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Dentists/opticians
Can I ask if you pay for dentists and glasses if you're on the basic state pension ?
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savings limit whilst on benefits
both my husband and myself are on incapacity benefit and were wondering what is the upper amount of savings we can have. thanks
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State pension changes?
Has anyone gained the faintest glimmer from today's chitter chatter what the plan is for changes to the SRP? Will it mean that those already retired and not eligible for PC, but who may be on less than the basic of £97 pw will be second class citizens compared to those who will retire on the new flat rate of £140/155/a bit…
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private medical scans
Dear MSE colleagues, I wondered if any of you had paid for a private medical, maybe including a CT scan or similar?. I have visited my GP in the last year re my health concerns, and was later referred to a consultant at my local hospital where I undertook further tests. Despite assurances that all appeared well, I still…
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tv aeriel problem
My 80 year old friend is without his Tv as builders have dislodged the outside aeriel in his block of flats, they wont fix it as it "being a block of flats and not a house they are not allowed to do a repair"Thats what I've been told! The local council(Borough of Newham) put me in touch with Swan housing who put me in…
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Returning a Freedom Pass
I've recently had an operation to help with my disability and feel I no longer need my Freedom Pass. I just wondered how can you return the pass & what do you say when it's returned. I don't want to accused of fraud and just wondered if anyone has any advice.
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Over 50's holidays
I am well qualified for these, but if I want to book would have a problem as OH is a lot younger. Does anyone know if these can be booked as long as one of you is over 50 or do both of you have to have reached that age?
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Lasting Power of Attorney for Care Home resident
My husband is in a care home and has, among other things, dementia. I need a Lasting Power of Attorney in order to arrange his matters, and pretty quickly. I do have a power of attorney, but not an official one: it's in German for a start (hubby is German) but certified by a British notary. Hubby would sign anything I tell…
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NHS reforms
http://www.telegraph.co.uk/health/healthnews/8446782/Patients-are-denied-high-cost-drugs-by-NHS-trusts.html "The Department of Health stressed, however, that GPs are “independent contractors and are not obliged to follow PCTs’ suggestions”. “Doctors should prescribe medicines based on clinical need. They should involve…
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Transferring ISA - No New Money
Sadly late last year I was made redundant and have little chance of getting another job, being a 61 year old woman - so my only income now will be my state pension:-( This means there is no way I shall be able to save any new money for the forseeable future and most probably will have to dip into my savings just to get…
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Loveless marriage
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Will query
My mum passed away on Friday and we are now in the process of sorting out the funeral and things, she left a will leaving everything to my stepfather - good so far, there isn't alot, a £2000 life policy for burial and there mobile bungalow - which there are no deeds for - as it is still classed as a caravan - there was…
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Care Home Fees (again)
My mother has just moved out of her house into sheltered accommodation. She is adamant that she wants to give her house to my sister and myself but we want to make sure that she is adequately financially secure in case her situation deteriorates. My question is , is it best to leave her house empty and continue to pay…
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Looking for strapped slippers for my Dad. Any suggestions please?
Hi my Dad is suffering from pressure sores on his toes from walking in his slippers. His feet a bandaged so shoes don't fit at the moment. His slippers are big enough but, when he walks, he shuffles his feet and his toes hit/touch the end of the slipper. I was thinking about getting a strapped slipper for him so that the…
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Loan with Natwest leaves 72 year old dad struggling
I am not particularly close to my Dad but I've been making an effort as i'm an only child. Last summer he rang me and asked for some money to help him out and I obliged. However since then it seems I get this call for help every month and I end up giving him around £70 each time and he never pays it back or even offers to.…
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Valuation of shares for probate
Can anybody help - I'm trying to get shares in a private ltd company valued for probate purposes. The relative I'm an executor for owned the business 100% and its not a business that will qualify for BPR Has anybody used a professional valuer that they are happy with and didn't take the mick with their charges?
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What can i spend my mum's money on?
My mother is now in a nursing home and we are in the process of selling her home to pay for it when her savings run out. Then the proceeds of her house sale will be used to pay for her care. When her assets are down to £21000, I believe her care will be paid for but any spending she does in the meantime must not be to…
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Insurance Bonds after 20 years?
I have bonds with a couple of insurers and have been taking 5% p.a. from them. I'm a standard rate taxpayer. It won't be that long before they hit 20 years old and I seem to recall that is a significant point Can anyone point me to advice on what I should do when they do reach 20. EG Stop the income? Carry on (but does…
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Anyone had 1st time eczma in later life?
My G.P. did a punch biopsy and result came back that it's eczma :( Never had it before so would love to hear from anyone in their 50s and 60s who has had same problem. I realise you can't give "medical" advice but am interested in whether a particular moisturiser or cream has proved beneficial. Areas affected are legs…
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Help - senior moment!
In my list of passwords and ID numbers for various websites I've described one of them as D. Agency (followed by the ID no. and password). I can't now recall what D. Agency stands for :o I know this is a long-shot but all suggestions gratefully received. I don't think it's anything to do with "driving". I'm retired so it's…
