New basic state pension

zygurat789

The basic state pension for 2011/12 £102.15 Enjoy

Beenie

is that for everyone or only those who've paid NI? ( I paid reduced rate and so don't qualify for any contributory benefits - sick pay, maternity pay or state pension).

McKneff

Beenie wrote: »

is that for everyone or only those who've paid NI? ( I paid reduced rate and so don't qualify for any contributory benefits - sick pay, maternity pay or state pension).

You wont qualify for pension in your own right but you will be able to claim 60% based on your spouses earnings.

descartesmum

I'm glad to hear that because as of the 6th I officially become a pensioner even though my birthday was Sept 1st. What is really strange is the fact that someone I know who turned 60 on Sept 9th has to wait until March to get hers.

I did use my ex's national insurance number so I did get a little bit extra. Plus with disability that they are adding it might make life a little bit easier considering I didn't qualify for the winter fuel allowance last year. Boo hiss Labour.

One thing I don't understand is, the man I spoke to on the phone about my pension gave me a definite amount and the day that I will start getting it. I then called the pension credit line and the man I talked to made it sound like any information I might receive from him was a state secret. No he couldn't tell me if I would be getting pension credit, no he couldn't tell me how much I might get. Apparently I have to wait until I actually get my first pension money and then they will let me know if I can have the credit. Why? The pension I will be getting is not even close to the £132 that the government says we have to have to live on.

Nothing this government does is uncomplicated.

zygurat789

descartesmum wrote: »

I'm glad to hear that because as of the 6th I officially become a pensioner even though my birthday was Sept 1st. What is really strange is the fact that someone I know who turned 60 on Sept 9th has to wait until March to get hers.

I did use my ex's national insurance number so I did get a little bit extra. Plus with disability that they are adding it might make life a little bit easier considering I didn't qualify for the winter fuel allowance last year. Boo hiss Labour.

One thing I don't understand is, the man I spoke to on the phone about my pension gave me a definite amount and the day that I will start getting it. I then called the pension credit line and the man I talked to made it sound like any information I might receive from him was a state secret. No he couldn't tell me if I would be getting pension credit, no he couldn't tell me how much I might get. Apparently I have to wait until I actually get my first pension money and then they will let me know if I can have the credit. Why? The pension I will be getting is not even close to the £132 that the government says we have to have to live on.

Nothing this government does is uncomplicated.

The pension is an "as of right payment" based on a well documented employment record whereas the pension credit is a means tested benefit dependant, presumeably, upon the answers in a signed form.

castle96

I 'heard' that anyone who had lived in the country for (xN ? yrs), would get the full amount REGARDLESS of what NI conts they had made. IS this true ? Seems unfair on those that have a full payment record, but great for those that haven't

Oldernotwiser

castle96 wrote: »

I 'heard' that anyone who had lived in the country for (xN ? yrs), would get the full amount REGARDLESS of what NI conts they had made. IS this true ? Seems unfair on those that have a full payment record, but great for those that haven't

There have been suggestions that everyone retiring after 2015 will receive a flat rate of £140 pw, regardless of contributions, and that Pension Credit will then be abolished. I don't think that a definite decision has been made about this yet.

We already have a situation where someone can get Pension Credit regardless of contributions anyway.

seven-day-weekend

Well I don't think those who have no contributions should get as much as those who have.

Even if you have lived all your life on benefits you will have contributions, so if you have none you must have really tried hard not to have them!

Oldernotwiser

seven-day-weekend wrote: »

Even if you have lived all your life on benefits you will have contributions, so if you have none you must have really tried hard not to have them!

Contributions in what way?

McKneff

Oldernotwiser wrote: »

Contributions in what way?

I presumed that SDW meant that living on benefits that yu still get a NI contribution credit. Therefore a full pension.

castle96

stay at home mothers, carers, self employed who didn't pay......all of those would be short, on conts