came from the warm home discount scheme :D .anyone else get one? it was because my OH gets pension credit .
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Assets whilst in a care home
My M.I.L is in a care home. She is at present self funding. She does not have a house but has some £28,000 in a bond which is about to mature. This is her total assets. We have power of attorny. We are thinking of re-investing £20,000 of this in a bond for 2 years, and the remainder in her bank account and a low interest…
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Leaving a will
My mother who is 75 would like to change her will, or a part of it...she went back to the people who did it a few years ago and they want £50 to make changes...Is there anywhere that she can get a will done for free, or at very low cost ?
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Retired at 50- Now What?
Hi, 1st post so here goes! I have also just retired this month- enforced early retirement but luck enough to get a good lump sum and occupational penion right away. But despite this and being in a OK financial situation at present, everything is very new. Never been out of work since I was 18. I have started a small…
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Over 50's life insurance
Does anyone know of a good comparison website for over 50's life insurance? Thanks
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the council are coming round
The local council are coming to visit, someone from housing and a social worker. There are problems in our house, both my parents were hoarders and the house is full of stuff, and the property is in a bad state, and will probably need urgent building work. My Dad died recently, and although my Mums not been diagnosed with…
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Got 5 mins to help feedback on new Power of Attorney guide?
Thanks! Full details are here: https://forums.moneysavingexpert.com/discussion/3671735 (reply in that thread please) Thanks Jenny