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Question re: elderly parents' investments/POA
Hi there, Not sure if this is the best place for this query so mods please feel free to move it if not :o Some years ago my Father invested some money in my Mother's name with Hargreaves Lansdown in a Share Management Portfolio (think that's what it's called!). Since then she has developed Alzheimer's and my Father has a…
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When Solicitors, etc. offer "Free Wills"
Something that has occurred to me, having been offered a free Will service recently... beware that most firms offering this service will automatically add themselves as an Executor 'as part of their service to you'. This is highlighted elsewhere on this website on an article about making Wills, but I thought it good to…
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Court of protection forms help
Sorry if this is in the wong forum. Such queries appear to have been posted in various places previously. I am putting the finishing touches to the vast array of forms/copies which have to be sent to the Court of Protection to become a deputy for my very ill mother. I am a little confused, however, by the difference…
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Plans for 85 yr old mother
My mother, who is 85, wants me to accompany her to her solicitor's to make sure that everything is set up as it should be for her future and for after she dies. She has an 'everyday' bank account and a 'nursing home' savings account. Plenty to live on. She has her own house, car, teeth and faculties (more than can be said…
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Care Claim Support
www.careclaimsupport.co.uk - Are they legit? Does anybody know on what basis they can claim back the money someone has paid to partially cover a relative's dementia care? Thanks.
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Lifetime Interest Trust
Hi All, After extensive searching without much luck I have decided to start a new thread for advice. Surely the following situation must be as common as a rainy bank holiday but it seems to be a tedious job at the moment with noone we deal with knowing anything? My mother died in February 2012 and we have been struggling…
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Bus Pass eligibility
I am enquiring on behalf of a friend of mine, aged 61 who lives in this country but does not qualify for a State Pension due to not having contributed here. She is a EU citizen and lives with her family who, of course, pay taxes and council tax. She uses buses frequently and has assumed that she would not qualify for a bus…
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How to outperform any ISA - easy peasy
So we've seen the figures that 'food inflation' is 5%. Only 5%? In whose reality? My favourite fresh coffee is up 50% on what it was just over a year ago. And what about basics like butter? So..... If you have any spare space convert some cash to long term staples. Things which will freeze or won't go off. In particular do…
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Selling Mother in laws bungalow?
Hi - I wonder if anybody could give me some insight on the best way forward. My MIL went into a home over a year ago due to extremely bad health and being unable to look after herself in any shape or form - we did have carers coming in but they kept forgetting to turn up to put her to bed and on the last occasion she…
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Moneybox Live - Paying For Care
Wednesday May 30 15:00 BBC Radio 4 FM "Paying for care: Paul Lewis and a panel of guests answer your calls on the costs of care." http://www.bbc.co.uk/programmes/b0080g47
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Best deal on Senior Railcard?
Hi folks The senior-railcard website is offering 10% off the usual one year Senior Railcard price of £28 for a price of £25.20, using the Senior10 code, up to 30 June 2012. Are there any better deals available at the moment? Thanks.
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gift house to Daughter for completion of mortgage
Hello, I live in a fairly large house on the coast, my wife and I were looking forward to a peaceful retirement, but I suffered a stroke that has caused a complete! change to our plans, I had to stop work before I had completed payments to my mortgage , I am now not able to find! any job. I still have!3 years mortgage left…
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Mother in law going into home, her house in husband's name
My mother-in-law is currently in hospital and will not be able to return home as she can no longer look after herself even with maximum care package. Sixteen years ago she transferred her house to my husband's name with the proviso she could live in it as long as she wished. She does have considerable savings and will…
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Help with accessing savings to pay care home fees
I am trying to keep this as concise as possible and keep to the key facts. My Mum has been transferred into a care Home. She will probably be self - funding but that is another matter/ argument. She has savings to fund the fees for a few years but we have no power of attorney and I am currently battling through the mammoth…
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Trust in Bond - A conveluted situation
Hi all, Apologies if a question of this variety has been asked before. I have looked through some of the various topics on this website but not having a great amount of legal knowledge and slightly different personal circumstances I could not really understand how this would relate to me. I think I will start by listing my…
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Carer phone
Apologies if this is the wrong area to post this question. I've an elderly relative that has a BT Carer phone (the one that has a wireless pendent & rings round friends and relatives in an emergency - say for example if they fall). The phone is about 6-7 years old now and has gone on the blink (it still works as a phone,…
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New property in complex circumstances - parents or children names on deeds?
Hi, i'm new to the forums so hope this is the right / best place to post this topic. I'm asking the question on behalf of my family and my parent-in-laws (75 & 66) who are in a little bit of a dilemma which i will try to explain as best as possible. 18 months ago they were forced to sell their family home at a considerably…
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Selling part of house
Hello, just discovered MSE lately and have spent a lot of time reading, but have not found anything that is exactly what we are considering. I posted first on the "tax saving" board as CGT and IHT could be a consideration, but Savvy-Sue has suggested I should post my query here too. I will also put it on "house…
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Long term sunny winter stay, within EU?
Hello....my 75 year old Dad has been going to Goa for 7 or 8 weeks over winter for a good number of years but insurance is now a real problem and I'd like to find him a destination for 2011 that allows him to remain within the EU (although I appreciate that there are still healthcare considerations). I think we'd be…
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Peace of mind now son has own flat
I did not realise how much peace of mind my son being set up in his own flat would give me. He doesn't earn very much, probably never will, has mild Aspergers' Syndrome and I've always worried about what would happen to him if we had to sell our house to pay for care. Although I agree that if you have the means you should…
