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pension credit entitles you tocouncil tax benefit
I claimed pension credit and was allowed it for a few months when my circumstances had changed, A benefits advisor completed everything for me and said the CTC would be awarded automatically but it wasnt. The pensions service did not pass on the information and it took months before I received a refund. so if this happens…
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Distributing an estate
I am in the process of sorting out my mother-in-laws estate. Probate has been applied for and we have the interview tomorrow. Once probate has been granted we can go about collecting the the funds from the various sources and depositing into executors account. We will get a deed of appointment drawn up. My question is…
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Bus passes again
I received my replacement free bus pass for the next 5 years but I've decided to send it back. I don't want it or need it, and it is obviously costing money somewhere. I only used the last one once and am unlikely to use this one. When we used to pay £12 a year for a half-fare pass, from memory I only used that one half a…
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Flat Rate Pensions
I have been reading up on the proposals for a Flat Rate Pension of approx £140 per week, and am somewhat amazed at the thinking behind this grossly unfair proposal. Having worked all my life, starting at age 15, paying both tax and NI contributions, I am at loss to understand the reasoning behind the Flat Rate Pension…
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Winter Fuel Allowance To Be Reduced
"Most of those aged 60-79 will get £200 instead of last year's £250 when the payment is made in November or December. Those who are 80 or older will get £300 instead of £400." http://www.moneysavingexpert.com/news/family/2011/03/winter-fuel-payments-cut-in-secret-budget-measure
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missing executor
I am executor of a will and there is also a second executor named. The will was written many years ago and I have no idea where the other executor is (he is in his late 90s by now anyway). Is this likely to be a problem?
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Advice with regards to mother moving in with us
My mum has about £80k to her name which is not enough to buy even a small flat where she lives and she's fed up of renting. She would ideally like to move in with us but I have some concerns, she's not an easy person to live with, doesn't really like children - we have 4, hates our three cats etc, so I've said ok providing…
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dementia advice .
Advice please ,A relative has been diagnosed with first stage dementia. They have home help three times a day ,but otherwise they are on there own .In general terms ( I know its hard to be certain ) how long can someone with dementia continue to live on there own . Is it advisable to tell the person at this stage (or any…
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Transporting a dead person.
We have in the last six months moved a very elderly relative from her home 200 miles away into a nursing home near to us as she has no other relatives and was being taken financial advantage of by some "friends", however that is a different story. The question is that she had taken out a prepayment funeral insurance to be…
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Telegraph: Council's give poor advice about funding long term care
Interesting article here regarding information given about funding long term residential care. http://uk.finance.yahoo.com/news/Long-term-care-stay-control-tele-118429251.html?x=0
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Why have my Acc details changed ?
I got a letter from the Pension Service today this is what it says... A CHANGE IN ACCOUNT DETAILS Your account details have recently changed. This means that future payments will be sent to your new account... Please retain for you future reference... Can anyone tell me what they are on about?... I'm assuming by 'account'…
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Being discharged from hospital into care home
My mum has reached a stage in her illness where she now needs full time care. She has been assessed in hospital as being too high risk of accidents to go home. It has now been confirmed she has not failed a mental capacity test. She was asked to sign a form in the hospital but I don't know what it was - I think it was to…
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can council force sale of Mum's home?
My 82 year old mother was admitted to hospital with dementia. The consultant has said she is not capable of managing her affairs and we do not have power of attorney. He has also said that she foes not have the mental capacity to grant us power of attorney. They have now said that she will need to go into a home that cares…
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Computer/IT courses for complete beginner OAP
Hey all My nan has just bought her first laptop and has got online at the grand old age of 79 :) She wants to do a basic IT course but the one at the local library (BBC First Click one) is oversubscribed and the list is about a year long. There is another course she could do but it's a 40 min drive away and she doesn't…
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Paying for Care Home Fees
Our mother has just gone into a care home following a stay in hospital following a stroke. She has now been diagnosed with severe dementia. The social worker advised she should go into a care home for her own personal welfware. We understand anything above £23,500 in savings is used to pay for this care. She does not have…
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care home fees.
i have seen that i should have put my question on this forum. have also put it on the returement forum as well. doh!!!! can someone please answer me this question?? my sister has just told me that she and her husband have each willed their half of the house to their children so that should the worse happen and they have to…
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I have a problem
I won.t rejoin under another name because I think this might be happening to other people of my age. The thing is I have a weak bladder ( I think) , but it has got to the stage where I am wetting myself more and more. I am 50 have had 2 children and it has got so bad recently.. where if I sit for a long period of time ..…
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Claim HB while waiting for flat to sell?
I have to move from the flat where I now live, because I'm getting to the point where the stairs (2 flights) are too much and I can't manage the maintenance. I probably can't sell this place for enough to enable me to buy again, so I'll have to rent. I want to move to another area. But what is the best way to go about…
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Credit Card for 70 year old
Not sure where to ask this (Credit Cards or here). My 70 year old neighbour would like a credit card, but is finding it really difficult to find one as she's retired and doesn't have a job. She's always had a great credit record but it seems that nobody wants to know her. What can she do?
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Executor - Internet nightmare
I truly think this is something that our legislators may have to address. Here's the rather ineffectual advice given by the best book I have on the subject of wills & probate from two lawyers: "Many people now manage their accounts online. This may cause a problem if, as is to be expected, there is no written record of the…
