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Forums for midlife people?
I know this probably isn`t the place to post this but I really don`t want to put it in Discussion Time or the Arms as it`d get ripped to shreds. :( To keep it MS, there are plenty forums online for young families, and OAPs, but I can`t seem to find any specifically for middle agers that aren`t about particular medical…
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grandmas been in a nursing home 1wk can we move her
My grandma has been in a nursing home 1wk we want to move her for various reasons. She is self funded and is classed as temp for the first 12wks we have rang the home the manager was very stroppy and said we have to give 28 days notice then hung up on the phone, my grandma are us have not signed a contract as we was only…
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Woman at 60?What pension benefits can she get now?
My wife turned 60 on New years eve 2010,but because of the new pension regulations her official state Pension start date is in Sept 2011. So she cant get a bus pass or winter fuel allowance until then.But she can get free perscriptions for being over 60 and the Odeon cinema does reduced tickets for over 60,s as well,and…
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Dad in need of nursing home care but we got no money!
Our 89 year old father has dementia, parkinson's and numerous other illnesses that mean he requires full time care. He is currently in the hospital and we have been told to start looking for a nursing home for him. He lives in a Council house with his wife, they have no savings or any assets to speak of. We have been told…
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Nursing home/ hospital stuff
I've been lying awake half the night worrying about this, I don't think I'm asking for any answers, just wanted to write it somewhere sympathetic to get it out of my head. My mother who is 85 is a volunteer visitor through her church and has for a couple of years been visiting a lady (call her Edna) who is now in her 90s…
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Do I stop paying NI?
I am reaching the big 60 in October. I do not plan to give up work as yet. I have been told to write to the HM Reveue and Customs to tell them my plan so I stop paying NI contributions. My question is this. Does it mean that any contributions I make over the age of 60 are not going to benefit me in anyway so it is money…
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Caring for elderly parent- would you move?
DH's mother is now deteriorating to the point where she seems to have shut down emotionally, except when DH is around. As we live over 200 miles away, he does not get there as often as he would like. Her care package is all sorted, so physically and medically she is looked after. She is almost 93 - nobody can tell how long…
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Selling a TIC property to fund care- any experiences?
I've asked this question on the House buying, renting and selling board, but I think may be this board may have some folk who have been through this situation? If a property is held as "Tenants in Common", does it have any value once the first "tenant in common" is deceased? I ask because we are involved in executing a…
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Club 55 - Cheap rail travel in Scotland
Club 55 begins again on January 17th 2011 and lasts until March 31st 2011. This scheme allows cheap rail travel in Scotland for for those who are aged 55 or over. Under the scheme, a return ticket costs only £18. Full details can be found here: http://www.scotrail.co.uk/club55 RR
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Solicitors as Executors of a will
Hi, I wasn't sure which forum to put this in so I hope this is ok. I will tell you my situation and if anyone has any advice then please say! My father suffered an accident at work in October 2010, as a result he passed away on christmas day. In the 80's my dad made a will nominating my step mother to receive everything.…
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Help! Urgent Advice Needed - To Use Savings or Not?
I own a rental property, which has recently suffered from extensive flood damage. Sadly insurance renewal got overlooked when I had an accident and is therefore non-existant.:eek: So, I need to raise about £10,000 to cover repair and refurbishment. What is the best way? Do I use savings (practically all of them) or take…
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Job is affecting health
Hi I am 51 and my current job is affecting my health, I enjoy the outdoor aspect of my work but the miles that I walk each day are starting to give me trouble with both my breathing and stamina in my legs. I would like to get another job, part-time if possible but the pickings fo over 50's are slim in my area. My question…
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How much do you spend in Tesco every week since retiring?
Up until I retired I never paid any attention to how much my wife and I spent on our weekly shopping as my wife paid for the shopping on her credit card and paid it all off from her bank account every month. Now that we are both retired I set up online banking and manage both my bank account and my wife's bank account…
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Financial assessment for care home fees !!
Hello all, hope sombody out there may be able to offer me some advice/reassurance. My elderly mother sold her house in July 2002 to come and live with my family - i am her daughter - she realised app.£57,000 from this. Over the next few years a series of improvements/alterations were made to my family home to accomodate…
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HELP with Power of Attorney
I am desperate! I control my disabled mothers finances through HSBC internet banking. Set up about 4 years ago with my POA. She cant write or speak very well and is in an expensive care home. I use the internet nearly every day to check her money and juggle to pay bills. She has also been targetted by lottery scams so I…
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Advice direct payments and others
Looking for some advice here,sorry if it's a long post. Grandfather is still in hospital has been for 3 months due to rapid cognitive deteriation and weight loss (93). He has been assesed for direct payments and I was assured he would recieve care and nursing element. I now have a meeting with them only to find he is only…
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Self funding in a nursing home
My grandma is going in a nursing home she will be self funded as she has over the £23,000 limit that you can have before paying. What i wanted to know is will i have to find bank statements out to prove what savings she has are will this only happen as she gets near to £23,000 im the next of kin so its down to me to sort…
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Big Button phone from Lidl
May be of use to someone or their carer From 6 Jan Lidl have a big button phone, with an SOS pendant Pressing pendant cals first emergy number programmed in, if no response it call next one on list etc £34.99 Details here http://www.lidl.co.uk/cps/rde/xchg/SID-E80B0D08-2B276896/lidl_uk/hs.xsl/offerdate.htm?offerdate=16718
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Rethinking your life....
I'm 60 next birthday and have been feeling strongly that I want to rethink my life and where I'm going and what I want from it. Did that happen to you and what decisions did you make? I'm rethinking work/life balance, where I live, finances (what are they?!) and so on. Feel determined to make some changes but not sure…
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Looking to the Future!!
Hi, Not so sure this should be here or the property site. But here goes: Me: 61 (62 in June) Wife: 66 (67 in November) Income consists of: Me: ESA (work group - to be re-assessed in March, and probably lose the benefit). DLA Lower Rate Mobility. Private Pensions No capital Wife: OAP (50% of single entitlement) Capital…
