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Help Required -Can anyone remember?
I am hoping with fingers crossed that maybe someone can help me with this as i really can't keep on asking random people of the era:eek: Years and Years ago ( yes i remember that far back :rotfl:) If you had a curtain up on your front door there was a special bracket that was used so that when the door was opened its…
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How to Avoid Scams Targeting those over 50
Rockwell Securities scammed me and I am no young man. I thought it might be helpful to let you know how they did it, so that you can avoid losing money to scam artists like I did. Number one: Never buy anything over the phone from someone who calls you. You can call your newspaper and renew yourself, if you want, you never…
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Solicitor writing Wills - how long?
We approached a local solicitor back in Dec 2011 to rewrite our wills. Nothing much had changed since the last ones we wrote (20+ years ago) - other than son is now over 21 and would no longer require a guardian etc and we needed a new, younger executor. I rang in January and spoke to the receptionist who said "It's on her…
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Terminology in a Will, clarification??
If a signed and witnessed Will states "I bequeath all my personal property and the contents of my Council house and garage to ........." (the name and address of the beneficiary there at the end), does that mean EVERYTHING - including all monies etc? Or is this a badly worded Will, open to interpretation and opening a…
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High Interest & Easy Access for over 65's
My Mum will be 70 this Year & has just Sold her house to move back near the Coast where she was Born, unfortunately, she broke her ankle the same day the sale was agreed, so she has to stay with one of my Sisters, Store her Possessions & Place the Money from the house sale in a Bank until she buys the right place for her.…
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Help Needed On Avoiding Care Fees
Sorry if there is already a thread on this but I couldn't find it. My dad passed away last year leaving my 73 yr old mum in their mortgage free house. She is now terrified that, if, God forbid, she needs to go into care at some stage, the State will take her house to pay the fees and I won't get my "inheritance" This is…
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save at 3% or re-invest?
I have chosen this board as it suits my context better than general savings and investments. I have £40K invested which is about to mature ie reach the end of its tie-in period. My IFA wants me to re-invest it. [Well he would, wouldn't he?] It's money I would actually want to keep long term. He is proposing an investment…
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Life doesn't begin at 40.....
Life doesn't begin at 40, nor 50, nor 55. I don't think it will ever begin for me, now. I am 56 and I am very down. My ex-husband and I divorced many years ago, but through hard work and living on a very thin shoestring, I managed to pay off the remaining mortgage on the house. I shall have to work until I'm 66 to get my…
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Dad going into care, worried about mum's financial position
My dad was admitted to hospital 4 weeks ago, and it has become increasingly obvious that his health has deteriorated to the point that my mum can no longer cope with him at home. She has made the difficult decision to allow him to be discharged from hospital into residential care. She isn't really thinking of the financial…
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State Pension Age....confused or what!
Sorry if there is a thread....I have tried searching! I am totally confused by current State retirement dates. My (male ) dob is 4/8/55, my wifes 26/8/55. Now originally, being born after 1953 we were both set to take pension at 66. I then read somewhere in the nationals that HMG had reacted to the unfairness of those born…
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Negative equity property bequesthed in Will
Sadly, my Mother passed away last January. At the time of her death she was resident in a care home, although she still part-owned a mortgaged flat. (The flat is jointly-owned with a 'retirement property' firm. In her will, Mum left me her entire estate (I was also named as sole executor). Her 'entire estate' consists only…
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Bus passes going?
Take the bus passes off us is starting to surface again. anyone concerned or have not eared about it...yet.
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Now we're older - how well did we manage our money?
Now that I'm well into middle age myself - I've been wondering how well (or otherwise.....) I managed my money throughout my life to date. Have I "blown" any of it? Have I always taken advantage of good opportunities when they came my way? Have I had "good value for money"? etc etc So - told myself off about chances I…
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wedding ring woes and arthritic joints
I have had my wedding ring on my finger for 41 years and have never taken it off and that was my mistake. I knew my finger joint was getting bigger and that my ring was getting snug but I shrugged it off. Last week, I realised that I had no spare capacity for finger swelling due to any cause and in panic mode, I tried to…
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Minimising problems for your survivors
A key piece of advice left out of the fact sheets about discussing 'unpleasant issues' relating to your own death or lack of capability is as follows : set up a joint bank account NOW with (probably) your main beneficiary or attorney-to-be or whoever will need rapid access to your money - for instance to settle bills, pay…
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I am financially comfortable. Inflation is biting me hard. What next?
Could this thread please be allowed to remain as the title theme affects a lot of us older savers who now live off our savings I started a thread on stopping savings and spending cash but it has been relegated to the back of beyond. It is very very important for many of us `non working older ones` because of the fact that…
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Pretend discounts!
A satellite guy came to fit a new digibox for a neighbour. On his van were emblazoned the words 'discount for over 6os'. When I asked him about it he said he could fit one while he was here and he quoted the price he charged my (young) neighbour. When I asked about my discount he huffed and he puffed and said it was…
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Over 50 but well under 60 - any discounts/concessions etc?
I'm 50 and while I'm pretty happy on the whole, I'm financially more constrained than I've ever been. No complaints, it's just the way it is - a result of having reached the point where I no longer receive any child-related benefits but am still running a small family home as a lone parent and will have to continue to do…
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missing state pension
Well, this has never happened before. My state pension is paid directly into my savings account every Monday, except when there's a bank holiday when it's paid the previous Friday. Not there today! I wonder why this is - does it happen often and I've just been lucky up until now, or should I panic and call DWP? Luckily I'm…
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Sunday walks
Hubby and me are both over 60. I am still working though not for much longer. We decided Sundays if not doing anything, are a bit boring so should take the opportunity of going for a walk. However, especially this time of year places to walk have to fit into a certain criteria for me. Walking locally gets a bit samey so I…
