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Cold Calling
Hi, Can anyone tell me if there are any regulations re cold calling on the elderly, who may be not terribly savvy or even confused. Many thanks
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Executor - Overpayment of private pension
What is the best way to proceed when a monthly pension annuity payment has gone into the deceased's account after his/her death?
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Executor - Treatment of savings a/cs
What happens to the savings' accounts of the deceased between death and grant of probate? Are they frozen with no interest added after death? Do they carry on earning interest after death? Can I even choose when to cash them in (after obtaining probate, of course)? Most of the money in the estate I am dealing with is in…
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Care for the elderly-Newspapers today.
Daily Mail Front page Hospitals use trespass laws to prevent elderly bed blocking. Aparently some hospitals are now using the trespass laws to remove elderly patients by giving them 48hours to vacate beds. This seems like one government funded organisation declaring war on another and using the elderly and infirm as a…
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Executor - Future bills on the deceased's property
On an earlier thread I suggested paying these out of the estate account but several people advised against this. What is the best way to pay for insurance and utility bills after someone dies?
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Travel Insurance for over 75's?
My Mum (76) is going abroad (Europe only) a couple of times this year and I believe an annual policy v 2 x individual trips will be cheaper? She is in good health now and the only medication she takes are the cholesterol/blood pressure/aspirin tablets so common in many her age. She had a heart attack about 6 years ago…
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Psyche evaluation
My grandfather is still in hospital, so far we have arranged his live in nurse and been granted through the social work department direct payments to help toward this. Up to now his needs have been considered as social i.e 24/7 supervision due to confusion although not diagnosed as why. I have just been informed that he…
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Executor - Tax return for the deceased
Any advice on this one? I guess the big picture is that there will be a repayment of tax to the estate unless the deceased dies right at the end of the tax year? And so that must mean that I can't distribute the estate until this reclaim has happened. Do I need the grant of probate before proceeding with this?
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Q about selling house and care home fees or care in the home
Briefly the situation is that mother (87) is in hospital after a recent fall, following a long spell in hospital a year ago. I live in Wales, she is in Birmingham and I can't get to see her in the foreseeable future due to personal circumstances. My brother lives near her, in his own little family bubble where mother has…
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Income Tax Q
My OH will be 65 this year. He wants to know how much tax he will pay - does anybody know ?
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Silver Savers or Over 50s MoneySaving
Hi all, I've heard that you're not happy with the board name, so I've set up a poll! Please let me know what you think by Monday morning!
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isa and death
Does anyone know what is supposed to happen to share isas when someone dies? Are they supposed to be frozen until grant of probate or do the share isa's remain live, finding all this very confusing :eek:
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Help with Parent's money
I have elderly parents who sold their home and went into Sheltered accommodation. We have the lumps sum to deal with and now Mum may need nursing home care. The lump sum is under the threshold for IHT. 1. How much can we legally give away to whittle the lump sum down? Does it matter if the total is under the threshold for…
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Relocating when in council housing
Hi There, I wondered if anyone knew of the procedures to follow, or if there is any advice on the internet? Basically, my gran is 74 and is in housing association housing in Northern Ireland. All of her children had moved to England about 20 years ago, and she stayed in Ireland to help look after her elderly mother. My…
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Probate Interview Venues
Just doing probate for my late fathers estate and was wondering if anyone knows which office would be quicker to get my interview at, either Birmingham or London, both are within an hour from me. Many thanks in advance guys.
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Taxable Income question
My 82yr Old Mum currently gets a state pension, a private pension from my (late) Dad, attendance allowance and rental income. She's in a home and is self funding. Which / how much of the above income is taxable?
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buying a house in joint names
an elderly relative and I are considering buying a house for both off us to live in . My relative has first stage dementia . No medication ,and lives on her own. We have considered sheltered housing ,but she was allocated 16 points so I cant see anything happening there . I have seen a house that may be suitable ,but what…
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Grandfather Gifting Money / Nursing Home
Hi, My grandfather doesnt own his own home but he does have around £70k in cash/savings bonds. Unfortunately his health is taking a turn for the worse and he has made his own decision to go into a home. He wants to give £50k of his cash away to my mum/uncle, leaving him around £20k to pay towards his care home. He hates…
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probate question
my father passed away earlier this month i am just sorting his bank account out, i am the only benificary and his bank said if the amount is under 25k then it does not have to go to probate but unfortunatley it is £4.95 over that, i really dont want to go to probate unless i have no option. £21k of that money was in a…
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Gifting money to relatives
hi and I've never done this but there are protocols and I shouldn't wish to butt in. I have been searching for advice and commentary on the subject of care, elderly, gifting and all. My nan is 100 and talks complete !!!! but assessors believ every word?? She pays for own care but is left with no personal allowance. Mum…
