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Help with Parent's money
I have elderly parents who sold their home and went into Sheltered accommodation. We have the lumps sum to deal with and now Mum may need nursing home care. The lump sum is under the threshold for IHT. 1. How much can we legally give away to whittle the lump sum down? Does it matter if the total is under the threshold for…
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Relocating when in council housing
Hi There, I wondered if anyone knew of the procedures to follow, or if there is any advice on the internet? Basically, my gran is 74 and is in housing association housing in Northern Ireland. All of her children had moved to England about 20 years ago, and she stayed in Ireland to help look after her elderly mother. My…
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Probate Interview Venues
Just doing probate for my late fathers estate and was wondering if anyone knows which office would be quicker to get my interview at, either Birmingham or London, both are within an hour from me. Many thanks in advance guys.
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Taxable Income question
My 82yr Old Mum currently gets a state pension, a private pension from my (late) Dad, attendance allowance and rental income. She's in a home and is self funding. Which / how much of the above income is taxable?
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buying a house in joint names
an elderly relative and I are considering buying a house for both off us to live in . My relative has first stage dementia . No medication ,and lives on her own. We have considered sheltered housing ,but she was allocated 16 points so I cant see anything happening there . I have seen a house that may be suitable ,but what…
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Grandfather Gifting Money / Nursing Home
Hi, My grandfather doesnt own his own home but he does have around £70k in cash/savings bonds. Unfortunately his health is taking a turn for the worse and he has made his own decision to go into a home. He wants to give £50k of his cash away to my mum/uncle, leaving him around £20k to pay towards his care home. He hates…
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probate question
my father passed away earlier this month i am just sorting his bank account out, i am the only benificary and his bank said if the amount is under 25k then it does not have to go to probate but unfortunatley it is £4.95 over that, i really dont want to go to probate unless i have no option. £21k of that money was in a…
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Gifting money to relatives
hi and I've never done this but there are protocols and I shouldn't wish to butt in. I have been searching for advice and commentary on the subject of care, elderly, gifting and all. My nan is 100 and talks complete !!!! but assessors believ every word?? She pays for own care but is left with no personal allowance. Mum…
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Pensioner Discount at Homebase Stores?
Hi there My father has asked me to ask if it is possible to get a pensioner discount at Homebase Stores? I know B&Q do 10% on Wednesdays, but do Homebase do something similar as there is nothing on their website about it and I cant find anything else on google. thanks!
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Another Probate question
BG's please move if there's a more appropriate board for this. For a simple straighforward will for an estate of c£15k in cash which appoints more than one executor, do all the executors have to attend an appointment with the Probate office to obtain a probate grant? What happens if one of them is very poor health and…
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Retiring to Malta
I've been to Malta 5/6 times and love the island, love the people. I'll be 50 this year and if not for family comitments, would retire there tomorrow. Just wanted to start a thread on this really. I know when I've been there the cost of living is cheap and rental properties are available for very reasonable prices. Has…
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Eye Test / Over 60
Could someone clarify for me, the charges for an eye test once you reach 60. I turned 60 this wk but don't officially qualify for State Pension untill November 2011 (owing to the new rules. I can't get a bus pass untill then and when I phoned Specsavers about the cost of an eye test for over 60 they said it would be £19.…
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assessment of nursing needs.
Sorry I have another question as well about Dad. The hospital are currently doing a discharge/needs care assessment for him and i am allowed to have some input. I understand that if dad needs 'nursing' care as opposed to just social care then I have a chance of getting some of the nursing home fees covered. However what…
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New basic state pension
The basic state pension for 2011/12 £102.15 Enjoy
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MIL in hospital - loss of housing benefit?
I wonder if anyone may have experience of this situation and be able to help me at all please. My 80 year old mother in law may need to be kept in hospital for some 7 weeks in total, she's currently in intensive care. Have been informed by a friend that as she is on housing benefit for her rented property she will lose…
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Are you over 50 & experiencing redundancy?
We've had a request from some Panorama producers making a show on problems the over 50's have when they get made redundant. Here's what that they sent – please get in touch with them directly if you'd like to get involved … Are you 50 plus and about to be made redundant in the next couple of weeks? Are you 50 something and…
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Forums for midlife people?
I know this probably isn`t the place to post this but I really don`t want to put it in Discussion Time or the Arms as it`d get ripped to shreds. :( To keep it MS, there are plenty forums online for young families, and OAPs, but I can`t seem to find any specifically for middle agers that aren`t about particular medical…
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grandmas been in a nursing home 1wk can we move her
My grandma has been in a nursing home 1wk we want to move her for various reasons. She is self funded and is classed as temp for the first 12wks we have rang the home the manager was very stroppy and said we have to give 28 days notice then hung up on the phone, my grandma are us have not signed a contract as we was only…
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Woman at 60?What pension benefits can she get now?
My wife turned 60 on New years eve 2010,but because of the new pension regulations her official state Pension start date is in Sept 2011. So she cant get a bus pass or winter fuel allowance until then.But she can get free perscriptions for being over 60 and the Odeon cinema does reduced tickets for over 60,s as well,and…
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Dad in need of nursing home care but we got no money!
Our 89 year old father has dementia, parkinson's and numerous other illnesses that mean he requires full time care. He is currently in the hospital and we have been told to start looking for a nursing home for him. He lives in a Council house with his wife, they have no savings or any assets to speak of. We have been told…