State pension - qualifying years

ceridwen

My friend wants to know whether she is getting the correct amount of State Pension. She has only worked full-time for a few years.

I think there is a State Pension calculator somewhere which will enable her to work out what percentage of the State Pension she is due for (ie according to the number of years she worked for).

Does anyone have a link to a website like this please?

There is a second question - in that neither she nor I know whether she was only paying the Married Womans' rate of N.I. for a couple of those years and whether this will have any effect on the amount of State Pension she earned during that time.

anmarj

Hi

http://www.direct.gov.uk/en/Pensionsandretirementplanning/StatePension/StatePensionforecast/DG_10014008

this explains how she can get a forecast

Yes the married womans stamp does effect the state pension, basically they do not count towardsany part of the pension at all.

McKneff

If she is already receiving her state pension she should have got an explanation in the post before she started getting it.

Tell her to ring up the DWP, ask for a breakdown and for them to follow it up in writing.

Presumably she claimed from her own contributions. Does she have a husband who claims state pension and is it a full one.