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can council force sale of Mum's home?
My 82 year old mother was admitted to hospital with dementia. The consultant has said she is not capable of managing her affairs and we do not have power of attorney. He has also said that she foes not have the mental capacity to grant us power of attorney. They have now said that she will need to go into a home that cares…
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Computer/IT courses for complete beginner OAP
Hey all My nan has just bought her first laptop and has got online at the grand old age of 79 :) She wants to do a basic IT course but the one at the local library (BBC First Click one) is oversubscribed and the list is about a year long. There is another course she could do but it's a 40 min drive away and she doesn't…
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Paying for Care Home Fees
Our mother has just gone into a care home following a stay in hospital following a stroke. She has now been diagnosed with severe dementia. The social worker advised she should go into a care home for her own personal welfware. We understand anything above £23,500 in savings is used to pay for this care. She does not have…
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care home fees.
i have seen that i should have put my question on this forum. have also put it on the returement forum as well. doh!!!! can someone please answer me this question?? my sister has just told me that she and her husband have each willed their half of the house to their children so that should the worse happen and they have to…
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I have a problem
I won.t rejoin under another name because I think this might be happening to other people of my age. The thing is I have a weak bladder ( I think) , but it has got to the stage where I am wetting myself more and more. I am 50 have had 2 children and it has got so bad recently.. where if I sit for a long period of time ..…
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Claim HB while waiting for flat to sell?
I have to move from the flat where I now live, because I'm getting to the point where the stairs (2 flights) are too much and I can't manage the maintenance. I probably can't sell this place for enough to enable me to buy again, so I'll have to rent. I want to move to another area. But what is the best way to go about…
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Credit Card for 70 year old
Not sure where to ask this (Credit Cards or here). My 70 year old neighbour would like a credit card, but is finding it really difficult to find one as she's retired and doesn't have a job. She's always had a great credit record but it seems that nobody wants to know her. What can she do?
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Executor - Internet nightmare
I truly think this is something that our legislators may have to address. Here's the rather ineffectual advice given by the best book I have on the subject of wills & probate from two lawyers: "Many people now manage their accounts online. This may cause a problem if, as is to be expected, there is no written record of the…
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Pension/Benefit/Income help, caring for Grandmother
Hi I’ve just been to CAB who couldn’t help, hence why I’m asking on here. My Grandmother has finally agreed to move in with me and let me look after her. She owns her home outright. She has a widow’s pension that’s just under £130 a month. I can’t tell you exactly what she is getting but I’m pretty sure she gets pension…
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Tax codes for 2011/12 Tax year
I don't know if this will help anybody, but I've just spent considerable time checking out things and phoning the Tax Office. I am aged 64 but will be 65 during the 2011/2012 tax year and therefore entitled to the higher personal allowance of £9940 per annum. I've just received my PAYE coding notice and they say: "£7475.00…
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Executor - Valuing possessions
Any advice on how to proceed with valuing possessions? The estate will pay a small amount of IHT so each extra £ = a 40p tax bill but at the same time I obviously need to do the right thing to comply with the Revenue requirements and not create problems for everyone at a difficult time. The 2 bedroom flat will not be sold…
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Freebies/Goodies when you hit 50 - what is there?
I've seen the lovely Michael Aspel on the telly, offering a free Parker Pen if I buy into their insurance plan, but, that aside.... what goodies/freebies and extras can one start receiving once one hits the big five O? Anything I need to know about? Stuff like special savings accounts that are good, or ... well, anything.…
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Bankaccount for Pensioners
Hello thanks in advance for this. My question is - how easy is it for a pensioner aged 74 who doesnt have a bank account and debit card to get one. My Father died in December and my Mother only has a savings account which they wont allow her to have either a debit card or a direct debit facility. She is currently with…
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State pension - qualifying years
My friend wants to know whether she is getting the correct amount of State Pension. She has only worked full-time for a few years. I think there is a State Pension calculator somewhere which will enable her to work out what percentage of the State Pension she is due for (ie according to the number of years she worked for).…
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Executrix woes
Desperately hoping someone here can help me with some advice. Sadly, my mother passed away recently leaving a will which leaves myself and my sister as beneficiaries each expecting to receive 50% of the estate (which will be very little after creditors are paid). Unfortunately I was named in the will as executrix. I…
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Electronic Gold???
I have a some electronic gold. It is in little pieces and is treated for use in electronics. My question is: How much, if anything, could this be worth (per ounce)? And where should I look to sell it?
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key safes
Don't k now if this will be of any help to anyone who has elderly parents/ relatives that live alone but I will post this any way. My Mum is 86 and now lives alone . She always locks her door. She has an emergency line which she wears around her neck (when she remembers) .. but if any emergency service needs access , they…
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Executor - expenses
As executor, what expenses am I able to claim from the estate and what evidence do I need to establish a claim? Travel to the property is 250 miles by car so that's one aspect that concerns me. Is this allowable? Should I record mileage and / or keep petrol receipts? Stamps? (A list of correspondance or a receipt for…
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Deprivation of capital
sorry I know there are threads on this but I wanted to ask advice . My aunt has early stage dementia . She lives alone and has her own house . I want to pay for a funeral plan now . I also want to use some off my aunts saving to put a headstone on her husbands grave . I also want to use some off her savings to take her our…
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Implications of giving money away to family
An elderly relative wants to give away some money to family. She is below the IH threshold. She is concerned that in a few years she may need residential care and would like to know the implications of doing this regarding paying fees. How many years back of finance do they look at for instance ? Thankyou
