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It's not always downhill!
This section of the forum can be a little downbeat due to the nature of the topics, so I thought I’d add a true tale about someone who spent some money in their mother’s retired years On meeting a guy I hadn’t seen for a few years, they told me they had moved house. I was surprised as they loved their house He said “We did…
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Dividends on death of shareholder
Looking for a bit of advice about my parents shares. My parents have wills and my Dad (age 92) is in all probability, likely to die before Mum. He wants to make sure that Mum still gets dividends from shares after he dies as this is their main source of income. So my question is: when Dad dies his Will states his shares…
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Mortgages expiring @ age 70, Age discrimination??
Dear all & thanks in advance for any thoughts.. As I was wandering the hills of the West Highlands of Scotland yesterday I returned to something that's been bothering me: What to do about mortgages expiring @ age 70. Appreciate I'm in a very privileged position. I'm 63 and in not much more than 6 years time the mortgages…
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Property in joint names
My daughter and I are planning to Buy To Let. We can pay cash, 50% each. It occurs to me that the simplest way of holding the property is Tenants In Common then, when I die, 50% stays with Daughter and 50% goes into my estate. But it also occurs to me that, if we were to hold it as Joint Tenants, then she would become the…
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GLUCOSAMINE. Save £60 a Year
If like me you have found that taking GLUCOSAMINE (and remember 1500 mg is recommended by doctors as the daily dose) cures knee and other joint problems and would like an inexpensive source of supply, the answer lies here. At High Street chemists like Boots a year's supply would cost you in the region of £90 you can get a…
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Advising HMRC about a death
Hi My Dad died last week and I'm working through what needs to be done. I picked up a leaflet called 'What to do after a death' produced by jobcentreplus. I'm not sure if this is totaly applicable to my Dad as he was a pensioner. It says you should return National Insurance papers to the relevant HMRC office. I've no idea…
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Caring for 91 year mother
My mother is getting so frail and giving up. She does not want to move in to a home. However it is very hard for me as I am her only relative. Today all she talked about is how horrible the world is, she has no friends, she has no relatives. She moans constantly and is always stating her son was so wonderful but he has…
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Accessing unsold shares
I would appreciate some advice from anyone having been in the same situation, please. My old bat of a stepmother died in 2003 and my brother had been appointed executor of her will, there only being three beneficiaries, himself, my sister and I. I had taken over running her affairs as I was the only prepared to go and…
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Cash for Care Home?
Hi my Dad died recently after spending a brief but happy stay as a resident in a care home. The staff were excellent, both to Dad and the family who visited him daily, they made his last weeks very comfortable - or at least as comfortable as they could. Mum wants to give the staff who looked after him some money in…
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Mum widowed, dad left no will. Mum wants home to go to son
1st timer - sorry if I've posted this in the wrong section. Dad died last may without a will. I got letters of admin and dealt with probate. He owned the house in his name only. My mum (aged 74) wants to leave the house to my brother, and have heard we can have the house signed over to him (I haven't yet had the house…
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Anyone taken case to Health Ombudsman (NHS CHC)?
I can give more detail if people are interested but where we are now is that the report of the Independent Review Panel disgracefully misrepresented facts and traduced the family's testimony at the Panel. I have complained and have said that we are taking this to the Health Ombudsman. Is there a protocol to follow, please?…
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DIY Lasting Power Of Attorney
What does the Lawpack LPA kit contain? The only description that I can find says that it is a set of forms and instructions on how to complete them. Is this any more than I have already obtained free from the OPG? Please can anyone recommend any other reading material before I complete the forms?
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Pre-payment of funeral costs: deprivation of capital?
Hi I wasn't sure where the best place to put this was so I've plumped for here. My Dad died last week and (as I've posted on the "Can I cope with applying for probate on my own" thread), I'm dealing with stuff for my Mum. With her thoughts on Dad's funeral, she's been talking about pre-paying for her own funeral. I know…
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Cheap Rail Offer for the over 55s
http://www.club55.co.uk/
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Trying to help parents out but dont know whats best?!
Hi, My parents are considoring releasing equity from their home (to pay off debt, do some housey jobs-windows etc..and get a little holiday out of it too). From what I understand they could get the max amount of 23k...which would increase to a huge 92k (approx) owed in say 20years time......which sounds horrendous to…
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Care Homes
I have read several threads lately about care homes and two recurrent themes seem to be prevalent. 1. If an elderly person has to go into a home fully paid for by the State as they have no assets, then they will only get very basic care, whereas if they pay for themselves they will get top-class care. 2. That in any home,…
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How much..........
do I have to have in the bank to be an eccentric, rather than a nutter? Until interest rates go up on savings to about 8 - 10%, guess I'll just have to do with nutter status. :( Edit: to be a true eccentric, I know I need about 15 cats, and push them in prams to the shops with me..I'm not a cat fan.....so have I failed at…
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Have free bus pass, want to travel.
If you have a free bus pass and want to travel, like most other people, you are only familiar with the services within your borough/county. For example within Northants, there is a service X4 which runs between Peterborough & Milton Keynes, albeit through Kettering/Wellingborough/Northampton. This would be ideal for…
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Coach short break holidays- recommend??
A friend and I are thinking of having a short break away. A problem we both have is difficulty with walking (my mobility scooter is too big to take on holiday) so think a coach tour might be suitable. Need single rooms too. Can anyone suggest/recommend a company that operates in the North West (Merseyside). We don't mind…
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Coach Concession Cuts - not Scotland !
Get an email from National Express relating to Government cut backs re coach travel for the disabled. Scotland not included in the cut backs. http://www.nationalexpress.com/coach/Offers/Over60s.cfm?utm_source=crm&utm_medium=email&utm_term=link&utm_content=Government+cut+concessionary+fares&utm_campaign=mil_1 I thought we…
