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Travel Insurance for over 75's?
My Mum (76) is going abroad (Europe only) a couple of times this year and I believe an annual policy v 2 x individual trips will be cheaper? She is in good health now and the only medication she takes are the cholesterol/blood pressure/aspirin tablets so common in many her age. She had a heart attack about 6 years ago…
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Psyche evaluation
My grandfather is still in hospital, so far we have arranged his live in nurse and been granted through the social work department direct payments to help toward this. Up to now his needs have been considered as social i.e 24/7 supervision due to confusion although not diagnosed as why. I have just been informed that he…
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Executor - Tax return for the deceased
Any advice on this one? I guess the big picture is that there will be a repayment of tax to the estate unless the deceased dies right at the end of the tax year? And so that must mean that I can't distribute the estate until this reclaim has happened. Do I need the grant of probate before proceeding with this?
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Q about selling house and care home fees or care in the home
Briefly the situation is that mother (87) is in hospital after a recent fall, following a long spell in hospital a year ago. I live in Wales, she is in Birmingham and I can't get to see her in the foreseeable future due to personal circumstances. My brother lives near her, in his own little family bubble where mother has…
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Income Tax Q
My OH will be 65 this year. He wants to know how much tax he will pay - does anybody know ?
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Silver Savers or Over 50s MoneySaving
Hi all, I've heard that you're not happy with the board name, so I've set up a poll! Please let me know what you think by Monday morning!
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isa and death
Does anyone know what is supposed to happen to share isas when someone dies? Are they supposed to be frozen until grant of probate or do the share isa's remain live, finding all this very confusing :eek:
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Help with Parent's money
I have elderly parents who sold their home and went into Sheltered accommodation. We have the lumps sum to deal with and now Mum may need nursing home care. The lump sum is under the threshold for IHT. 1. How much can we legally give away to whittle the lump sum down? Does it matter if the total is under the threshold for…
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Relocating when in council housing
Hi There, I wondered if anyone knew of the procedures to follow, or if there is any advice on the internet? Basically, my gran is 74 and is in housing association housing in Northern Ireland. All of her children had moved to England about 20 years ago, and she stayed in Ireland to help look after her elderly mother. My…
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Probate Interview Venues
Just doing probate for my late fathers estate and was wondering if anyone knows which office would be quicker to get my interview at, either Birmingham or London, both are within an hour from me. Many thanks in advance guys.
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Taxable Income question
My 82yr Old Mum currently gets a state pension, a private pension from my (late) Dad, attendance allowance and rental income. She's in a home and is self funding. Which / how much of the above income is taxable?
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buying a house in joint names
an elderly relative and I are considering buying a house for both off us to live in . My relative has first stage dementia . No medication ,and lives on her own. We have considered sheltered housing ,but she was allocated 16 points so I cant see anything happening there . I have seen a house that may be suitable ,but what…
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Grandfather Gifting Money / Nursing Home
Hi, My grandfather doesnt own his own home but he does have around £70k in cash/savings bonds. Unfortunately his health is taking a turn for the worse and he has made his own decision to go into a home. He wants to give £50k of his cash away to my mum/uncle, leaving him around £20k to pay towards his care home. He hates…
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probate question
my father passed away earlier this month i am just sorting his bank account out, i am the only benificary and his bank said if the amount is under 25k then it does not have to go to probate but unfortunatley it is £4.95 over that, i really dont want to go to probate unless i have no option. £21k of that money was in a…
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Gifting money to relatives
hi and I've never done this but there are protocols and I shouldn't wish to butt in. I have been searching for advice and commentary on the subject of care, elderly, gifting and all. My nan is 100 and talks complete !!!! but assessors believ every word?? She pays for own care but is left with no personal allowance. Mum…
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Pensioner Discount at Homebase Stores?
Hi there My father has asked me to ask if it is possible to get a pensioner discount at Homebase Stores? I know B&Q do 10% on Wednesdays, but do Homebase do something similar as there is nothing on their website about it and I cant find anything else on google. thanks!
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Another Probate question
BG's please move if there's a more appropriate board for this. For a simple straighforward will for an estate of c£15k in cash which appoints more than one executor, do all the executors have to attend an appointment with the Probate office to obtain a probate grant? What happens if one of them is very poor health and…
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Retiring to Malta
I've been to Malta 5/6 times and love the island, love the people. I'll be 50 this year and if not for family comitments, would retire there tomorrow. Just wanted to start a thread on this really. I know when I've been there the cost of living is cheap and rental properties are available for very reasonable prices. Has…
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Eye Test / Over 60
Could someone clarify for me, the charges for an eye test once you reach 60. I turned 60 this wk but don't officially qualify for State Pension untill November 2011 (owing to the new rules. I can't get a bus pass untill then and when I phoned Specsavers about the cost of an eye test for over 60 they said it would be £19.…
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assessment of nursing needs.
Sorry I have another question as well about Dad. The hospital are currently doing a discharge/needs care assessment for him and i am allowed to have some input. I understand that if dad needs 'nursing' care as opposed to just social care then I have a chance of getting some of the nursing home fees covered. However what…
