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Care Home Fees (again)
My mother has just moved out of her house into sheltered accommodation. She is adamant that she wants to give her house to my sister and myself but we want to make sure that she is adequately financially secure in case her situation deteriorates. My question is , is it best to leave her house empty and continue to pay…
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Looking for strapped slippers for my Dad. Any suggestions please?
Hi my Dad is suffering from pressure sores on his toes from walking in his slippers. His feet a bandaged so shoes don't fit at the moment. His slippers are big enough but, when he walks, he shuffles his feet and his toes hit/touch the end of the slipper. I was thinking about getting a strapped slipper for him so that the…
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Loan with Natwest leaves 72 year old dad struggling
I am not particularly close to my Dad but I've been making an effort as i'm an only child. Last summer he rang me and asked for some money to help him out and I obliged. However since then it seems I get this call for help every month and I end up giving him around £70 each time and he never pays it back or even offers to.…
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Valuation of shares for probate
Can anybody help - I'm trying to get shares in a private ltd company valued for probate purposes. The relative I'm an executor for owned the business 100% and its not a business that will qualify for BPR Has anybody used a professional valuer that they are happy with and didn't take the mick with their charges?
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What can i spend my mum's money on?
My mother is now in a nursing home and we are in the process of selling her home to pay for it when her savings run out. Then the proceeds of her house sale will be used to pay for her care. When her assets are down to £21000, I believe her care will be paid for but any spending she does in the meantime must not be to…
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Insurance Bonds after 20 years?
I have bonds with a couple of insurers and have been taking 5% p.a. from them. I'm a standard rate taxpayer. It won't be that long before they hit 20 years old and I seem to recall that is a significant point Can anyone point me to advice on what I should do when they do reach 20. EG Stop the income? Carry on (but does…
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Anyone had 1st time eczma in later life?
My G.P. did a punch biopsy and result came back that it's eczma :( Never had it before so would love to hear from anyone in their 50s and 60s who has had same problem. I realise you can't give "medical" advice but am interested in whether a particular moisturiser or cream has proved beneficial. Areas affected are legs…
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Help - senior moment!
In my list of passwords and ID numbers for various websites I've described one of them as D. Agency (followed by the ID no. and password). I can't now recall what D. Agency stands for :o I know this is a long-shot but all suggestions gratefully received. I don't think it's anything to do with "driving". I'm retired so it's…
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pension credit entitles you tocouncil tax benefit
I claimed pension credit and was allowed it for a few months when my circumstances had changed, A benefits advisor completed everything for me and said the CTC would be awarded automatically but it wasnt. The pensions service did not pass on the information and it took months before I received a refund. so if this happens…
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Distributing an estate
I am in the process of sorting out my mother-in-laws estate. Probate has been applied for and we have the interview tomorrow. Once probate has been granted we can go about collecting the the funds from the various sources and depositing into executors account. We will get a deed of appointment drawn up. My question is…
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Bus passes again
I received my replacement free bus pass for the next 5 years but I've decided to send it back. I don't want it or need it, and it is obviously costing money somewhere. I only used the last one once and am unlikely to use this one. When we used to pay £12 a year for a half-fare pass, from memory I only used that one half a…
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Flat Rate Pensions
I have been reading up on the proposals for a Flat Rate Pension of approx £140 per week, and am somewhat amazed at the thinking behind this grossly unfair proposal. Having worked all my life, starting at age 15, paying both tax and NI contributions, I am at loss to understand the reasoning behind the Flat Rate Pension…
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Winter Fuel Allowance To Be Reduced
"Most of those aged 60-79 will get £200 instead of last year's £250 when the payment is made in November or December. Those who are 80 or older will get £300 instead of £400." http://www.moneysavingexpert.com/news/family/2011/03/winter-fuel-payments-cut-in-secret-budget-measure
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missing executor
I am executor of a will and there is also a second executor named. The will was written many years ago and I have no idea where the other executor is (he is in his late 90s by now anyway). Is this likely to be a problem?
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Advice with regards to mother moving in with us
My mum has about £80k to her name which is not enough to buy even a small flat where she lives and she's fed up of renting. She would ideally like to move in with us but I have some concerns, she's not an easy person to live with, doesn't really like children - we have 4, hates our three cats etc, so I've said ok providing…
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dementia advice .
Advice please ,A relative has been diagnosed with first stage dementia. They have home help three times a day ,but otherwise they are on there own .In general terms ( I know its hard to be certain ) how long can someone with dementia continue to live on there own . Is it advisable to tell the person at this stage (or any…
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Transporting a dead person.
We have in the last six months moved a very elderly relative from her home 200 miles away into a nursing home near to us as she has no other relatives and was being taken financial advantage of by some "friends", however that is a different story. The question is that she had taken out a prepayment funeral insurance to be…
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Telegraph: Council's give poor advice about funding long term care
Interesting article here regarding information given about funding long term residential care. http://uk.finance.yahoo.com/news/Long-term-care-stay-control-tele-118429251.html?x=0
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Why have my Acc details changed ?
I got a letter from the Pension Service today this is what it says... A CHANGE IN ACCOUNT DETAILS Your account details have recently changed. This means that future payments will be sent to your new account... Please retain for you future reference... Can anyone tell me what they are on about?... I'm assuming by 'account'…
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Being discharged from hospital into care home
My mum has reached a stage in her illness where she now needs full time care. She has been assessed in hospital as being too high risk of accidents to go home. It has now been confirmed she has not failed a mental capacity test. She was asked to sign a form in the hospital but I don't know what it was - I think it was to…
