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Pension credit - savings credit
Can anyone enlighten me regarding Savings Credit. How do you know if you are eligible? Do they take into account your savings, as it is supposed to be a reward, perhaps they don't care how much you have. I have just retired with full state pension and will be getting a small company pension Any advice welcome
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Making a Will on Benefit
How can I write a will on benefits. I can't afford a lawyer and such ? Thanks
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Making new wills
Apologies if this is in the wrong part of the forum. We are planning on making new wills as our old ones are now out of date, but have been shocked at the cost involved to make them. We have been recommended that making a Discretionary Wills Trust is a good idea, and also becoming Tenants in Common. I've come across an…
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Care Home Fees - family home being treated as capital??
Hi I hope I am in the right place. I have been posting on another part of this site and something has come up that has made me wonder if we are doing the right thing. Facts: Dad is in a care home suffering from Alzheimer's Disease. He has been there since early 2010. He gets no help towards the cost from the NHS because he…
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How to cope when a child emigrates
We heard yesterday that dd and her dh and our two grandchildren are going to australia in just six months time and we don`t blame them at all. We have such a good relationship with the children (4 and 2) and I want to know how I can stop this tearing my heart out. Dh and I don`t fly any more and going by boat is so…
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Any recommendations for mail order catalogue for clothes?
I'm wondering if anyone has any recommendations for a mail order catalogue that does nice quality/style clothes for a young 60s female? I don't mean latest fashion but something that a young at heart 60ish person would wear rather than something my 87 year old mother would wear. Also any recommendations for jeans. I have a…
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Financial abuse of an elderly relative
Please excuse what will be a long & rambling post, but I could do with some advice. The background is that 14 years ago, after the death of his wife, my Father in Law moved down from the North of England to live 5 minutes away from us in a housing association flat which he owns without a mortgage. My husband's other…
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Mother keeps having money stolen
My 88 yr old Mother has recently lost some money again from her bungalow. It is all a bit of a mystery, but she doesn't seem to be vigilant enough to manage cash in the house. She is insistent at having about £250-£500 cash available for independence, although she rarely needs large amounts and we can nip out to a nearby…
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Care Home Fee Increase
I would be grateful if anyone has some advice. My father is currently in a Private care home in Scotland and has been resident there for one year. Last year his Care home fees increased by 4.79% and this year they have increased By 8.75% due to an annual review which means we are now having to pay an extra £230-00 a month…
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Car Insurance?
When you retired did your car insurance go up or down because you no longer worked for a living?
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Big Button Corded telephone
Anyone know of any cheap deals for a big button corded telephone?
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Gifting a house to my son
I am thinking of giving a house that my wife and I own to my son. He has rented the property from us with his partner and children. He is now unemployed and having difficulty getting work; he is in his late thirties. We now live in Spain. I need to know what the implications would be in respect to Tax etc for both my son…
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Nursing home dilemma - when Mum moves is my brother homeless?
Need some advice from the experts please. Shortly after my father passed (October 2003) my Mum found she couldn't manage at home alone due to her poor health (severe arthritis and mobility problems). As she lives in a large house we decided my brother and his family (wife + 2 kids) would move in with her. He rented his own…
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Contesting Power of Attorney
Hi is anyone able to help. i am in a situation where i need to challenge power of attorney due to the money from some ones death not being split fairly. are there ways to challenege this, can anyone give any advice? Thanks in advance.
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Cheapest optician for glasses
Specsavers say they give a discount but are they dearer to start with? Thanks.
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Boots Health Club - check you get discount
I joined the Health Club card in March when I hit 60 - for the 10% off all Boots own brand products, including make up. It took ages for them to sort out, they kept saying they had sent a welcome pack off but it wouldnt come, so Id ring again and so on. Well finally it came. I went to my local little Boots to activate my…
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Loft insulation grants - misleading information
I was told by Warmer Home last August that I qualified for a loft insulation grant. I am over 60. But I have now been presented me with an invoice (I had the insultation installed based on this advice). They say now that I was not eligible and have to pay. I feel misled. Anyone else have a similar complaint ?
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Power of Attorney - how to apportion income for spouse
My mum holds Enduring Power of Attorney for my dad, who has advanced dementia. For the last several years that she's had EPA she's been scrupulous in keeping all bank statements, invoice for larger bills, etc, but has continued to operate all their finances from their joint bank account. We saw a solicitor a few days ago…
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Just wanted to say hello
Hi, just wanted to say hello to you all on my 50th birthday. Been looking forward to joining you all for ages:):)
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Making a will while on bennefits
can anybody please tell me if there are any solicitors out there that will wright a will for me ?? trouble is i havn't got that much money as i have a lung diss order and i do have my own property so i do need to make a will many thanks for reading Dickie.
