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Power of Attorney - how to apportion income for spouse
My mum holds Enduring Power of Attorney for my dad, who has advanced dementia. For the last several years that she's had EPA she's been scrupulous in keeping all bank statements, invoice for larger bills, etc, but has continued to operate all their finances from their joint bank account. We saw a solicitor a few days ago…
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Just wanted to say hello
Hi, just wanted to say hello to you all on my 50th birthday. Been looking forward to joining you all for ages:):)
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Making a will while on bennefits
can anybody please tell me if there are any solicitors out there that will wright a will for me ?? trouble is i havn't got that much money as i have a lung diss order and i do have my own property so i do need to make a will many thanks for reading Dickie.
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What do you do when you are on your own for holiday?
Any advice welcome. Husband died in November, I am in full time work but suggestions for one person holiday would be really appreciated.....
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Do my parents need to make any changes to their Will?
Hello Bit shocked really, having a conversation with my Mum this morning and somehow it got onto the subject of my Parent's will. Anyhow, I felt that my Mum really wanted to share the details of her will with me and through discussion and what (I think I know about wills !!) it just raised a couple of questions which she…
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Letter of administration
Hi can anyone please tell me if there are any links on here about letter of administration.Mother passed away without leaving a will and we need to sort it, thanks forany help.
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Senior railcard v Network rail card
Hi, sorry if this has been asked before but can't find a reference. I know what a network card does as I've had one before, but, can I buy more than one ticket (ie for two passengers) with one Senior railcard? If a Senior only applies to one passenger then surely a Network card works out a better deal? I can't find any…
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Notification purpose of 12 weeks.
Why do Pensioners need to inform DWP if they will be abroad for more than 12 weeks. Is it illegal if somone does not inform DWP? The question is puzzling me, is there an answer? sen
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Help Required -Can anyone remember?
I am hoping with fingers crossed that maybe someone can help me with this as i really can't keep on asking random people of the era:eek: Years and Years ago ( yes i remember that far back :rotfl:) If you had a curtain up on your front door there was a special bracket that was used so that when the door was opened its…
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How to Avoid Scams Targeting those over 50
Rockwell Securities scammed me and I am no young man. I thought it might be helpful to let you know how they did it, so that you can avoid losing money to scam artists like I did. Number one: Never buy anything over the phone from someone who calls you. You can call your newspaper and renew yourself, if you want, you never…
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Solicitor writing Wills - how long?
We approached a local solicitor back in Dec 2011 to rewrite our wills. Nothing much had changed since the last ones we wrote (20+ years ago) - other than son is now over 21 and would no longer require a guardian etc and we needed a new, younger executor. I rang in January and spoke to the receptionist who said "It's on her…
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Terminology in a Will, clarification??
If a signed and witnessed Will states "I bequeath all my personal property and the contents of my Council house and garage to ........." (the name and address of the beneficiary there at the end), does that mean EVERYTHING - including all monies etc? Or is this a badly worded Will, open to interpretation and opening a…
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High Interest & Easy Access for over 65's
My Mum will be 70 this Year & has just Sold her house to move back near the Coast where she was Born, unfortunately, she broke her ankle the same day the sale was agreed, so she has to stay with one of my Sisters, Store her Possessions & Place the Money from the house sale in a Bank until she buys the right place for her.…
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Help Needed On Avoiding Care Fees
Sorry if there is already a thread on this but I couldn't find it. My dad passed away last year leaving my 73 yr old mum in their mortgage free house. She is now terrified that, if, God forbid, she needs to go into care at some stage, the State will take her house to pay the fees and I won't get my "inheritance" This is…
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save at 3% or re-invest?
I have chosen this board as it suits my context better than general savings and investments. I have £40K invested which is about to mature ie reach the end of its tie-in period. My IFA wants me to re-invest it. [Well he would, wouldn't he?] It's money I would actually want to keep long term. He is proposing an investment…
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Life doesn't begin at 40.....
Life doesn't begin at 40, nor 50, nor 55. I don't think it will ever begin for me, now. I am 56 and I am very down. My ex-husband and I divorced many years ago, but through hard work and living on a very thin shoestring, I managed to pay off the remaining mortgage on the house. I shall have to work until I'm 66 to get my…
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Dad going into care, worried about mum's financial position
My dad was admitted to hospital 4 weeks ago, and it has become increasingly obvious that his health has deteriorated to the point that my mum can no longer cope with him at home. She has made the difficult decision to allow him to be discharged from hospital into residential care. She isn't really thinking of the financial…
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State Pension Age....confused or what!
Sorry if there is a thread....I have tried searching! I am totally confused by current State retirement dates. My (male ) dob is 4/8/55, my wifes 26/8/55. Now originally, being born after 1953 we were both set to take pension at 66. I then read somewhere in the nationals that HMG had reacted to the unfairness of those born…
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Negative equity property bequesthed in Will
Sadly, my Mother passed away last January. At the time of her death she was resident in a care home, although she still part-owned a mortgaged flat. (The flat is jointly-owned with a 'retirement property' firm. In her will, Mum left me her entire estate (I was also named as sole executor). Her 'entire estate' consists only…
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Bus passes going?
Take the bus passes off us is starting to surface again. anyone concerned or have not eared about it...yet.
