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Caring for elderly parent- would you move?
DH's mother is now deteriorating to the point where she seems to have shut down emotionally, except when DH is around. As we live over 200 miles away, he does not get there as often as he would like. Her care package is all sorted, so physically and medically she is looked after. She is almost 93 - nobody can tell how long…
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Selling a TIC property to fund care- any experiences?
I've asked this question on the House buying, renting and selling board, but I think may be this board may have some folk who have been through this situation? If a property is held as "Tenants in Common", does it have any value once the first "tenant in common" is deceased? I ask because we are involved in executing a…
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Club 55 - Cheap rail travel in Scotland
Club 55 begins again on January 17th 2011 and lasts until March 31st 2011. This scheme allows cheap rail travel in Scotland for for those who are aged 55 or over. Under the scheme, a return ticket costs only £18. Full details can be found here: http://www.scotrail.co.uk/club55 RR
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Solicitors as Executors of a will
Hi, I wasn't sure which forum to put this in so I hope this is ok. I will tell you my situation and if anyone has any advice then please say! My father suffered an accident at work in October 2010, as a result he passed away on christmas day. In the 80's my dad made a will nominating my step mother to receive everything.…
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Help! Urgent Advice Needed - To Use Savings or Not?
I own a rental property, which has recently suffered from extensive flood damage. Sadly insurance renewal got overlooked when I had an accident and is therefore non-existant.:eek: So, I need to raise about £10,000 to cover repair and refurbishment. What is the best way? Do I use savings (practically all of them) or take…
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Job is affecting health
Hi I am 51 and my current job is affecting my health, I enjoy the outdoor aspect of my work but the miles that I walk each day are starting to give me trouble with both my breathing and stamina in my legs. I would like to get another job, part-time if possible but the pickings fo over 50's are slim in my area. My question…
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How much do you spend in Tesco every week since retiring?
Up until I retired I never paid any attention to how much my wife and I spent on our weekly shopping as my wife paid for the shopping on her credit card and paid it all off from her bank account every month. Now that we are both retired I set up online banking and manage both my bank account and my wife's bank account…
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Financial assessment for care home fees !!
Hello all, hope sombody out there may be able to offer me some advice/reassurance. My elderly mother sold her house in July 2002 to come and live with my family - i am her daughter - she realised app.£57,000 from this. Over the next few years a series of improvements/alterations were made to my family home to accomodate…
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HELP with Power of Attorney
I am desperate! I control my disabled mothers finances through HSBC internet banking. Set up about 4 years ago with my POA. She cant write or speak very well and is in an expensive care home. I use the internet nearly every day to check her money and juggle to pay bills. She has also been targetted by lottery scams so I…
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Advice direct payments and others
Looking for some advice here,sorry if it's a long post. Grandfather is still in hospital has been for 3 months due to rapid cognitive deteriation and weight loss (93). He has been assesed for direct payments and I was assured he would recieve care and nursing element. I now have a meeting with them only to find he is only…
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Self funding in a nursing home
My grandma is going in a nursing home she will be self funded as she has over the £23,000 limit that you can have before paying. What i wanted to know is will i have to find bank statements out to prove what savings she has are will this only happen as she gets near to £23,000 im the next of kin so its down to me to sort…
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Big Button phone from Lidl
May be of use to someone or their carer From 6 Jan Lidl have a big button phone, with an SOS pendant Pressing pendant cals first emergy number programmed in, if no response it call next one on list etc £34.99 Details here http://www.lidl.co.uk/cps/rde/xchg/SID-E80B0D08-2B276896/lidl_uk/hs.xsl/offerdate.htm?offerdate=16718
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Rethinking your life....
I'm 60 next birthday and have been feeling strongly that I want to rethink my life and where I'm going and what I want from it. Did that happen to you and what decisions did you make? I'm rethinking work/life balance, where I live, finances (what are they?!) and so on. Feel determined to make some changes but not sure…
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Looking to the Future!!
Hi, Not so sure this should be here or the property site. But here goes: Me: 61 (62 in June) Wife: 66 (67 in November) Income consists of: Me: ESA (work group - to be re-assessed in March, and probably lose the benefit). DLA Lower Rate Mobility. Private Pensions No capital Wife: OAP (50% of single entitlement) Capital…
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Grants for windows and door.
My MIL heard about a grant for householders where you can get them replaced but can't remember what it is called. Her house is really damp and there all rotten, she is on pension credit and DLA. Also are there any scemes in Essex who would decorate inside for her as it is too big a job for us to tackle as i'm disabled…
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Court Appointed Deputy (when LPA not possible)
Has anyone here been through the application procedure and become a Court Appointed Deputy when an LPA (Lasting Power of Attorney) was NOT an option? I would be grateful for some insight into the realities of becoming a Deputy, the application procedure, and how a C.A.D differs (if at all) to the powers and…
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big button mobile
Can anyone recommend a big button mobile, need one in quite a hurry, best I could find is a Binatone £59.99, in fact cannot find anything else, this is especially for us old uns, any help would be really appreciated,thank you. oap
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MoneyWeek 3 week free trial
Click HERE Fortyfoot
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Signing over house in Spain?
Hi, my mum owns a small house in Spain, worth about £90 000 (if it would sell, which is doubtful as things stand in Spanish property market). My husband and I maintain it, as my mum is now 88 and visits with us for a week twice a year. She pays the bills at the moment. She has discussed giving it to us now instead of us…
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Exchanging monies and transfer to Spain method
Spanish resident for 18 years with worldwide income declared to spanish tax office. Have maintained a British pounds Barclays bank account in Jersey from 1992 and have found this to be useful when visiting the UK....this account is also declared here in Spain. 61 years of age and have just taken a private lump sum pension…
