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Pension Credits, WFA and other websites
Winter Fuel Allowance Pension Credits are payable to top up the State Pension to (from April) £124 per week. Even if its only a small amount that you are entitled to claim this can lead on to other benefits so its well worth looking into. Pension Credits The free bus pass covering the whole of England is coming into force…
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National Legal Assistance
Has anyone either for themselves or with elderly parents used this company for putting a house in a trust scheme so that if one of them goes into a care/nursing home the house does not have to be sold to cover the home fees? What have your experiences been? Are they better off using another company or having the house made…
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When a spouse goes into care.......
Just a question so we can plan ahead.... OH (who is 6 years older than me) has the bulk of our income, state pension about £7400, company pension about £23000, another pension about £4000. I only have state pension about £2600. So, if OH had to go into care, would they take all his pensions to pay for his care ? We have…
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online will writing services- any good? advice needed please!
Hello all, I'm not over 50, but I am hoping one of you will know or be able to help. I was wondering if anyone could recommend (or NOT recommend IYKWIM) online wills services. I had a quote from a proper solicitor and they wanted over £200 each for me and my other half which we just cant afford. I am not legally trained…
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Small Claims Court case: vs. Adult Social Care
Some of the details of my problem are in this post. In a nutshell, I filed a case online against ASC, concerning the 50% disregard of my husband's occupational pension when he was assessed for nursing home fees. It's quite a clear case and the only problem is why they have allowed it to get this far. However, after filing…
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Small Claims Court case: vs. Adult Social Care
MODS: Please delete thread; double posted!
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Gap Year ...?!
Hi all - not sure if this is the correct place to post this but here goes... Hubby and I are both 55 and are in a fortunate position where we have a house (no mortgage - rented out = monthly income), a flat (leasehold - mortgage but rented out to cover all costs) plus the house we currently live in (mortgage = covered by…
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Finding out about possible inheritance
Hope someone can advise. My uncle died childless back in 1993, aged in his 70's; he suffered form dementia, and had made out a will to his business partner, to whom he left a house in London which would be worth a million or so these days. According to a friend who knew him well, the will had the provision that on the…
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applying for pension.
I am inundated with forms to complete for pension. Now they want to know all about my savings? Why do they need to know about my savings? I should get a state pension and a private pension - are you not allowed two pensions? Every time something alters - they change my income tax allowance - I am sure everything is wrong…
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Pre pay funerals
Any advice about these? My mother has less than 10k to her name. 5k in an account of my elder sisters & 4k in her current account (which I have a card to). A pre-pay funeral would use up most of the money in her current account (of which she has no further use). Would it be a good idea? Is there anything I should be wary…
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Alcohol, the changing face of.
It now seems that my endeavours to keep a healthy heart by having a glass (or two) of Red Wine now and then, (after being told repeatedly told by the powers that be that this had been proved beyond any shadow of doubt), has resulted in my being labelled as an excessive drinker. Hic! Pardon me. Apparently a younger man can…
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How much is capital gains on house
Bit of a tricky situation for my cousin. She bought a house years 35 years ago which she rents out on short term tenancy, as she works out of the country. She is now 72, and thinks that maybe next year she will have to come back home to live. The house is too big, and so probably will need to sell it to buy somewhere…
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Over 60 and needing insurance..
I know that I should have taken life insurance out when younger but, I just never got around to it :o Now, both hubby and I are over 60 and feel we should provide at least enough to bury us should sickness / accident pop us off.. Question.. what do we need to look for insurance/assurance ??? I've tried reading the ins and…
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small business after retirement
Hi - I'm 63 and on just a State Pension, think it's about £6486. I want to sell some handmade jewellery, sort of hobby/business. A young friend has offered to set up a website for me. Could anyone tell me how much I could earn without worrying about tax problems, or would I have to complete tax forms anyway to say exactly…
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was it worth it, am I rich?
I was wondering how much money per month a couple over 65 who have made no provision for their retirement would have left over, after paying all their bills such as council house rent, if they paid any, council tax, again if they paid any and other bills? Their only income being state pensions and any benefits. I and my…
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Sharing a house with Grandma instead of a care home - Inheritance tax.
Hi all My first post here, I'm hoping you can help work out the potential options for my Mum to help my Grandmother. My Grandmother (who is in her 90s) got quite sick last month and now needs someone to help her get up in mornings and to prepare her meals. At the moment my Mum is commuting from her house to work to look…
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Over 60.... Work or benefits
Hope I don't get too much flak for posting this on here but just wondered if anyone else has had similar experiences they wish to relate . I just checked my old age pension forecast and find I have paid 47 consecutive years of work . The last 30 years as self-employed until the recession finished us off 3 months ago but I…
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Will's, Deeds of Variation and Probate
Firstly, Apologies for chosing to post here, there didn't seem to be a more suitable section of the forum to put this in, and there seem to be plenty of similar posts dotted around. Unfortunately my dad died 2 weeks ago, and I'm trying to help mum sort everything out. Without going into the details here , it looks like we…
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55 yrs promotions ?
I know about club 55 rail Promotion £18 return on trains in scotland but What other promos /freebies / etc are there for Over 55's Not for me of course but my great great granny lol
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Probate - collecting the money
Just in the hope it might help someone else a quick update of progress and then a question: 13/2/2011 Mum passed away. Dad died 2006 leaving a £200,000 trust. The beneficiaries of my mum's estate and the trust are my brother and I. There was a will. We were close to the tax limit depending upon house valuation. May and…
